Elway Le is a financial advisor with Wells Fargo Clearing located in Pasadena, CA. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. Prior to joining Wells Fargo in 2016, he worked at Morgan Stanley and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Elizabeth Miller is a Series 66-credentialed advisor at Ameriprise with one year of industry experience. Prior to Ameriprise, she held positions at Whittier Trust Company and AWM Capital. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Tyler Elder is a financial advisor with Ameriprise in Pasadena, CA, holding a Series 66 designation and six years of industry experience. He has been with Ameriprise since 2018 and previously worked at CVS Pharmacy and Citrus College. In addition to his advisory role, he is a registered team member at JM Frederich Group Inc., managing an advisory business outside of investment activities. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm employs a centralized service team to produce personalized Recommendation Reports and ongoing advice, with investment options influenced by affiliated product relationships.

He Fu is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Quest Capital Strategies. Outside of his advisory role, he is an officer and investor in Y-NUT Inc., a company engaged in selling goods on Amazon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a combination of quantitative and qualitative research.

Suzy Salman is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Derek Tu is a financial advisor with J.P. Morgan Securities in Pasadena, CA, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at AXA Advisors and independent contracting with TD Group. Outside of finance, he provides caregiving services to his grandmother through the In-Home Supportive Services Program. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may include ESG considerations, with implementation supported by affiliated investment-management entities.

Peter Hyan III is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Utilizing resources from Merrill and Bank of America, he provides comprehensive wealth management solutions tailored to individual needs. Peter holds several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both his Bachelor's and Master's degrees from the University of Southern California. He follows Merrill's tradition of community involvement and dedicates time to volunteering with local organizations. Outside of his professional and volunteer activities, Peter enjoys biking, boating, golfing, hiking, horseback riding, running, skiing, soccer, tennis, and traveling.

Jiajia Shen is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 credential and has worked at Charles Schwab Bank and Charles Schwab since 2020. Prior to that, she was employed at HSBC Bank and Suzhou Rural Commercial Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, with a multi-asset model portfolio approach supported by centralized custody and operational services.

Kenneth Eversfield is a financial advisor at LPL Financial with 26 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2025, following prior roles at Western International Securities, D.A. Davidson & Co., and Crowell, Weedon & Co. He is also involved with Arrowhead Wealth Advisors, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies across various account types.

Hripsime Keoshgerian is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to model financial outcomes.

Pamela Robinson is a financial advisor at Cetera with 27 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Cetera Advisors LLC since 2013, as well as Strategic Financial Services since 2000. She is also a licensed fixed insurance agent and owns Strategic Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and consulting services, utilizing multiple program structures, model portfolios, and third-party managers to meet diverse client needs.

Tigran Eloyan is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. He has worked at Bank of America and its subsidiaries since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Philip Bryan Jalad is a financial advisor at Primerica Advisors with two years of industry experience. He holds Series 65 and Series 63 designations. Prior to his advisory role, he has worked at Primerica Financial Services since 2023 and has a background at T-Mobile USA dating back to 2013. Outside of his advisory work, he manages BYHZE, LLC, a non-investment related business. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that uses model-delivery strategies developed by third-party asset managers and provides custody and trade execution support through Pershing.

Alexander Ling is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMC Bank NA and J.P. Morgan Securities since 2019. Prior to his financial services career, he was employed at Mtel Wireless for eight years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. Their advisory approach combines quantitative and qualitative due diligence supported by centralized research and incorporates ESG eligibility considerations.

Michelle Chung Hui Lai is a CFP® credentialed financial advisor with 15 years of industry experience. She has been with J.P. Morgan Securities since 2016 and previously worked at Cetera. Michelle is based in Diamond Bar, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting.

Carlos Tseng is a Series 66-licensed financial advisor with 11 years of industry experience. He has worked at J.P. Morgan Securities since 2014, with prior roles at HSBC Securities, Merrill, and Bank of America. He is currently based in Arcadia, CA. J.P. Morgan Securities provides institutional consulting services including asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process incorporates quantitative and qualitative research and may include ESG considerations.

Ronald Owen is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has three years of industry experience, including prior roles at Merrill Edge and Northwestern Mutual. Before entering the financial industry, he served seven years in the U.S. Navy. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities through unique regulatory registrations.

Lake Robinson is a financial advisor at Fidelity with Series 65 and Series 66 licenses and 4 years of industry experience. His prior roles include positions at Ameriprise and Equitable Advisors, LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a range of clients including registered investment companies and delivers model portfolios through systematic methodologies and oversight of sub-advisers.

Dingyur Chen is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Rene Licon Jr. is a CFP® professional with 32 years of industry experience. He is currently with LPL Financial and previously worked at SCF Investment Advisors, SCF Securities, Financial Telesis Inc., and had an earlier tenure at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary research and third-party strategies.