Ian Carr is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at Commonwealth Financial Network, JPMorgan Chase Bank, JP Morgan Securities LLC, and PNC Wealth Management. Between 2021 and 2022, he took a year as a homemaker and at-home dad. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Brian Kim is a CFA® charterholder and Series 63 licensee affiliated with LPL Financial, with 15 years of industry experience. He has worked at LPL Financial since 2022 and previously spent seven years at Cetera Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions with a range of offerings including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Lawes is a CFP® professional with 23 years of experience in the financial services industry. He currently works at OSAIC and previously spent over a decade with Securities America Advisors, Inc. and Securities America, Inc., along with a brief tenure at Guardian Life. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services supported by a multi-advisor platform and model-based investment strategies.

Daniel Castro is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and six years of industry experience. His prior roles include positions at Bank of America, PNC, BBVA Securities, and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Elardo is a financial advisor at OSAIC with 23 years of industry experience. He previously worked for Lincoln Financial Advisors Corp for 22 years. Outside of his advisory role, he serves as an investment trustee for several trusts and acts as successor trustee for his family trust. He is also the owner and CEO of SRE Legacy Ventures, Inc., an administrative entity for his financial planning practice. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with a range of brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and access to third-party managers and proprietary models.

Larry Manuel is a financial advisor at OSAIC with 39 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 27 years and at Osaic FA, Inc. for 28 years. Outside of advising, Manuel serves as the Director of Education for the San Diego chapter of the Scope Institute, a nonprofit providing educational events for business owners, and he is a board member of the Waipouli Beach Resort AOAO. OSAIC serves a broad mix of retail and institutional clients, offering a multi-advisor platform that includes brokerage and advisory services across various programs. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of strategies and third-party manager options.

Marcus Parker is a financial advisor at LPL Enterprise with seven years of industry experience. He holds a Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Northwestern Mutual. Parker’s background also includes roles outside finance at Lyft and Enterprise Rent A Car. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs, alongside affiliated trust, insurance, and lending services.

David Frederiksen is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley Smith Barney LLC and T. Rowe Price Investment Services Inc. He also has teaching experience at Towson University and the Community College of Baltimore County. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal CIO teams and third-party style managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gail Ropson Buechler is a financial advisor at UBS Financial Services with 18 years of industry experience. She has been with UBS since 2011 and holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad array of financial solutions.

Ashley Gonzalez is a financial advisor with Edward Jones in Chula Vista, CA, holding a Series 66 designation and with 11 years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Enyedi is a Series 66-licensed financial advisor with LPL Financial, based in San Diego, CA, and has 26 years of industry experience. He has been with LPL Financial since 2003 and previously worked at Fortigent, LLC, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools for research and operational support.

Jonathan Lucas is a CFP® and ChFC® with 31 years of industry experience. He is currently with LPL Financial, having joined in 2025, and previously worked at Ameriprise and Ameriprise Financial Services from 1995 to 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by research and technology tools.

Todd Newell is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously at Morgan Stanley and Morgan Stanley Private Bank, National Association from 2015 to 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Molly Miller is a financial advisor at LPL Financial with 43 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at several firms, including D.A. Davidson & Co., Crowell, Weedon & Co., Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. Miller maintains an outside business entity, MJM Financial, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tessa Biggs is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and three years of industry experience. Her background includes roles at Morgan Stanley since 2022 and experience in the fitness and wellness sectors, including positions at Rumble Boxing Del Mar and Nektar Juice Bar. She also spent time at the University of California, San Diego, between 2020 and 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a structured financial planning process that utilizes firm-approved tools and market simulations.

David Harris is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked with UBS since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations to tailor financial plans.

Art Parry is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He worked at Lincoln Financial Advisors for 19 years before joining OSAIC in 2025. Outside of his advisory role, Parry is involved in fixed and indexed annuity sales as a licensed insurance agent. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by advanced analytics and a broad platform of managed account options.

Christina Coles is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, she worked for ten years at Barona Resort and Casino. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and oversight of more than $819 billion in discretionary assets.

Christian Edward Seiber is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he worked at CETERA Advisor Networks LLC and has held roles outside finance at Sully Entertainment Group and The BXNG Club. He also has experience with the City of Del Mar. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets solutions.

Irene Albon is a financial advisor at Cetera with 12 years of industry experience. She holds a Series 65 credential and has worked at several firms including LPL Financial for 16 years and First Allied Advisory Services. She is based in San Diego, CA. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.