Janice Hernandez is a financial advisor at Cetera with Series 65 and Series 63 credentials and three years of industry experience. Her career includes roles at Goldman Sachs and Wilson-Davis & Co., Inc. She has maintained a long-term involvement with Upper Room Real Estate since 2002. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Joshua Lowry is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at E*TRADE Capital Management, JPMorgan Securities, and Scottrade. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling.

Michael Wolf is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments, E*TRADE Capital Management, and Harrisdirect. Between 2024 and 2026, he took time away from the industry as a stay-at-home dad. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm’s approach involves structured discovery and firm-approved tools, with client plans that use various modeling techniques to project outcomes.

Bronson Webb is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise since 2006, including his current role since 2020. Webb is also co-owner of Elevate Management LLC, where he manages an advisory business. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, focusing on clients with significant assets under management.

Kelly Miller is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63, 65, and 66 designations. Miller has been with Ameriprise and its affiliates since 2009. He serves on the Board of Directors for the American Cancer Society. Ameriprise offers a retirement-income planning service targeting individuals with at least $1 million in investable assets, providing tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools with advisor collaboration to deliver non-discretionary retirement advice.

Dustin Dixon is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has worked at firms including E*Trade and Wells Fargo Clearing Services. Outside of his advisory work, he is involved in organizing billiards and pool tournaments. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs focused on tailored financial planning and investment management, overseeing approximately $2.74 trillion in client assets.

Lisa Thorpe is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and over 34 years of industry experience. Her career includes positions at Wells Fargo Clearing and Citigroup Global Markets. She is also the owner of The Thorpe Group, LLC, an investment-related business based in Santa Clara, Utah. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo research, planning tools, and multiple compensation streams through integrated financial products and referral channels.

Megan Bennett is a CFP® and Series 66 licensed financial advisor with Edward Jones, where she has worked since 2019. She has six years of industry experience and previously worked at HomeGoods for ten years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions. The firm has a large national presence with over 23,000 financial advisors and offers discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Peter Madsen II is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 66 and Series 63 licenses and five years of industry experience. His career includes roles at Morgan Stanley Private Bank, Chase Bank, Fidelity Investments, and the University of Utah. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Genna Trinidad is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and 15 years of industry experience. Her career includes multiple roles at Morgan Stanley as well as six years at E*TRADE Capital Management LLC and E*TRADE Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Kathryn Simpkins is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and Series 66 registrations and has previously worked at E*TRADE Securities LLC for over a decade before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Bryan Debbink is a financial advisor with Equitable Advisors in Salt Lake City, holding a Series 66 designation and one year of industry experience. Outside of his advisory role, he has been involved with the South Valley Unitarian Universalist Society for one year and operates a personal officiating business. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives that use a range of third-party and firm-offered programs.

Hunter Hall is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation and has previously worked with firms including Podium, LGCY Power, and Vivint. Outside of advising, he also engages in insurance brokerage, focusing on life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and tools to develop collaborative, goal-oriented planning strategies.

Bridget Chambers is a financial advisor at Morgan Stanley with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including E*Trade Capital Management, Fidelity Brokerage Services, and Prudential Insurance. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and firm-approved tools, with advisory services that do not include individual security recommendations as part of its standalone planning program.

Alan Ayers is a Series 66-licensed financial advisor with Ameriprise in Orem, Utah, with 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2000. Outside of his advisory work, he owns Entelechy Enterprises, LLC. Ameriprise is a large institutional firm that offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations, primarily for clients with assets managed by Ameriprise.

Tyler Roberts is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has previously worked at E*TRADE Capital Management, BANK of AMERICA, and Merrill. Before entering the financial sector, he spent two years at Stone Summit Climbing and Fitness Center. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive investment programs.

Shu Yi Li is a financial advisor at Morgan Stanley in Sandy, Utah, holding the Series 66 designation with four years of industry experience. Prior to joining Morgan Stanley in 2021, Li worked at H & R Block and True Choice LLC, and was involved with VASAYO LLC from 2017 to 2021. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning using structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Mitchell Murphy is a financial advisor with Edward Jones in Salt Lake City, UT, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Derek Adams is a financial advisor with LPL Enterprise in Salt Lake City, UT, holding Series 63 and Series 65 licenses and having 23 years of industry experience. He has been associated with Prudential Insurance Company of America since 2002 and worked at Pruco Securities, LLC. for 22 years. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm utilizes model-driven investment approaches and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

David Suhre is a financial advisor at Morgan Stanley Wealth Management with 17 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at E*TRADE Capital Management and E*TRADE Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its services.