Guy Hugaert is a financial advisor at Merrill with 23 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America, N.A. since 2014. Outside of his advisory role, he serves as a power of attorney for his siblings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tasia Sevilla is a Certified Financial Planner (CFP®) with 20 years of industry experience, currently serving at Primerica Advisors. Her prior roles include positions at Cetera Advisor Networks LLC and Prudential, among others. She is also affiliated with Aris Solutions' Veteran Program and The Blue Ridge Academy. In addition to her financial advisory work, she receives non-investment compensation related to mortgage loan sales and home security referrals through Primerica-affiliated companies. Primerica Advisors is a large institutional firm managing a wrap-fee asset management program primarily for individual investors and select corporate and charitable clients. The firm offers model-based investment strategies supported by third-party managers and custodial services, serving nearly 3,700 advisors and overseeing approximately $15.5 billion in assets under management.

Johnny Hong is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds a Series 66 license and has previously worked at Prudential Insurance Company of America, Pruco Securities, JP Morgan Securities, and Axa Advisors. In addition to his advisory role, Hong is involved in providing health insurance and mortgage services through related business activities. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Denny Tang is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Bank of America and Merrill since 2018 and spent six years at Seafood Cove prior to that. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individuals and institutions.

Konstantinos Gregory is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He has held his current role at J.P. Morgan Securities since 2014 and holds a Series 66 designation. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Joanie Liu is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC from 2003 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jamie Harwood is a CFP® professional with 20 years of industry experience and has been with Edward Jones since 2005. He holds Series 63 and Series 66 licenses. Outside of his advisory role, Harwood serves as Vice President of the Chino Youth Museum, where he participates in meetings and fundraising activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 financial advisors and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies and tax-efficient overlay services.

Craig Truman is a financial advisor with OSAIC based in Tustin, CA, holding Series 63 and Series 65 licenses and with 39 years of industry experience. He has been affiliated with OSAIC since 1995 and Liberty Capital Management since 1997. In addition to his advisory roles, he is president of CMT Financial and Insurance Services, Inc., providing financial advice to clients, and is involved in life, annuity, and health insurance sales. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm employs tools such as asset-allocation models, risk-tolerance assessments, and automated rebalancing to manage portfolios incorporating various asset classes, while offering both discretionary and non-discretionary account management and access to third-party money managers and wrap programs.

Melissa Bergeron is a financial advisor at Fidelity Investments with 14 years of industry experience. She holds the Series 63, Series 65, and Series 66 credentials and has previously worked at firms including Edward Jones, Liberty Capital Strategists, and Primary Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and emphasizes systematic methodologies and long-term asset allocation.

Leslie Flores is a financial advisor with Wells Fargo Clearing in Anaheim, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. She has worked at Wells Fargo Clearing and Wells Fargo Bank NA since 2007. Outside of her financial career, she is co-owner of D&D Barber & Beauty LLC, where she is involved in managing payroll and staffing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement plan consulting services. The firm offers both brokerage and advisory solutions and employs research and analytics to evaluate investment options.

Anh Huynh is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and over 20 years of industry experience. He has worked at Sagepoint Financial, Inc. and Independent Capital Management, where he also serves as a senior district manager and offers insurance and estate planning services. Additionally, Anh Huynh is a certified Citadel Estate Planner and provides notary services for living trusts. OSAIC serves a broad range of clients, including individual investors and institutions, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage diversified portfolios tailored to client risk profiles.

Ryan Chester is a financial advisor with OSAIC in Anaheim, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has previously worked at The Leaders Group, Inc., Cetera Advisors Network LLC, and BGA Insurance. Outside of his financial advisory career, he has entrepreneurial interests, operating Smoqued BBQ Orange LLC and The Rub Company, Inc. OSAIC serves a diverse client base including retail, high-net-worth, institutional investors, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, employing various asset-allocation tools and offering access to multiple investment platforms.

Sandip Sehmi is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 27 years of industry experience. He has been with LPL Financial since 2009. Sehmi is also involved as a sole proprietor in OC Wealth Advisors and serves as a successor trustee on his family trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, utilizing model portfolios, third-party subadvisors, and advanced technologies.

June Vinci is a financial advisor with Osaic Wealth, Inc. based in Tustin, CA, holding Series 63 and 65 licenses and having 39 years of industry experience. She has been with Osaic since 2007. She serves as a FINRA arbitrator for Los Angeles and San Diego counties and is a successor trustee for family trusts. Osaic Wealth, Inc. serves a diverse group of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a range of portfolio construction tools and offers both discretionary and non-discretionary account management.

Weihsiung Liang is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Cetera and Cetera Financial Specialists LLC since 1999 and is also the owner of a CPA firm, Liang & Company Accountancy Corp, which provides accounting and tax services. Additionally, he works as an insurance agent, selling life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with access to affiliated and third-party managers.

Laura Guerrero is a CFP®-certified financial advisor at Ameriprise with 24 years of industry experience. She previously spent 21 years with Edward Jones before joining Ameriprise in 2020. Guerrero also owns Zaragosa Elite Wealth Management, LLC, a business that manages expenses for her Ameriprise franchise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, with an investment process that incorporates internal research, third-party data, and algorithmic tools.

Afra Torres De Macias is a financial advisor with Primerica Advisors in Fullerton, CA, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked with PFS Investments Inc. since 2007 and Primerica Financial Services since 2006. Her other business activities include sales of investment-related products and part-time referrals of home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers and maintains an operational model focused on percentage-based wrap fees and ongoing manager oversight.

Craig Floerke is a financial advisor with LPL Financial in Santa Ana, CA, holding Series 63 and Series 66 designations and 30 years of industry experience. He has worked at LPL Financial since 2022 and concurrently serves as a financial advisor at SchoolsFirst Federal Credit Union and CUNA Brokerage Services, Inc. since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research, third-party subadvisors, and technology-driven solutions.

Joseph Yu is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 35 years of experience in the financial services industry. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Joseph works closely with clients to develop personalized financial strategies aligned with their long-term goals. Born in China and having relocated to the U.S. at age eleven, Joseph's background includes a Bachelor's degree from the University of California and a Master's degree from Cornell University. Before transitioning to financial advising, he worked as an engineer for six years. He holds the Personal Investment Advisor (PIA) designation and communicates fluently in English and Chinese. Joseph supports community involvement through volunteering activities and pursues various personal interests such as basketball, biking, football, golfing, music, reading, running, swimming, and spending time with his family. He remains committed to providing tailored wealth management solutions and values the opportunity to work one-on-one with clients to help them pursue their financial objectives.