Charles Massey is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2015. Prior to this role, he accumulated experience at several financial institutions, including serving as a Financial Consultant at E*Trade Financial from 2011 to 2015, a Financial Advisor at JP Morgan Chase from 2010 to 2011, a Branch Manager at JP Morgan Chase from 2007 to 2010, and an Investment Representative at Edward Jones Investments from 2003 to 2004. He has years of experience counseling high net worth investors on retirement planning and investment decisions. Charles focuses on understanding his clients' priorities to build and implement customized financial plans tailored to their individual situations. Outside of his professional work, Charles has interests in comedy, concerts, cooking and baking, traveling, writing, and yoga.

Benjamin Rose is a financial advisor at Edward Jones with eight years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Edward Jones in 2022, he worked at Bank of America/Merrill Lynch from 2018 to 2022 and at Geometry Global from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and managed solutions, operating under a fiduciary standard and maintaining a large nationwide network of advisors and branch offices.

Robert Smith is a CFP® and holds a Series 66 license, with seven years of industry experience. He has worked at Edward Jones since 2018 and was previously with Meadowhawk Capital, LLC from 2009 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Parinaz Ronaghi is a financial advisor at J.P. Morgan Securities with six years of industry experience. She has held roles at Bank of America, Merrill, and First Bank And Trust Company of Illinois. Outside of finance, she was involved with Krystynas Deli Inc - KD Market for four years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Thomas Wendt is a financial advisor at Ameriprise Financial Services LLC with nine years of industry experience. He previously worked at Edward Jones and Bromley Company. His credentials include the Series 66 designation. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

William Arnold is a financial advisor at Edward Jones in Winfield, IL, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services, supported by a nationwide network of over 23,000 financial advisors.

Brennan Miller III is a CFP® and holds a Series 66 license, with 19 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2008, totaling 18 years at the firm. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Eva Hahn is a financial advisor with Raymond James & Associates in Schaumburg, IL, holding a Series 66 designation and one year of industry experience. Her prior work history includes roles with the Islamic Society of Northwest Suburbs and various nonprofit organizations. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Mark Sessa is a CFP®-designated financial advisor with 17 years of industry experience, currently with J.P. Morgan Securities in Arlington Heights, IL. His prior experience includes roles at Golden Cord Investment Group, Inc. and Gci Group, Inc D/B/A Centurion Capital, Ltd. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Josh Brown is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with Charles Schwab since 1997, including roles at Charles Schwab Bank and TD Ameritrade Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management using multi-asset model portfolios and has a distinctive operational structure that combines advisory services with custody and brokerage functions.

Jeffrey Rosencrans is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He has over three decades of experience working with individuals and families to create, grow, and preserve their wealth. Jeff focuses on providing customized strategies within disciplined investment frameworks, including tax-efficient asset allocation, diversification, and tactical rebalancing. He also assists clients with ongoing tax minimization and wealth transfer strategies. Jeff holds the CERTIFIED FINANCIAL PLANNER (CFP) certification, the Chartered Retirement Planning Counselor (CRPC) designation, and the Personal Investment Advisor (PIA) credential. He earned both his bachelor's and master's degrees from Illinois State University. Throughout his career, Jeff has been recognized for his dedication and was recently included on the Forbes "Best-in-State Wealth Advisors" list for the fourth consecutive year. Outside of his professional role, Jeff enjoys biking, billiards, boating, hiking, music, reading, traveling, watching movies, and spending time with his wife and three sons. He is involved with the Abbey Yacht Club and contributes to Children's Oncology Services, Inc. Jeff resides in Inverness, Illinois.

Dennis Prociuk is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera since 2021, including its affiliated entities, and previously at Voya Financial Advisors. Outside of his advisory work, he is president and owner of Micromatic Spring & Stamping Co., Inc., a manufacturing business, and also leads a real estate partnership. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

Charles Reed IV is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. Reed also has a background with JPMorgan Chase Bank, N.A., where he has worked since 2011. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities.

Jennifer Ebert is a financial advisor at Morgan Stanley in Barrington, IL, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2022, she worked in education and family office roles. Outside of advising, she is involved with Julie Gockman Photography. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm‑approved tools and research.

Ralph Watson is a financial advisor at Cetera with 13 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Watson is a managing partner at Woodford Financial PLLC, a CPA firm providing accounting, tax, and financial planning services in Versailles, KY. He has held roles at several firms, including Avantax Investment Services and Raymond James Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

George Reichl Jr. is a financial advisor with Morgan Stanley in Barrington, IL, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. He has been affiliated with Morgan Stanley and its related entities since 2007. Outside of his advisory role, he is an investor in the automotive and transportation business Tint World. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Robert Christman is a financial advisor at Edward Jones in Palatine, IL, with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Darrell Malano is a financial advisor at Osaic with 38 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at Sagepoint Financial, Inc. for 18 years. Outside of his advisory role, he serves as president of a local nonprofit branch of Western Catholic Union and owns a financial services sole proprietorship focused on agency supervision. Osaic Wealth, Inc. serves a diverse clientele including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to multiple investment platforms and third-party managers.

Paolina Dimitrova is a Planning Consultant at Fidelity Investments, a role she has held since 2026. Prior to this position, she served as a Relationship Manager at the same firm from 2025 to 2026 and as a Financial Representative from 2023 to 2025. Throughout her tenure at Fidelity Investments, Paolina has developed expertise in client financial planning and relationship management. She approaches the planning process with care, structure, and attention to detail, focusing on aligning closely with her clients' goals to provide a thoughtful and seamless experience. Outside of her professional work, Paolina enjoys activities such as beach outings, fitness, hiking, Pilates, traveling, and exploring culinary interests.

Anna Wright is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. She has worked at Ameriprise Financial Services, Inc. from 2015 to 2023 before joining Avantax Advisory Services and Cetera in 2023 and 2025, respectively. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large nationwide network of independent advisors and provides access to multiple program structures and third-party managers.