David Tran is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 66 and Series 63 designations and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates on a large scale with over 14,000 financial advisors and approximately $671 billion in assets under management.

Russell Lin is a financial advisor with Charles Schwab in Pleasanton, CA, holding the Series 66 designation and with seven years of industry experience. He has worked at Charles Schwab Bank, SSB since 2020 and Charles Schwab & Co., Inc. since 2018. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining multi-asset model portfolios with centralized supervisory and custody arrangements.

Jianjun Zhu is a financial advisor at Cetera with nine years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Cetera in 2026, Zhu worked at Wells Fargo Clearing and Wells Fargo Bank, NA for approximately ten years. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of independent advisors, utilizing a multi-manager platform with various program structures and custodial relationships.

Lin Shen is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 20 years of experience in the financial industry, Lin is committed to helping clients understand and improve their financial condition to pursue their personal goals with confidence. Lin focuses on connecting all aspects of clients' financial lives to prioritize and pursue the goals that matter most to them. Lin's areas of expertise include executive compensation, equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, international wealth management, legacy planning, managing new wealth, personal retirement planning, women and wealth, and tax minimization. Lin holds a Master's Degree from the University of Arizona and has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Lin is fluent in Mandarin, Yue (Cantonese), and English. Outside of work, Lin enjoys gardening, hiking, reading, running, spending time with family, and traveling. Lin also participates in community volunteering, reflecting a commitment to the communities served.

Lacey Brook is a financial advisor with Morgan Stanley in Orinda, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She previously worked at Raymond James and Associates from 2015 to 2022 before joining Morgan Stanley. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process incorporating proprietary tools and market simulations.

Zhaolin Kang is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds the Series 66 designation and previously worked at JP Morgan Securities, JP Morgan Chase Bank, Bank of America, and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as money market funds, collective investment trusts, mutual funds, group annuity contracts, and bank deposit sweep programs.

Joseph Jaoko is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has prior work history at Fidelity Investments and Nikon Microfinance Corporation. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Kinley Wong is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Lincoln Financial Advisors for 24 years. In addition to his advisory role, Wong is licensed to sell a range of non-variable insurance products, including accident and health insurance, disability insurance, long-term care insurance, fixed and indexed annuities, and life settlements. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, with resources supporting discretionary strategies, third-party managers, and proprietary investment models.

Peter Torchia is a financial advisor with Merrill in Pleasanton, CA, holding Series 63 and Series 65 credentials and bringing 51 years of industry experience. He has worked at Merrill since 1985 and at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Brian Mui is a financial advisor with J.P. Morgan Securities in San Ramon, CA, holding a Series 66 designation and over 21 years of industry experience. His prior roles include positions at Morgan Stanley, National Planning Corporation, and Wells Fargo Investments. He has been with J.P. Morgan Securities since 2012 and concurrently associated with JPMorgan Chase Bank since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework, supporting client decision-making with centralized due diligence and access to related investment-management entities.

Caroline Angelica Lopez Robles is a financial advisor at Morgan Stanley with four years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at LPL Financial, BMO Harris Bank, JPMorgan Securities LLC, and JPMorgan Chase Bank, N.A. Morgan Stanley Wealth Management is a large institution offering a wide range of advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning using approved tools and analytic methods, managing approximately $2.74 trillion in client assets.

Alejandra Venezia is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 15 years of industry experience. She has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a specialized group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process incorporates centralized due diligence with both quantitative and qualitative research, using forward-looking capital market assumptions to build model asset allocations.

John Jaber is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked at UBS since 2014, following ten years at Morgan Stanley DW Inc. and one year at Morgan Stanley & Co. LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Abhijit Talathi is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and previously worked at Fremont Bank, Marina Landing Family Dentistry, and Cisco Systems Inc. Outside of his advisory role, he is involved with a dental practice as outside employment. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Tina Fletcher is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 certifications and has 45 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models as part of its advisory services.

Judith Feuer is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Prior to joining Edward Jones, she worked at Robert Half International from 2015 to 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Chung Yan Joanne Lo is a Financial Advisor with Merrill Lynch Wealth Management, specializing in connecting all aspects of clients’ financial lives to help prioritize and pursue their most important goals. With 15 years of experience, Joanne provides unique financial strategies and guidance focused on retirement and legacy planning, tax-efficient asset allocation, and maximizing equity compensation strategies. She works closely with clients to develop personalized plans that address college education planning, executive compensation, personal retirement planning, portfolio management, and retirement income. Joanne holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned an Accredited Certificate from Hong Kong Shue Yan University. Fluent in English, Chinese, and Cantonese, she is committed to delivering culturally aware financial guidance tailored to the needs of clients from diverse backgrounds. Outside of her professional work, Joanne enjoys hiking, rock climbing, skiing, and spending time with her family.

John Rohan is a CFP®-certified financial advisor with 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent 11 years at A. G. Edwards & Sons, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by in-house research and third-party analytics.

Michael Muniz is a financial advisor with UBS Financial Services holding a Series 66 designation and 26 years of industry experience. His prior work includes positions at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Mitchel Sherman is a CFP® with four years of industry experience, currently advising at LPL Financial. His prior roles include positions at Martin, Wardin & Eissner Financial Group and Commonwealth Financial Network. Outside of investment advising, he spends part of his time providing tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing model portfolios, third-party subadvisors, and customized strategies.