Kayla Rafie is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at Wells Fargo and Mutual of Omaha, as well as three years at Torrance Dental Center before entering the financial sector. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning. The firm employs structured planning tools and models to support its services and manages approximately $2.74 trillion in client assets.

Tony Attallah Jr. is a financial advisor at Morgan Stanley in El Segundo, CA, holding a Series 66 designation. He has worked in financial services since 2021, including roles at JPMorgan Chase & Co. and Morgan Stanley. Prior to his financial career, he held positions at California State Polytechnic University, Pomona, Pasadena City College, and Footlocker. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering comprehensive financial planning and investment solutions supported by firm-approved planning tools and broad market resources.

Kazue Fukuda is a financial advisor with Primerica Advisors in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1997. In addition to her advisory role, she is involved in sales of investment-related products and participates in the referral of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Oscar Vargas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2019 and has concurrent roles at Uber and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and includes a broad range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Gianni Santana is an Investment Consultant at Fidelity Investments, where he collaborates with clients to develop customized investment strategies aimed at achieving their financial goals and providing clarity throughout their financial journey. He has been with Fidelity Investments since 2021, progressing through roles including High Net Worth Associate, Financial Representative, Relationship Manager, and Planning Consultant before his current position. Santana holds a California Insurance License and brings a comprehensive understanding of investment and financial planning services. Outside of his professional career, he engages in fitness activities, football, hiking, outdoor adventures, running, and spending time with his pets.

Darwin Juarez is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. He has been with JPMorgan Securities LLC since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Richard Sholty Jr. is a financial advisor with Morgan Stanley in Santa Monica, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with specialized investment products and financial strategies.

Daven Zahn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2000 and operates Zahn & Zahn, Inc., providing investment services, accounting, and tax consulting since 1988. Outside of his advisory work, he is an authorized agent involved in group medical sales to small businesses. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and supports multiple program structures with access to various third-party and affiliated investment managers.

Cole Heydorff is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2018. Prior to his advisory role, he was employed by California State Parks for six years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice centered on dependable income sources and tax-aware withdrawal strategies.

Jennifer Giacalone is a financial advisor with Cetera Wealth Services, LLC, holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior roles include positions at Avantax Insurance Agency, LLC and Avantax Investment Services, Inc. She is also involved with Hazard Financial, where she manages accounting services, tax preparation, and human resource functions. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Elisabeth Maiden serves as Vice President, Financial Consultant at Fidelity Investments, a position she has held since 2013. She began her career at Fidelity in 2010 and has progressed through various roles within the firm, including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, she was a Registered Investment Advisor at AXA Equitable and an Internal Wholesaler at AIG SunAmerica. Elisabeth holds a finance degree from the University of Southern California and has earned the Board-Certified Financial Planner (CFP) designation. She possesses a California Insurance License and brings 18 years of experience in financial advisory services. Growing up in a first-generation American household with a military background, she has developed the ability to connect with clients from diverse backgrounds and takes a caring approach in understanding unique family needs before discussing financial strategies. Outside of her professional work, Elisabeth enjoys cooking and baking, gardening, music, and soccer. She has a personal connection to military service and is also involved in parenthood.

Priscilla Canizalez is a financial advisor at Morgan Stanley with nine years of industry experience. She has worked at Morgan Stanley since 2018 and previously at The Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory role, she is a sole proprietor managing a rental property in Culver City, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and various financial modeling techniques.

Maria Sanudo is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 2010. In her role, she focuses on developing tailored financial strategies to assist high-net-worth individuals, their families, and their businesses in achieving both short- and long-term financial goals. Maria leverages the investment insights available through Merrill Lynch and the banking services of Bank of America to provide comprehensive financial guidance. She collaborates closely with clients' attorneys, accountants, and other advisors to offer advice that aligns with their overall financial situations and objectives. Before joining Merrill Lynch, Maria worked with BBVA Compass Investment Solutions, serving affluent families, particularly from Latin America. She also has experience as a project manager for a medical device company in Wurzburg, Germany. With a background shaped by living in various countries, Maria is fluent in Spanish, French, German, and Portuguese. She holds a Bachelor of Science in International Business Economics and a Bachelor of Arts in French, both from the University of Arizona, and maintains Series 7 and 66 FINRA registrations, as well as Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Maria is involved in community service, including volunteering and fundraising for organizations such as Yoga Gives Back. Her personal interests include cooking, genealogy, hiking, and practicing yoga. She emphasizes understanding clients' life priorities to create personalized financial plans designed around their unique goals and aspirations.

Vineeta Koshy is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2010. Outside of her advisory role, she is an owner of a nonprofit organization based in Las Vegas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tyler Nishikawa is a financial advisor with Charles Schwab and Co., Inc. in Torrance, CA, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Fidelity Investments and entrepreneurial ventures such as Angel Cove LLC and Gym Rat Fuel LLC, as well as freelance videography, photography, and marketing activities. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and cash-sweep services.

Dylan King is a financial advisor with J.P. Morgan Securities based in Manhattan Beach, CA, holding Series 66 and Series 63 credentials and three years of industry experience. His work history includes multiple roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. outside the financial sector, he has experience at FirstMed Ambulance Services Inc and In-n-Out. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Jessica La Villa is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and two years of industry experience. She has previously worked at UBS Financial Services, Inc., Lincolnwood Capital, and several other firms. Outside of her advisory role, she occasionally sells artwork that she creates. Morgan Stanley Wealth Management offers a range of advisory programs to both individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and modeling techniques, with clients responsible for plan implementation and updates.

Trent Turner is a financial advisor with LPL Financial in El Segundo, CA, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for six years and Audi Pacific for four years. Trent is also the author of a book used for marketing purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers diverse advisory programs and financial planning services, employing both discretionary and non-discretionary management supported by research from LPL and third-party providers.

Robert Baker is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior experience includes eight years at Edward Jones and two years at Grove Point Advisors LLC and Grove Point Investments LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Mena Shehata is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary advisory programs supported by an in-house manager solutions team and centralized due diligence.