Robert Williams is a financial advisor with Valic Financial Advisors in Houston, TX. He holds a Series 66 designation and has been in the industry since 2025. Prior to joining Valic Financial Advisors, he worked at Agia and has experience in non-securities insurance products as an appointed agent. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Maribelda Dhaliwal is a financial advisor with Citigroup Global Markets in Houston, TX, holding Series 63 and Series 66 credentials and 17 years of industry experience. Her career includes roles at J.P. Morgan Securities and JP Morgan Chase Bank NA, as well as founding Dhaliwal Concepts. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services with a focus on multi-asset, multi-manager strategies supported by internal oversight and research.

Kathy Rosado is a financial advisor at VALIC Financial Advisors in Houston, TX, holding a Series 66 designation with 29 years of industry experience. She has worked with VALIC Financial Advisors since 2006 and has concurrent experience with Woodbury Financial Services, Sagepoint Financial, Royal Alliance Associates, and FSC Securities Corporation since 2014. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models with National Financial Services as the clearing custodian.

Michael Alexander is a financial advisor with Sanctuary Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He worked at Blackrock Investments, Inc. for 19 years before joining Sanctuary Advisors and Sanctuary Securities in 2022. Based in Houston, TX, he has been with his current firms for four years. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base that includes individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports a range of investment approaches through a network of more than 400 independent adviser representatives and offers portfolio management, retirement plan consulting, and financial planning services with a fiduciary duty under written agreements.

Michael Branda is a CFP® and ChFC® with over 32 years of experience in the financial services industry. He has been with Equity Services, Inc. since 1993 and has worked with National Life of Vermont since 1989. Outside of his advisory role, he volunteers with the University of St. Thomas as part of its development and planned giving committee and serves on the board of his local homeowners association. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms that combine long-term strategies with options for shorter-term trading and utilizes both discretionary and non-discretionary management approaches.

Perry Huang is a financial advisor at Truist Advisory Services with five years of industry experience. He holds a Series 66 designation and has previously worked at First Republic Investment Management, UBS Financial Services, and other firms. Outside of finance, he has experience in optometry and has spent time involved in extended travel. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a range of third-party platform arrangements.

Samuel Gagne is a financial advisor at Hightower Advisors with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various roles at Fidelity and Granite Harbor Advisors before joining Hightower Advisors in 2026. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, offering access to affiliated and third-party managers, as well as proprietary research and various investment strategies.

Chris Cookson is a financial advisor at Truist Advisory Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Truist Advisory Services since 2017, including roles at BB&T Securities and UBS Financial Services. He is also a partner at Telos Holdings, a holding company focused on real estate investments, where he contributes to deal reviews and acquisition strategy. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program, combining discretionary and non-discretionary approaches supplemented by AI-enabled research and oversight from its Investment Advisory Group.

Kenneth Fiawoo is a financial advisor at Valic Financial Advisors with 24 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked for Corebridge Capital Services, Inc. and American General Life Insurance for 11 years. He is based in Houston, TX. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management and financial planning services through a large network of advisors and uses discretionary unified managed accounts with tax-aware and impact/ESG overlay options.

Gloria Ryan is a financial advisor with Truist Advisory Services who holds Series 63 and Series 65 licenses and has 13 years of industry experience. She has worked at Truist and its predecessor entities since 2017 and previously held roles at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, and COMPASS Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary manager relationships and integrates third-party platforms and AI-enabled tools to support investment decisions.

Scott Doyle is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and 24 years of industry experience. He has worked at both firms since 2016 in the Houston, TX area. Doyle also sells financial products beyond Guardian offerings when they better suit client needs. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser affiliated with The Guardian Life Insurance Company of America. The firm serves individuals, pension plans, charitable organizations, and corporate clients with a range of brokerage, financial planning, and advisory services.

Ryan Fletcher is a financial advisor at Corient with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Avalon Wealth Management LLC and Avalon Investment & Advisory. Fletcher has been with Corient and its related entities since 2023. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach combining in-house strategies with third-party manager solutions, using risk management tools and alternative investments where appropriate.

Michael Modisette is a CFA® charterholder with 29 years of industry experience. He is currently with Valic Financial Advisors and previously held roles at PNC Investments, BBVA Wealth Solutions, and Invesco Advisers. Based in Houston, TX, Modisette has experience across multiple prominent financial firms. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed account programs through a large network of advisors, utilizing centralized technology and model solutions to manage approximately $29.2 billion for nearly 300,000 clients.

Charles Hays Jr. is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and two years of industry experience. He also serves as an agent for AGIA, selling non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Daniel Garza is a financial advisor with Hightower Advisors holding a Series 65 designation. He has professional experience at Riveron Consulting, Ernst & Young, and Ryan LLC, spanning roles from 2015 to 2024. Garza is based in Houston, TX. Hightower Advisors offers investment advisory and planning services to a diverse range of clients, including individuals, institutions, pension plans, and charitable organizations. The firm employs a multi-manager approach that combines affiliated and third-party managers, utilizing proprietary research and various investment vehicles such as mutual funds, ETFs, and alternative investments.

Ogheneruemu Ogunleye is a financial advisor at RBC Rochdale, LLC with one year of industry experience. He holds the Series 66 designation and has previously worked at Corebridge Financial and Connor, Clark & Lunn. RBC Rochdale serves a diverse client base, including high net worth individuals, institutions, and government entities, offering discretionary and non-discretionary portfolio management, sub-advisory services, and model delivery. The firm employs an active, multi-strategy investment approach that combines quantitative and fundamental analysis to tailor portfolios across various asset classes.

Stephen Strake Sr. is a financial advisor with Hightower Advisors in Houston, TX, holding Series 63 and Series 65 licenses and having 20 years of industry experience. His career includes roles at various Salient entities and Endowment Advisers, spanning nearly two decades prior to joining Hightower. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a range of investment vehicles such as mutual funds, ETFs, and alternative investments.

William Lee, Jr. is a CFA® charterholder with 25 years of experience in the investment industry. He has worked at Sarofim Trust Co. and its affiliated entities, including Sarofim Realty Advisors Co., Fayez Sarofim & Co., Sarofim International Management Company, and Sarofim Advisors Group, Inc., since 2010. Sarofim Trust Co. is a Texas-chartered trust company and SEC-registered investment adviser that provides discretionary investment management, trustee, and custodial services to institutional and private clients, including pension plans, endowments, corporations, charitable organizations, and high-net-worth individuals. The firm uses a bottom-up, fundamental research approach with a focus on high-quality large-cap stocks and emphasizes low turnover, tax efficiency, and fiduciary trust responsibilities.

Randall Hale is a financial advisor at Corient with one year of industry experience. He holds a Series 65 designation and has previous experience at PwC and Avalon Advisors. Corient provides investment advisory and financial planning services to individual and high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that incorporates both in-house and third-party strategies, risk management tools, and may include alternative investments where appropriate.

Ying Fang is a financial advisor at Transamerica Financial Advisors with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Transamerica since 2012. Outside of her advisory role, she is involved with several other business activities including providing estate planning communications through Inheritguard, LLC, and acting as an independent agent for multiple health insurance entities. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering a range of advisory and broker-dealer services. The firm utilizes proprietary and third-party investment models and supports both discretionary and non-discretionary program choices.