Amber Chang is a financial advisor at Mercer Global Advisors Inc. with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Goldman Sachs, Folio Investments, Inc., and Charles Schwab. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory services and financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, utilizing diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, separate account managers, and other platforms, alongside a range of specialized client services.

John Warren is a CFP® with 25 years of industry experience. He is currently with William Blair, joining the firm in 2023, and previously worked at Morgan Stanley and Citigroup Global Markets. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across equities, fixed income, and alternative strategies, providing proprietary model portfolios and access to private funds and co-investment opportunities.

Luke Vinnola is a financial advisor with D.A. Davidson & Co. in Denver, CO, holding Series 66 and Series 63 licenses and bringing 20 years of industry experience. He previously worked for Envestnet Asset Management, Inc. for 11 years before joining D.A. Davidson in 2022. Outside of his advisory role, he serves as secretary on the board of the Arvada West High School Boy’s Soccer Booster Club. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers services under fiduciary standards and incorporates both qualitative and quantitative analyses in its investment recommendations and financial planning processes.

Evan Alexander is a financial advisor at Valic Financial Advisors with the Series 66 designation and one year of industry experience. Prior to joining Valic Financial Advisors, he worked at Enviz Capital for one year and spent ten years in education. Valic Financial Advisors, Inc. is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, and employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors and uses discretionary unified managed accounts with third-party model managers and optional overlay services.

Paolo Antonio Baladad is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 66 and Series 63 credentials and has worked at several firms including Vanderbilt Financial Group, Arcadia Financial Group, Wells Fargo Clearing Services, and E*TRADE Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and savings rates through point-in-time financial plans and optional managed account solutions.

Oshri Kane is a financial advisor with Empower Advisory Group holding a Series 66 designation. He joined the firm in 2026 and has prior experience as a full-time student and various service industry roles. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and offers both standalone financial plans and optional managed account solutions.

Whitney Spalding Spencer is a CFP® with eight years of industry experience, currently advising at Focus Partners Wealth, LLC. Her prior roles include positions at Kovitz Investment Group Partners, Relative Value Partners, Brownson, Rehmus & Foxworth, and NACSA. She holds the Series 65 license in addition to her CFP® designation. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services. The firm employs an investment approach that combines active and passive strategies through an enhanced open architecture framework, incorporating fundamental and quantitative analysis alongside specialized portfolio management techniques.

Alexander Hansen is a Series 66-licensed financial advisor with Valic Financial Advisors in Lakewood, CO. He has one year of industry experience and previously worked in logistics and food service while completing his education at Colorado State University. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management and financial planning through a large network of advisors, utilizing unified managed accounts with a focus on technology-driven solutions.

Kimberly Jestrab Rindt is a financial advisor at Commonwealth Financial Network with 16 years of industry experience. She holds the Series 66 designation and has worked previously at D.A. Davidson & Co. and Independent Wealth Strategies. She is also involved in fixed insurance sales conducted at her branch location. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions.

John Beer is a CFP® professional with seven years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and has held various roles within the Charles Schwab organization since 2019. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, planning discussions, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Charles Schwab ecosystem and does not directly charge clients fees for its advisory services.

Ryan Hickey is a financial advisor with PNC Wealth Management in Denver, CO. He holds a Series 66 designation and has nine years of industry experience. Prior to joining PNC in 2026, he worked at Bokf, Na and BOK Financial Securities, Inc., as well as Woodbury Financial Services INC and Next Financial Group, Inc. Outside of his advisory work, he is the lead singer and director of a tribute band called Mode for the Masses. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that implements investments via approved strategies managed by PNC or third parties. The program uses mutual funds and ETFs with annual rebalancing and relies on algorithmic risk assessment to select investment models.

Jonathan Ahalt is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. He holds a Series 65 designation and has previously worked at Kovitz Investment Group Partners, LLC, Transform Wealth, LLC, and Strategic Capital Advisors, Inc. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services, employing a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies, third-party managers, and private funds.

John Zetzman is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including WestMed LLC and U.S. Bank. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated solutions tied to Empower’s recordkeeping and administrative platforms.

Brennen Hess is a financial advisor at Transamerica Financial Advisors with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Fidelity Investments. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with options for discretionary and non-discretionary management.

Julia Stauffer is a CFP® and holds a Series 65 license, currently with Beacon Pointe Advisors, LLC in Denver, CO. She has two years of industry experience and has previously worked at Transform Wealth and Gen II Fund Services. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions for individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

John Rafferty is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 66 and Series 63 designations. He has two years of industry experience and previously worked at several firms, including Empower Financial Services, The Guild, and Bristol Seafood. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Michael Robb is a financial advisor at The Huntington Investment Company with 23 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at firms including U.S. Bancorp Investments, Morgan Stanley, and BOK Financial Securities. He serves on the executive board of Scouting Colorado, where he participates in fundraising and awareness activities. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm offers multiple wrap-fee programs through an open-architecture model that includes third-party sub-managers and proprietary Private Bank strategies.

Mark Celusniak Jr. is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2017. His prior work includes roles at Morgan Stanley and Morgan Stanley Private Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and research tools while leaving final trading decisions to clients.

Carey Sullivan is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been associated with Eagle Strategies since 2011 and previously worked with Five Peaks Capital Group LLC. Sullivan is involved in insurance brokering through multiple entities and holds ownership interests in various investment-related businesses. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement advisory services. The firm deploys a range of advisory programs and emphasizes tailoring recommendations to client objectives, with a significant portion of assets managed on a non-discretionary basis.

Melissa Constant is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 licenses and has 11 years of industry experience. She has worked at Kestra Advisory since 2018 and previously was with Royal Alliance from 2015 to 2018. Outside of her advisory role, she is involved in a short-term rental business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including institutional and individual clients. The firm offers a broad range of services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts.