Minson Vuong is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase & Co. and Charles Schwab & Co. Outside of finance, he has experience working at In-N-Out Burger. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Bei Xiong is a financial advisor at UBS Financial Services with a Series 66 designation and no prior industry experience before joining UBS in 2025. Prior to UBS, Bei worked at Bank Julius Baer & Co Ltd for nine years and Sun Hung Kai & Co Ltd for one year. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market research to tailor client plans and delivers advisory services through a network of Financial Advisors.

Peter Hyan III is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their individual goals, leveraging insights from Merrill and the solutions offered by Bank of America. Peter holds a Bachelor's Degree and a Master's Degree from the University of Southern California. He has earned several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise encompasses retirement planning and fiduciary responsibilities. In addition to his professional work, Peter engages in community volunteering, reflecting Merrill's tradition of community participation. His personal interests include biking, boating, golfing, hiking, horseback riding, running, skiing, soccer, tennis, and traveling.

Jiajia Shen is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 credential and has worked at Charles Schwab Bank and Charles Schwab since 2020. Prior to that, she was employed at HSBC Bank and Suzhou Rural Commercial Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, with a multi-asset model portfolio approach supported by centralized custody and operational services.

Kenneth Eversfield is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. He previously worked at Western International Securities, Inc. and D.A. Davidson & Co. Eversfield also operates Arrowhead Wealth Advisors, a business associated with his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, supported by model portfolios and research from LPL Research and third-party subadvisors.

Hripsime Keoshgerian is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to model financial outcomes.

Pamela Robinson is a financial advisor at Cetera with 27 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Cetera Advisors LLC since 2013, as well as Strategic Financial Services since 2000. She is also a licensed fixed insurance agent and owns Strategic Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and consulting services, utilizing multiple program structures, model portfolios, and third-party managers to meet diverse client needs.

Tigran Eloyan is a Series 66-registered advisor with Merrill in Montrose, CA, with four years of industry experience. He has worked at Bank of America and Wells Fargo and completed education roles at UC Santa Cruz and Glendale Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Philip Bryan Jalad is a financial advisor with Primerica Advisors in Covina, CA, holding Series 63 and Series 65 licenses and two years of industry experience. He has worked at Primerica Financial Services since 2023 and has a background that includes over a decade with T-Mobile USA. Outside the financial industry, he owns and manages BYHZE, LLC, a non-investment-related business. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients, through a wrap-fee asset management program. The firm utilizes model-driven investment strategies created by unaffiliated asset managers and offers discretionary separately managed accounts with support from BNY Mellon Advisors and Pershing for trade execution and custody.

Alexander Ling is a financial advisor with J.P. Morgan Securities LLC based in Arcadia, CA. He holds Series 66 and Series 63 licenses and has six years of industry experience. Prior to his current role, he worked at Mtel Wireless for eight years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Michelle Chung Hui Lai is a CFP®-certified financial advisor with J.P. Morgan Securities, bringing 15 years of industry experience. She has been with J.P. Morgan Securities and its affiliated entities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory services with brokerage and investment management capabilities.

Carlos Tseng is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo. He has been with J.P. Morgan Securities since 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Ronald Owen is a financial advisor with J.P. Morgan Securities in Chino, CA, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Merrill Edge and Northwestern Mutual, as well as service in the U.S. Navy. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a selective group of Wealth Advisors. The firm employs a quantitative asset-allocation process combined with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Lake Robinson is a financial advisor at Fidelity with Series 65 and Series 66 credentials and four years of industry experience. His prior work includes positions at Ameriprise and Equitable Advisors, LLC. He is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a variety of fund and model portfolio strategies.

Dingyur Chen is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Rene Licon Jr. is a CFP® professional with 32 years of industry experience, currently affiliated with LPL Financial. Prior to joining LPL in 2025, he spent 11 years with SCF Investment Advisors, Inc. and SCF Securities, Inc. He operates RSL Wealth Management, a business related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs and financial services.

Adam Rastegar is a financial advisor with Charles Schwab in Pasadena, CA, holding Series 65 and Series 63 licenses and five years of industry experience. His prior experience includes roles at Morgan Stanley, E*Trade Securities, LPL Financial, Equitable Advisors, AXA Advisors, Edward Jones, and Bank of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering bundled advisory, brokerage, custody, and cash-sweep services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and provides investment guidance using multi-asset model portfolios and research from its financial research center.

Qiang Duan is a financial advisor with Merrill holding a Series 66 license and no prior industry experience. His work history includes multiple roles at Bank of America, N.A., as well as positions at Lyft, Inc., Uber Technologies, Inc., and Super Vacation Inc. DBA America Asia Travel Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Saito is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked at Tanita Harvest for five years. Outside of finance, he is a member of the Screen Actors Guild and holds a 25% ownership stake in a film production LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services grounded in an IPS-driven process based on modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings and acts as an ERISA fiduciary when providing investment advice.

Steven Marroquin is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, and Mutual of America in various roles. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates institutional advisory operations with brokerage, distribution, and investment management capabilities.