Jared Kohn is a financial advisor at Edward Jones in Lutz, FL, holding the CFP®, ChFC®, and Series 66 designations with 11 years of industry experience, all with Edward Jones since 2015. He serves as a member at large for Congregation Beth Am in Tampa, facilitating community and outreach events, and also performs wedding ceremonies as a Notary Public. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Linda Cliborne is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 30 years of experience providing financial and wealth preservation strategies. Linda and her team focus on helping employers design and implement 403b and 401k plans, offering support related to fiduciary best practices, plan design, and participant education. They also work with individuals to develop wealth management strategies, including investment advice and wealth transfer planning for multigenerational families. The Cliborne Winkler & Associates team manages approximately $560 million in assets and serves over 100 employer-sponsored retirement plan clients as of August 29, 2023. Linda is a qualified Portfolio Manager who builds and manages personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. She has earned several professional designations, including Certified 401(k) Professional (C(k)P®), Certified Plan Fiduciary Advisor (CPFA®), Chartered Retirement Planning Counselor (CRPC™), Chartered Retirement Plans Specialist (CRPS™), and Retirement Benefits Consultant (RBC). She holds a Bachelor of Science degree in Finance from Virginia Polytechnic Institute & State University's Pamplin College of Business. Linda resides in Tarpon Springs, Florida with her husband and two children. She is actively involved in community organizations such as the American Heart Association's Circle of Red, Habitat for Humanity of Pinellas and West Coast Counties, and the YMCA of the Suncoast. Outside of work, her interests include boating, photography, biking, and spending time with her family.

Kari Neller is a financial advisor at Edelman Financial Engines with 15 years of industry experience and holds a Series 65 designation. Prior to joining Edelman Financial Engines in 2026, she worked at Independent Financial Partners and LPL Financial, among other firms. Outside of her advisory work, she is also a licensed realtor assisting buyers and sellers with real estate transactions through Premiere Property Solutions. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online platforms.

Nicholas Macaluso is a financial advisor with Edward Jones in Clearwater, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and emphasizes a fiduciary standard in its advisory services.

Isramil Pichardo is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has been with Primerica Advisors since 2011 and has worked at Primerica Financial Services since 2005. In addition to his advisory role, he owns The Purpose Group, LLC, an entity formed for Primerica business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm provides advisory services through a large network of advisors and utilizes model-delivery strategies managed by unaffiliated asset managers, with discretionary separately managed account options and custodial support from Pershing.

Melanie Morrow is a Financial Consultant at Fidelity Investments. In her role, she partners with clients to co-create and implement financial plans tailored to their individual needs and preferences. She works with her team to help clients navigate their financial plans through retirement and life changes. Melanie's professional experience includes various positions at Fidelity Investments, starting as a Financial Representative in 2019, progressing to Relationship Manager in 2020, Investment Consultant in 2023, and currently serving as a Financial Consultant since 2025. Prior to joining Fidelity, she worked as a Financial Advisor and participated in the Advisor Mastery Program at Raymond James from 2018 to 2019.

Shannon Utterback is a financial advisor at Fidelity with 14 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Her tenure at Fidelity began in 2022 and continues to the present. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, including model portfolios delivered to intermediary platforms.

Louis Tagliaferro is a financial advisor with Osaic Wealth, Inc. based in Safety Harbor, Florida. He holds Series 63 and Series 65 licenses and has 43 years of industry experience, including 23 years with American Portfolios Financial Services. He occasionally sells life, long-term care, and disability insurance in conjunction with his financial advisory services. Osaic Wealth, Inc. serves a diverse client base ranging from individual and high-net-worth investors to institutional clients such as pension plans and corporations. The firm offers integrated brokerage and advisory services, utilizing asset allocation tools and third-party platforms to construct portfolios that include a variety of asset types, managed on discretionary or non-discretionary bases.

