Cody Hall is a financial advisor at Charles Schwab with 17 years of industry experience. He has held Series 63 and Series 66 licenses and has been with Charles Schwab since 2008. Based in Phoenix, AZ, he provides advisory services within one of the largest and most established firms in the sector. Charles Schwab & Co., Inc. serves a large client base including high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, using multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Patricia Nyborg is a financial advisor with Robert Baird & Co. who holds a Series 66 designation and has 13 years of industry experience. Her prior work includes roles at Morgan Stanley and Edward Jones. Outside of finance, she operates an e-commerce business buying and reselling items on platforms such as eBay and Etsy. She is part of The DDK Group within Robert Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management using a range of traditional and alternative investment strategies.

Joseph Winters is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He joined Fidelity in 2022 and has held various roles including Planning Consultant and Relationship Manager, bringing a comprehensive understanding of investment and financial planning to his current role. Prior to joining Fidelity, he worked as an Investment Specialist at Merrill Edge from 2021 to 2022. Joseph focuses on developing personalized financial strategies that align with his clients' goals, values, and lifestyles. His approach involves taking the time to understand what matters most to each client to help them pursue their financial objectives effectively. Outside of his professional work, Joseph has interests in board games, cars, social events, parenthood, reading, and traveling.

Michael Perk Navarro is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has worked with various entities within the Charles Schwab organization since 1998, including Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options and combines centralized supervisory and custody services with multi-asset model portfolios and alternative investment programs.

Jeffrey Hyman is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2011 and 2014, respectively. Based in Phoenix, AZ, he operates within one of the largest firms in the industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and brokerage services within an integrated operational framework.

Demetrius Warren is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ, holding Series 66 and Series 63 licenses with three years of industry experience. His prior roles include positions at Thrivent Financial, American Express, Merrill, and founding marketing firms such as Dream Chasers Marketing LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services delivered through independent financial professionals using both proprietary and third-party strategies.

Robert Boschee is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1988 and joined Merrill Lynch in 1998. Bob specializes in developing strategies and providing investment guidance for individuals, families, and businesses by understanding their financial objectives. His client focus areas include college education planning, family wealth management strategies, legacy planning, LGBT wealth planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, women and wealth, and sports & entertainment. Bob holds the Chartered Financial Analyst® (CFA) designation and the Personal Investment Advisor (PIA) credential. He earned both his Bachelor of Science in Justice Studies and his MBA in Finance from Arizona State University. Bob is a past president of the Phoenix Chartered Financial Analyst® Society, a past Designated Introduction Leader for Landmark Education, and a graduate member of the Phoenix Valley Leadership Institute. He has served as an executive board member and treasurer of the Arizona State University Alumni Association and as a liaison to the Arizona State University Foundation Investment Committee. In addition to his professional work, Bob is involved in philanthropy. He rides his bicycle over 4,000 miles annually to raise funds for Operation Hero Project and The Knights of Heroes. Bob and his family reside in Central Phoenix. He is married to Lynne and has two sons. His personal interests include coaching, biking, golfing, skiing, and spending time with his family.

Theodore Young is a financial advisor at Raymond James Financial Services Advisors, Inc. with 16 years of industry experience. He holds the Series 66 designation and has been associated with Raymond James since 2015. Outside of his advisory role, he serves as a coach at Arizona State University, dedicating significant time to venture mentoring during the academic year. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports clients through its wide network of advisors and affiliated firms.

Roland Ho Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He previously worked at Cambridge Investment Research and Royal Alliance Associates. Outside of his advisory role, he practices as a Hawaiian Lomi practitioner. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes model portfolios, research, and technology-driven strategies.

Dylan Brinkmann is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Raymond James since 2021 and previously held roles at Transamerica Capital, Edward Jones, and Balboa Capital. Outside of his advisory work, he is involved with SilverTree Collective and serves as a wealth advisor with SilverTree Wealth Partners. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning supported by advanced analytical tools and has notable capabilities in municipal and public finance advisory services.

Brendan Trossen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Brendan provides financial guidance and wealth management services to clients through Merrill Lynch. He earned a Bachelor's Degree from The College of William and Mary. Brendan’s expertise includes comprehensive financial planning and investment advisory services consistent with his professional certifications.

Derek Marquardt is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior roles include positions at The Vanguard Group, Opendoor Labs Inc., and Grand Canyon University. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

Andrew Nelsen is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 credential and three years of industry experience. His work history includes roles at Charles Schwab Bank and Charles Schwab, as well as prior experience in construction products, fitness, and education. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Scott Horner is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 36 years of industry experience. His prior work includes long tenure at First Allied Advisory Services and First Allied Securities. He volunteers as a merit badge instructor for the Boy Scouts of America and teaches financial literacy classes through Dave Ramsey’s Financial Peace University; he also serves as an elder at St. Mark Lutheran Church in Phoenix. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures, including access to affiliated and third-party managers.

Christopher Hilyer is a financial advisor with Raymond James Financial Services Advisors, Inc. in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at MML Investors Services LLC and MassMutual Life Insurance Company before joining Raymond James in 2019. Outside of advisory work, he is a partner at Heritage Wealth Solutions, LLC, where he shares responsibilities for advisory services and portfolio management, and he owns Heritage Insurance Solutions, LLC, which produces non-variable insurance products. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm’s approach involves tailored, non-discretionary planning and investment consulting using risk profiling and analytical modeling, with additional capabilities in municipal finance and specialized advisory programs.

Bruce Thompson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Brigham Montez is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2023. His prior work experience includes positions at Ferguson Enterprises, BYU-Idaho, In-N-Out, and Liberty High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research from LPL and third-party subadvisors.

Tiffani Therrien is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 66 designation and has worked with firms including Avantax Investment Services and Pittman Wealth Management. Therrien is also involved in Intentional Wealth Solutions LLC, where she works with advisors and clients regarding solutions and service. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning options, supported by a nationwide network of more than 10,000 advisors.

Victor Larosa is a financial advisor with Robert W. Baird & Co. in Peoria, AZ, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory work, he serves as Vice President of the Eagle Ridge Homeowners Association. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a diverse range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services, utilizing a mix of in-house and third-party managers across traditional and non-traditional investment strategies.

Alexis Manning is a financial advisor at RBC Capital Markets with five years of industry experience. She holds Series 63 and Series 66 licenses. Her prior roles include positions at Schwab Wealth Advisory, Charles Schwab & Co., Inc., and St. Joseph's Hospital. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with customized portfolio management and integrates in-house and third-party investment managers to implement tailored strategies.