William Anderson is a CFA® charterholder with six years of industry experience. He is currently a financial advisor at UBS Financial Services in San Francisco, having previously worked at Northwest Capital Management, Parcion Private Wealth Management, and PitchBook Data. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings that include financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Raymundo Othon Galvez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jackson Joyce is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. In this role, he collaborates closely with clients to analyze their portfolios and assist them in making informed financial decisions aligned with their life and family goals. Jackson's experience at Fidelity Investments spans several roles, including Investment Consultant (2022-2023), Planning Consultant (2021-2022), and Financial Representative (2020-2021). This progression reflects his ongoing commitment to supporting clients in their financial planning and investment needs. He holds a California Insurance License, which complements his financial advisory capabilities.

Daniel Cutter is a Senior Financial Advisor at Merrill Lynch Wealth Management with a focus on serving families of individuals with special needs or disabilities. He played a key role in developing Merrill's Special Needs Team, which operates across multiple offices in California and specializes in financial advice and guidance for vulnerable populations, including people with disabilities, elderly individuals with dementia, and accident victims. Daniel works with both private professional fiduciaries and family members to provide budgeting, wealth planning, and investment management tailored to the unique requirements of this community. His professional expertise includes special needs planning strategies, family wealth management strategies, retirement income, legacy planning, and socially responsible investing, among other client focus areas. Daniel's approach centers on collaborating closely with clients to develop personalized financial strategies that align with their long-term goals. He and his team are knowledgeable about the legal and fiduciary considerations relevant to their clientele, including the Uniform Prudent Investor Act and Probate Code matters. Daniel holds a Bachelor's Degree from Northern Illinois University and a Master's Degree from the University of San Francisco. He has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His community involvement includes participation in the Albany Little League, Autism Speaks, Disability Affinity Network, The Arc, and the YMCA.

Michael Yochum is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 65 licenses and with 42 years of industry experience. He has been with UBS Financial Services since 1986. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Julian Capen is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 10 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC from 2015 to 2019 and returned to the firm in 2020 after a brief period at ICONIQ Capital, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by advanced modeling tools.

Louis Hudson is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63, 65, and 66 credentials and has previously worked at Morgan Stanley and E*TRADE. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach.

Scott Geller is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 66 credentials and 18 years of industry experience. His work history includes roles at Wells Fargo Clearing, Bank of America, and Merrill prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and provides a structured planning process that utilizes firm-approved tools and modeling techniques.

Kristi Prince is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and proprietary tools to develop customized plans.

Linda Campbell is a CFA® charterholder with 40 years of industry experience. She has been with UBS Financial Services since 2006 and is co-owner and president of The Campbell Group, Inc., dba Alternative Investments Company, a California registered investment advisor that is currently inactive and in the process of being deregistered. Campbell is also chair of the Endowment Advisory Committee and a member of the University Assessment Committee for the ARCS Foundation, overseeing endowment investments and evaluating grant compliance at partner universities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans and portfolio management based on proprietary research and capital market assumptions.

Justin Kobe is a CFA® charterholder with 13 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2016. He operates out of San Francisco, CA. Outside of his advisory role, he is involved with Pacificus Capital Management and Protected Investors of America, both marketing entities associated with his firm. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial-wellness services to a diverse client base including individuals, pension plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm delivers its services through a network of independent financial professionals using a range of platform arrangements, proprietary and third-party model strategies, and both discretionary and non-discretionary investment options.

Seamus Bruner is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at Merrill since 2009 and is also associated with Bank of America, N.A. Bruner is involved in art production and sales, and serves as a director of the HANA Foundation, a charitable organization focused on selling art to donate proceeds to other charities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors, combining internal and third-party management with customized portfolio implementation.

Paul Minasian is a financial advisor with Morgan Stanley based in San Francisco, CA. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. Minasian has been with Morgan Stanley and its related entities since 2007. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Maria Reyes is a financial advisor at Morgan Stanley with over 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to model financial outcomes.

Richard Armellini is a financial advisor with Charles Schwab in San Francisco, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2014 and was previously with TD Ameritrade from 2022 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services supported by a multi-asset model portfolio approach and alternative investment options.

Oliver Choy is a Series 66-licensed financial advisor at Stifel with 22 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 12 years before joining Stifel in 2023. Stifel serves a broad range of clients, including individuals, institutional accounts, and charitable organizations, offering brokerage and investment advisory services based on proprietary investment analysis and allocation guidance developed by its Investment Strategy Group.

Jack Caswell is a financial advisor at Morgan Stanley in San Rafael, CA, holding a Series 66 designation with two years of industry experience. His prior work history includes roles at Mirador, Inc., Rookie Road, Inc., and Fiddlehead Brewing Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

John D'amico is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining UBS in 2019, he worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Kim Meek is Vice President and Financial Consultant at Fidelity Investments, a position held since 2020. She has over 27 years of experience in financial planning, focusing on helping clients understand and achieve their individual priorities and goals through an approach grounded in trust and integrity. Prior to her current role, Kim worked at Fisher Investments from 1999 to 2020 in positions including Investment Counselor and Vice President as well as Vice President, Client Services. She holds a California Insurance License. Outside of her professional work, Kim's personal interests include family activities, social events with friends, gardening, outdoor adventures, and sailing.

Sheri Benjamin is a financial advisor with LPL Financial in Mill Valley, CA, holding the ChFC® and Series 63 designations and bringing 33 years of industry experience. She has been with LPL Financial since 2013. Outside of her advisory role, she is involved with Cammarano Insurance Services, focusing on non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to provide both discretionary and non-discretionary portfolio management.