Delisa Abady is a financial advisor at Morgan Stanley with 34 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeled investment outcome scenarios.

Melissa Phillips is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including seven years at Morgan Stanley Private Bank, N.A. Based in Los Angeles, she also manages a sole proprietorship involved in real estate property management. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized investment offerings.

Jose Ching is a financial advisor with Ameriprise in Monterey Park, CA, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in multi-family real estate ownership. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm also offers a comprehensive range of advisory, brokerage, and insurance solutions through affiliated companies.

Huyen Jaime is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America/Merrill Lynch for nine years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to support model asset allocations and incorporates an ESG eligibility framework.

Junko Nagai is a financial advisor at LPL Financial with 19 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley & Co. LLC, U.S. Bancorp Advisors, BancWest Investment Services, and Bank of the West. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Adan Santos is a financial advisor with Primerica Advisors in Bellflower, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Primerica Advisors since 2005 and Primerica Financial Services since 2004. In addition to advisory work, he receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Lillian Buckley is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, she worked at UBS Private Wealth Management and has held teaching roles at Cerritos College, UCLA, and VAPA Legacy High School. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and modeling techniques, serving clients in an advisory capacity across a broad range of investment and wealth management offerings.

U Lopez is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2009 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Chau is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their program offers written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence that combines quantitative and qualitative research.

Austin Orkin is a financial advisor at UBS Financial Services with eight years of industry experience. He has worked at UBS since 2017 and was previously employed at Belmont Brewing Company from 2016 to 2018. Austin holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored financial strategies.

Michael Martinez is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 66 credentials and possessing 11 years of industry experience. He previously worked at J.P. Morgan Chase Bank and JPMORGAN Securities LLC before joining Merrill and Bank of America in 2019. Outside of his advisory role, Martinez serves as Vice President of CM Educational Consulting, Inc., a company involved in managing educational engineering programs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Orville Mohler Jr. is a financial advisor at Raymond James & Associates with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has held positions at Prudential Insurance Company of America, Pruco Securities LLC, MassMutual Investors Services, and MetLife Securities Inc. before joining Raymond James in 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Kenneth Chung is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 registrations and bringing 27 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and previously held roles at Chase Investment Services Corp., Wamu Investments, Inc., and JPMorgan Chase Bank, N.A. since 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with centralized due diligence and includes broader derivatives and commodities capabilities.

Gustavo Rodriguez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in multiple roles since 2012. His prior experience also includes positions at Stone Insurance Inc and Independent Financial Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. The firm employs a centralized due diligence process combining quantitative and qualitative research to develop model asset allocations and supports implementations through affiliated investment-management entities.

Zachary Ayala is a financial advisor with Mass Mutual Investors Services in Los Angeles, holding a Series 66 designation. He has been with the firm since 2025 and previously worked at Northwestern Mutual Investment Management and other financial and non-financial roles. He is also an insurance broker with Lenox Advisors, involved in life, disability, long-term care, fixed annuities, and health insurance sales. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized services such as divorce planning and estate-settlement programs.

Daniel Andrew is a financial advisor with LPL Financial in Anaheim, CA, holding the Series 63 and Series 65 licenses and bringing 18 years of industry experience. He previously worked at Z&Z Capital Inc. and Chase Investment Services Corp., among other firms. Outside of advisory work, he is involved with Benchmark Wealth Management, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions, utilizing research model portfolios, third-party subadvisors, and customized strategies.

Rick Mowdy is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 10 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2019 and previously held roles at Sure Co Health & Life, Tax & Financial Group, Minnesota Life Insurance Co, and Securian Financial Services Inc. Mowdy serves as co-chair of the Mihaylo College of Business & Economics Executive Council in Fullerton, CA. Merrill and its affiliate Managed Account Advisors LLC provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Sean Chang is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America since 2013. Outside of his advisory role, he participates as a user providing short reviews and user experience feedback for a corporation based in San Francisco. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, with various portfolio implementations including tax-aware options and access to strategic asset allocation.

Marty Valade is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and previously worked for Woodbury Financial Services for 23 years. Valade is also involved in selling insurance and is a partner at Murphy Financial Services. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

Aidan O'Grady is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 license and previously worked at PNC Bank from 2016 to 2017 before joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a range of high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.