Carlos De La Rosa is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked at Texas A&M University and Nike. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Rezso Spruch is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the Series 66 designation and has worked with firms including Interactive Brokers and Merrill. He has been with various J.P. Morgan entities since 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers a range of products through its affiliation with the broader J.P. Morgan organization.

Cedric Holland is a financial advisor with Charles Schwab based in Westlake, TX, holding Series 63 and Series 66 credentials and 16 years of industry experience. He previously worked at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. over a period spanning 12 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers centralized custody and integrated operational support.

Chad Markland is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 13 years of industry experience. His prior work history includes positions at TD Ameritrade and Fidelity Investments. He is currently based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by a centralized and integrated operational structure.

Keegan Wood is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab, TD Ameritrade, and Fisher Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Jack Benbow is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. He has worked with Charles Schwab since 2023 and also has prior involvement in sports-related community activities as a coach and event assistant for GolfTEC on the PGA Tour. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative-investment offering.

John Gould is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been involved in the financial services industry since 2002 and joined Merrill Lynch in 2008. John specializes in providing investment advice and strategies that consider clients' life goals, risk tolerance, time horizon, and liquidity needs. His approach focuses on developing personalized wealth management plans that address goals such as retirement income, estate planning, college education funding, tax minimization, and wealth transfer. John holds a Bachelor of Business Administration degree in Marketing and Finance from Baylor University and an MBA from Southern Methodist University. He carries the Personal Investment Advisor (PIA) designation. Based in Dallas, Texas, John works closely with clients to simplify the complexities of financial planning and investment management, emphasizing clear communication and trust. Outside of his professional role, he is involved with First Baptist Church in Dallas and enjoys baseball, basketball, football, spending time with his family, and traveling.

John Loyd is a financial advisor with LPL Financial in Fort Worth, TX, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, Loyd is an enrolled agent who provides tax preparation services, serves as a CFP instructor for Kaplan, teaches at Georgetown University, and coaches volleyball. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, research, and technology-driven strategies.

Nathan Makdessi is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. Prior to joining J.P. Morgan, he worked at Goldman Sachs and Jump Investors. Outside of finance, he assists with implementing AI technologies at Quantum Geotechnical, a civil engineering firm owned by his family. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Lauren Wintermute is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2022. Her prior experience includes roles at the University of North Texas, MetroCrest Services, and a congressional campaign. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios. The firm also serves multiple registered investment companies and utilizes systematic methodologies and long-term asset allocation benchmarks.

Chris Hibbitts is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2006, including a concurrent role at JPMorgan Chase Bank, N.A. since 2017. Outside of his advisory work, he is a professional bowler. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Donald Buescher is a financial advisor at UBS Financial Services in Ft. Worth, TX, holding a Series 63 designation with 38 years of industry experience. He has been with UBS since 1990. Outside of his advisory role, Buescher serves as a trustee for Meals on Wheels of Tarrant County, where he reviews investment policies. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a network of financial advisors.

Eric Malmgren is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and eight years of industry experience. His prior work includes a year at Edward Jones before joining Charles Schwab in 2018. He has worked across multiple Schwab-affiliated entities, including Charles Schwab Trust Bank, Charles Schwab Premier Bank, and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Arnat Abzhanov is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 designations and three years of industry experience. His prior roles include positions at TD Ameritrade, self-employment, and Halyk Finance. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment due diligence.

Sayidomar Mohamed is a Series 66-credentialed financial advisor at Fidelity with two years of industry experience. Prior to joining Fidelity, he held positions at various firms and organizations including Best Buy, RadiusAI, and Turbulent & Company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from a wide range of mutual funds, ETFs, and ETPs.

Chih Cheng is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2018, following prior roles at Fort Worth Community Credit Union. Outside of his advisory work, he owns Tengoku Shop, a retail business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized, integrated approach to custody, brokerage, and advisory services.

Robert Driskell Jr. is a financial advisor with Raymond James & Associates in Fort Worth, TX, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Connor Morris is a Financial Consultant at Fidelity Investments, where he works to build a warm and approachable experience for his clients. He helps guide clients through important financial decisions by simplifying the complexity of their financial lives and aligning plans with their goals. Connor focuses on building strong relationships and creating personalized strategies that aim to give clients confidence in their futures. Connor has been with Fidelity Investments since 2018, progressing through various roles including Customer Relationship Advocate, High Net Worth Service Associate, Workplace Planning Consultant I and II, and Investment Management Consultant I and II before becoming a Financial Consultant in 2024. He holds insurance licenses in Arkansas and California.

Antonio Rodriguez is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He has been with Charles Schwab since 2014 and has worked at Charles Schwab Bank since 2019. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, leveraging multi-asset model portfolios and alternative investment options within a highly integrated operational structure.

Andrew Bayang is a financial advisor with Charles Schwab & Co., Inc. in Westlake, TX, holding Series 63 and Series 66 licenses with seven years of industry experience. Prior to Schwab, he worked at TD Ameritrade for four years. Outside of his advisory role, he has worked as a driver for ride-sharing services Uber and Lyft. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering wealth advisory, managed-account, and financial planning services through a combination of non-discretionary and discretionary investment approaches. The firm operates with an integrated structure that combines brokerage, custody, and advisory functions to support its clients.