Cynthia Pelosi is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Her career includes roles at FSC Securities Corporation, MML Investors Services, MassMutual Life Insurance Co., and Grow Financial Credit Union. She is also the owner of Prodigy Event Planning, a business focused on wedding and event coordination. OSAIC serves a diverse client base—including individual and high-net-worth investors, pension plans, corporations, and charitable organizations—offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary account management.

Justin Proudfoot is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Capstone Financial, Education At Work, and New Leaf Trading, as well as seven years connected to Arizona State University and his own enterprise, Proud Passage Company. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to tailor asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform combined with advisor support.

Hunter Jamison is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 designation and has worked at various Vanguard entities since 2021. Prior to his advisory career, he operated a lawn care business for seven years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs, and manages a large scale of client relationships through a combination of digital platforms and advisory teams.

Michael Mikulich is a CFP® with 16 years of industry experience, currently serving at Vanguard Advisers since 2009. He holds a Series 63 license and is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and Vanguard funds and ETFs to deliver personalized portfolios with tax-aware features and customization options.

Nicole Eich is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes roles at USAA Investment Management Company and USAA Financial Advisors Inc. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing scalability and digital delivery.

Brian Massingale is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 1992 after working at Paine Webber and has over 30 years of experience advising high net worth individuals, affluent families, businesses, foundations, and endowments. Brian is a qualified Portfolio Manager who manages personalized or defined strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Brian holds the Chartered Financial Analyst (CFA) designation and is a member of the Chartered Financial Analysts Institute and the Phoenix CFA Society. He also holds the Certified Investment Management Analyst (CIMA) designation and is a member of the Investments & Wealth Institute. He holds Series 7, 9, 10, 63, and 65 FINRA registrations. Brian graduated from Arizona State University with a B.S. in Economics and is a current member of the ASU Alumni Association. Brian's primary focus includes preparing and implementing financial strategies and analyzing the impact of clients' goals on their future wealth. He has served as a Resident Director for Merrill Lynch and has held other management responsibilities. Brian lives in Phoenix with his wife and three children.

Andrea Franco is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to her current role since 2022, she held positions at Wells Fargo Advisors, Morgan Stanley, and Mass Mutual. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Bridgford is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He leads a team with over 100 years of combined experience, serving high net worth individuals across 36 states. His advisory approach focuses on safeguarding client assets through diversification and risk mitigation aligned with clients’ desired lifestyles. John’s client expertise includes family wealth management strategies, personal retirement planning, portfolio management services, and retirement income planning. John began his career in finance after earning a bachelor's degree in Economics from Arizona State University in 1990. He joined Merrill Lynch Wealth Management in 1992 and co-founded the Bridgford & Cromer Group. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), and Personal Investment Advisor (PIA) designations, which support his commitment to providing personalized financial strategies to help clients pursue long-term goals. In addition to his professional work, John has nearly two decades of community involvement in the greater Scottsdale and West Valley areas. He has served as Chair of the Board of Directors and Fund Development Committee for Benevilla™, a nonprofit supporting older adults, adults with developmental disabilities, and children. John is also a member of the Fighter Country Foundation Blue Blazer Squadron. Outside of work and community service, he spends time with his wife and three children and participates in coaching and supporting his children’s sporting and artistic activities.

Nicholas Fisher is a CFP® and Series 66-registered advisor at Ameriprise with eight years of industry experience. He has worked at firms including Merrill Lynch, Bank of America, and Silverhawk Private Wealth. Fisher serves as a council member on the Board of Directors for Wishmakers Council in Scottsdale, AZ. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing tax-aware, income-focused planning for clients approaching or in retirement.

Sam Bello is a Financial Consultant who focuses on partnering with clients and their families to build collaborative and long-standing financial relationships. Sam and his team utilize the range of Fidelity Investments products to support clients in working towards their financial goals. Sam's professional experience includes roles as an Ultra High Net Worth Relationship Manager at Merrill from 2018 to 2022, a High Net Worth Relationship Manager at Merrill from 2015 to 2018, an Active Trader Broker at Charles Schwab from 2014 to 2015, and an Entry Level Stock Broker at Charles Schwab in 2014. Outside of his professional work, Sam's personal interests include family activities, social events with friends, golf, music, and traveling.

Molly Andoe is Vice President and Branch Leader at Fidelity Investments. She has over a decade of experience in the personal financial planning industry, including roles as VP Regional Planning Consultant and Financial Consultant at Fidelity Investments, as well as Financial Advisor at Edward Jones. Molly is a CERTIFIED FINANCIAL PLANNER (TM) who leads and coaches Fidelity's Financial Advisors to deliver high standards of client care. Her team focuses on understanding clients' priorities and utilizes Fidelity's resources and investment platforms to assist with significant financial decisions. Outside of her professional role, Molly's personal interests include comedy, cooking and baking, social events with friends, outdoor adventures, pets, and traveling.

Seth Henrie is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and bringing 19 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides structured planning tools and models as part of its advisory services.

Spencer Weaver is a financial advisor with Charles Schwab based in Scottsdale, AZ, holding a Series 66 designation and bringing 20 years of industry experience. His career includes roles at TD Ameritrade from 2010 to 2022 and at Charles Schwab since 2022, including Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative investment platform.

Peter Miller is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at Paychex, K2 Sports, and the University of Arizona, as well as entrepreneurial ventures in auto services and fleet management. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach focused on personalized asset allocation through proprietary methodologies and broad fund selection.

Wendy Ritchie is a Series 66–licensed financial advisor with Edward Jones in Phoenix, Arizona, where she has worked since 2015. She has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients nationwide. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Dmitry Goldin is a financial advisor at Osaic Wealth, Inc. based in Scottsdale, Arizona, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Osaic since 2000. Goldin serves as a power of attorney for his parents' brokerage accounts. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options, employing asset-allocation tools and automated rebalancing to manage portfolios across multiple platforms.

Samuel Munster is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, N.A., and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with tailored services and discretionary options for clients.

Cynthia Arana is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at Northern Trust, Goldman Sachs, and L3 Harris Technologies. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and a wide array of advisory programs, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools but generally does not provide individual security recommendations as part of standalone plans.

Andrew Gomez is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Merrill Lynch, and Charles Schwab. Based in Scottsdale, AZ, he has been with Vanguard since 2026. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, combining scale and digital delivery to manage a large client base.

Derek Glasscock is a Wealth Management Planning Consultant at Fidelity Investments, a position he has held since 2022. He works with clients and their families to build and maintain evolving financial plans based on principles of honesty and transparency. Derek has been with Fidelity Investments since 2013, progressing through several roles including Financial Representative, Senior Relationship Manager, and Planning Consultant prior to his current role. This experience has provided him with a broad understanding of wealth management and client relationship management. No information regarding Derek's education, credentials, personal interests, or community involvement was provided.