Brandt Zimmerly is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PFS Investments Inc. since 2011 and with Primerica Financial Services since 2009. Outside of his advisory role, he owns Zimmerly and Associates, LLC, which operates for Primerica business purposes, and is involved with Team HSTL, a non-investment-related venture. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while using Pershing and Primerica Brokerage Services for custody and trade execution.

Deidre Fernald is a CFP®-certified financial advisor at Cambridge Investment Research Advisors with 21 years of industry experience. Her prior roles include positions at Citigroup Global Markets, Lincoln Investment, and Capital Analysts. Fernald serves as a board member for a networking organization and is a partner in a non-investment-related business. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through independent Financial Professionals, including discretionary and non-discretionary portfolio management, proprietary models, and access to third-party strategists.

Melvin Nnabuife is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fisher Investments, Northwestern Mutual, and Eckman Wealth Management. Melvin is the owner of Afro Elite Enterprise LLC, a community engagement organization that supports minority businesses and promotes African culture through event organization. He is also the founder of ApexVisionary Consulting, providing small business consulting services. Morgan Stanley Wealth Management serves individual and institutional clients by offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and economic scenario modeling.

Isaac Voltoline is a financial advisor with Charles Schwab, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Schwab, he worked at the City of St. Petersburg and Haddad Dealerships, and has been involved with ModernTetra since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment recommendations and access to affiliated discretionary SMA portfolios, alongside custody and brokerage services.

Chelsea Lopes is an Investment Consultant currently working at Fidelity Investments since 2025. She previously served as a Private Wealth Advisor at Kingsbury Financial Advisors from 2022 to 2024. Chelsea's professional focus involves guiding individuals and families through key financial decisions, including building wealth, retirement planning, and navigating life transitions. Chelsea is committed to serving as a trusted partner to her clients, helping them uncover personal financial strategies. Outside of her professional role, she has interests in art, the beach, fitness, gardening, museums, and writing.

Taylor Mc Dermott is a CFP®-certified financial advisor with 13 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., where he has worked since 2019, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. In addition to his advisory duties, Mc Dermott serves as a trustee for an irrevocable family trust and manages his own S-Corp, handling both financial planning and operational responsibilities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary investment consulting supported by analytical tools and maintains specialized advisory programs, including municipal and SIMPLE IRA consulting services.

Todd Basler is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with PFS Investments Inc. since 1994 and with Primerica Financial Services since 1993. Basler is also involved in several business ventures, including ownership of Basler Group LLC, a Primerica-affiliated investment entity. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-delivery strategies managed by third-party asset managers and provides advisory services through a large network of advisors.

Trae Vaillant is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. His work history includes roles at PFS Investments Inc. and Gartner, alongside over a decade with Primerica Financial Services. Outside of advisory work, he owns Destiny Financial and Destiny Family Group, LLC, a health insurance sales business. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven strategies managed by third-party asset managers and supports trade execution and custody through established custodians.

Blake Heyer is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation and with one year of industry experience. Prior to joining Morgan Stanley, he worked at Kappa Alpha Theta and Wolf Hospitality. He attended Florida State University and has experience in athletic club and educational environments. Morgan Stanley Wealth Management provides financial planning and investment advisory services to individuals and institutional clients. The firm employs a structured planning process using advanced modeling tools and manages approximately $2.74 trillion in client assets.

Bradley Kirchner is a financial advisor with Wells Fargo Clearing in Clearwater, FL, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. His prior work includes roles at Synovus Bank, Synovus Securities, Fifth Third Securities, AmSouth Investment Services, and Truist Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options primarily through diversification and modern portfolio theory.

Aidan Shaw is a financial advisor with Morgan Stanley in Tampa, FL. He holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Instacart and Florida Financial Advisors and spent several years in full-time education. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by firm-approved tools and offers a broad range of retail and institutional investment services.

Cindy Capezzuti is a financial advisor with Ameriprise in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Morgan Stanley Smith Barney from 2011 to 2019 before joining Ameriprise Financial Services, Inc., and later Ameriprise. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.