Steven Rocha is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in the San Francisco office since 1980. He specializes in helping clients develop strategies for managing individual, business, and personal financial portfolios. His work encompasses areas such as college education planning, liquidity management, personal retirement planning, philanthropic planning, and socially responsible investing, among others. Steven holds a Bachelor's Degree in Economics from the University of California, Berkeley. He carries the Personal Investment Advisor (PIA) designation and has over 40 years of experience in the financial advisory field. His approach involves working closely with clients to create personalized financial strategies tailored to their long-term goals. In addition to his professional responsibilities, Steven participates in various community and professional organizations, including the Guardmens of San Francisco, San Francisco Opera, San Francisco Symphony, and the Olympic Club Foundation. He is also involved with the Alameda Boys and Girls Club and Women’s Dress for Success in San Francisco. Personal interests include basketball, football, golfing, running, skiing, swimming, and traveling.

Danielle Jansen is a financial advisor at Morgan Stanley with three years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Smith Barney LLC since 2023 and previously at First Republic Securities Company and First Republic Investment Management. Prior to her finance career, she was employed at Four Barrel Coffee. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and proprietary planning tools, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Michael Hays is a financial advisor with Merrill in San Francisco, holding Series 63 and Series 66 licenses and 19 years of industry experience. He previously worked at JP Morgan Securities LLC and has been with Merrill and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luca Kennedy is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he has held various roles including a year with the Seattle Seahawks and positions at Santa Clara University and Seattle Fish Company. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a structured discovery process and a range of investment offerings.

Nicholas Carlson is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of experience at the firm. His prior work includes roles at Okta, Zendesk, eBay, and Broadmoor Golf Club, as well as positions related to education and investments. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Sarem Mukhtar is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 14 years of industry experience. Prior to joining Morgan Stanley in 2019, Mukhtar worked at Goldman, Sachs & Co. from 2011 to 2019. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Linda Moran is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds a Series 66 designation and has worked at firms including Bank of the West, Ameriprise, Cetera Investment Services, Morgan Stanley, and Edward Jones. Outside of her advisory role, she manages a social group for lesbian and queer women focused on pickleball activities and also works as a mobile notary. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative screens and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Timothy Roche is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His background includes roles at JPMorgan Securities, Citigroup, and U.S. Bancorp Investments. He is currently based in San Francisco, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, utilizing both proprietary and third-party investment strategies across large-scale institutional and individual platforms.

Alexander Day is a financial advisor with Equitable Advisors in San Francisco, CA. He holds a Series 66 designation and has two years of industry experience. Prior to joining Equitable Advisors, his work history includes roles outside the financial services sector. Equitable Advisors serves a broad client base including individuals of varying net worth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a range of third-party advisory programs and tools.

Neal Narahara is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with 20 years of industry experience. His prior experience includes roles at UBS Financial Services Inc from 2013 to 2023 and Morgan Stanley Private Bank, N.A. since 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and investment models to support client goals.

Joel Rizzo is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2018. His prior experience includes roles at Bank of America, Wells Fargo Clearing, Wells Fargo Bank, Mony Securities Corporation, and Choreo, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Ng is a financial advisor with Morgan Stanley in San Francisco, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. His prior work includes nine years at JP Morgan Securities and JP Morgan Chase Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by a structured discovery process and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Bernard Shaw is a financial advisor at J.P. Morgan Securities in San Francisco, CA, with 21 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2023, following an 18-year tenure at First Republic Securities and First Republic Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates ESG criteria, with implementation supported by J.P. Morgan’s affiliated investment-management entities.

Joshua Fishman is a financial advisor at Fisher Investments with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fisher Investments and other advisory firms, including Personal Capital Advisors Corporation and Empower Advisory Group. Fisher Investments serves institutional and private clients worldwide, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized investment process with a five-member committee, integrates tax-aware strategies, and manages risk through various defensive tactics and targeted trading.

Travis Daugherty is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 25 years of experience, he specializes in personalized wealth management strategies tailored to the unique financial goals of his clients. His expertise includes working with wealthy families and individual investors on investment needs such as restricted stock sales, 10B5-1 plans, cashless option exercises, fixed income and equity trades, 529 plans, and large block equity trade transactions. Travis works closely with trading desks to execute both taxable and tax-exempt fixed income trades, equity and option trades, restricted stock trades, and corporate transactions. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Cal Poly San Luis Obispo. In addition to his professional work, Travis participates in community activities and enjoys spending time with his family. His personal interests include baseball, football, golfing, hiking, running, skiing, swimming, tennis, and traveling.

Maureen Gallagher is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. Her career includes prior roles at Morgan Stanley, UBS Financial Services, Wells Fargo Clearing, and Citigroup Global Markets. She is dual-employed with JPMorgan Securities and JPMorgan Bank, which enables her to offer a range of bank products and services in addition to securities advice. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, with an emphasis on eligible strategies that may include ESG criteria.

Tess Nogles is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately six years of industry experience. Her prior experience includes roles at Hall Capital Partners, SEI Investment Company, and Hartford Funds. Based in San Francisco, CA, she is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Laurie Presnell is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 66 registrations and 26 years of industry experience. She has been with UBS since 2008. Outside of her advisory role, she owns a vacation home in Tahoe. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Bianca Jortner is a financial advisor with J.P. Morgan Securities based in San Francisco, CA. She holds the Series 66 designation and has been with the firm since 2026. Her prior experience includes roles at JPMorgan Chase Bank, AQR Capital Management, and involvement with academic and entrepreneurial centers. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Stephen Guiney is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. His career includes 25 years at Citigroup Global Markets and over a decade with Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers services through direct and corporate financial planning arrangements.