Maura Escalante is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and seven years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2018 and has been with Wells Fargo Bank NA since 2015. Prior to her advisory roles, she was involved with Archimedes Banya from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Benjamin Horn is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He previously worked at Lincoln Financial Advisors for 22 years before joining Osaic in 2025. In addition to his advisory role, Horn offers various insurance products including accident/health, disability, fixed/indexed annuities, long-term care, traditional life insurance, and Medicare supplement plans. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and risk assessments to manage portfolios across multiple asset classes with options for discretionary or non-discretionary management.

Yan Huang is a financial advisor with UBS Financial Services in Fremont, CA, holding a Series 66 designation and nine years of industry experience. He has been with UBS Financial Services Inc. since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

James Kuzmich is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2000. Outside of his advisory role, he is a general partner at Advanced Emergency Systems LLC, a company specializing in emergency services and response software, and serves as a Hospitality Ambassador for Ruby Hill Winery in Pleasanton, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Mary Dinerman is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Triccia Bana is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, she worked at MarketCast and Phoenix Marketing International among other roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Adam Nieto is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 66 credentials and over 31 years of industry experience. His prior roles include positions at Dcn Wealth Management, Sorrento Pacific Financial, LLC, and Fremont Bank. Outside of his advisory work, he is the owner of a home-based business called CardBoom4 Collectors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Steven Gruber is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. Prior to this, he worked as an Investment Consultant at TD Ameritrade from 2010 to 2015 and began his career as a Junior Financial Advisor at Financial Foundations in 2008. Steven has nearly two decades of experience in financial planning and investment strategy, working closely with clients to develop personalized plans that address their unique goals, concerns, and risk tolerances. He emphasizes the importance of ongoing communication and adjustment of investment strategies in response to changing market conditions. He holds a California Insurance License. Outside of his professional work, Steven enjoys cooking and baking, family activities, fitness, golf, skiing, and tennis.

Anna Miller is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She has worked at Morgan Stanley since 2019 and has prior experience at SEAF and Moondance Adventures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Dayana Medevsky is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several notable firms, including Merrill, Bank of America, and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Brian Ingebretsen is a financial advisor at LPL Financial with four years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Bank. Prior to his advisory career, he held various roles including positions at Total Wine and More and Safeway. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research from both internal and third-party sources.

Mark Lewandowski is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been providing financial advice and strategies for over 23 years. He collaborates closely with other specialists within Merrill Lynch Wealth Management and Bank of America to assist clients in preserving and growing their wealth across different market environments. Mark's work includes helping wineries with retirement planning and focuses on areas such as college education planning, liquidity management, personal retirement planning, tax minimization, and socially responsible investing. Mark holds a Bachelor of Science degree in Business Administration from John F. Kennedy University, graduating Magna Cum Laude. Additionally, he earned a Course Certification in Success from Wharton University of Pennsylvania through an online program. He is also recognized as a Personal Investment Advisor (PIA). Mark is active in several professional organizations, including the Dublin Chamber of Commerce, Pleasanton Chamber of Commerce, and the Italian Catholic Federation. Fluent in Polish and English, Mark engages in community involvement with organizations like Kids Against Hunger and Tri-Valley Haven. Outside of his professional work, he enjoys playing tennis, basketball, golf, coaching and watching soccer, collecting wine, traveling, and spending time with his family.

Dawn Burton is a financial advisor with Primerica Advisors in San Ramon, CA, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. She has worked with Primerica Advisors since 1982 and Primerica Financial Services since 1991. In addition to advisory services, she is involved in the sale of investment-related products and receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options to individual and high-net-worth clients. The firm utilizes third-party asset managers and oversees model implementation with an operational model that includes percentage-based wrap fees and ongoing manager oversight.

Bill Houghton is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo in various capacities since 2009. Outside of his advisory work, he is a golf instructor and has a partial ownership interest in a family investment partnership. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, combining proprietary research and planning tools to develop tailored recommendations.

David Parker is a financial advisor with Edward Jones in Danville, CA, holding a Series 66 designation and over 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a network of approximately 23,701 financial advisors and 15,121 branch offices nationwide.

Douglas Nisen is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 16 years of industry experience. He has worked with various J.P. Morgan entities since 2011, including J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Kym Zilk is a financial advisor at Fisher Investments with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Fisher Investments since 2004. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized Investment Policy Committee that uses quantitative and qualitative research to construct diversified portfolios and implements tax-aware strategies and defensive tactics to manage risk.

Robyn Johnson is a Series 66-registered financial advisor with Morgan Stanley in Oakland, CA, bringing 33 years of industry experience. She previously worked at New York Life Insurance Company and NYLIFE Securities LLC for over two decades before joining Morgan Stanley in 2023. Her career also includes a brief tenure at Fire Wings in 2022. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, emphasizing advisory services without individual security recommendations in standalone plans.

Tina Payton Thomas is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in serving the unique wealth management needs of executives and business owners. She is part of a private wealth management team with more than 30 years of combined financial service experience. Tina leverages the investment insights of Merrill Lynch and the banking solutions of Bank of America to provide comprehensive financial services that address sophisticated and complex financial demands. Her expertise includes executive compensation management, exit planning business strategies, wealth transfer and retirement planning, philanthropic advising, and liability strategies. Tina is dedicated to helping clients integrate all aspects of their financial lives to support informed decision-making and the pursuit of both short- and long-term goals. Holding a Bachelor's Degree from Southern Illinois University, she holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Tina is fluent in German and English and is involved in professional organizations such as ACG Silicon Valley, Berkeley Chamber of Commerce, German American Business Association, and the John Muir Health Foundation, where she also contributes through community involvement. Outside of her professional role, Tina enjoys boating, gardening, horseback riding, yoga, watching movies, and spending time with her family.

Charles Pound is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and possessing 27 years of industry experience. He has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.