Thomas Woodell is a financial advisor with Ameriprise in Santa Clara, CA, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, algorithm-supported recommendations through a centralized consulting team.

Wendy Banks is a financial advisor at Charles Schwab with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab and its affiliated entities since 2013. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary guidance and access to discretionary separately managed accounts. The firm is notable for its integrated structure, combining advisory, brokerage, custody, and alternative investment services within a single platform.

Jordan Matthews III is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, TD Ameritrade, and Fidelity Brokerage Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized supervisory and custody services.

Ting Ting Zhao is a financial advisor with J.P. Morgan Securities in Saratoga, CA, holding Series 63 and Series 66 credentials and having nine years of industry experience. She has previously worked at Morgan Stanley and Wells Fargo in various roles. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative manager due diligence and incorporates an ESG eligibility framework.

Jerrad Forman is a financial advisor at J.P. Morgan Securities with 32 years of industry experience. He has worked with JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Chase Investment Services Corp., and Wamu Investments, Inc. Over his career, he has held roles encompassing various aspects of investment services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, incorporating ESG criteria and supported by affiliated implementation and portfolio services.

David Doolin is a financial advisor with LPL Financial in Santa Cruz, CA, holding a Series 66 designation and 17 years of industry experience. He has worked with LPL Financial and Financial Planning Consultants, LLC since 2008 and has been associated with Petrinovich Pugh & Company, LLP since 1992. Doolin is also a partner in a certified public accounting firm, where he spends 80% of his time. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house research team and a large network of investment adviser representatives.

Edward Davis is a financial advisor with Financial Planning Consultants, LLC, holding a Series 66 designation and 16 years of industry experience. His career includes roles at Integrity Alliance, LLC, Lion Street Financial, and Petrinovich Pugh & Company, LLP. Outside of advising, he serves on the board of the San Jose Chamber of Commerce and volunteers on the audit committee for Bellarmine College Prep. Financial Planning Consultants, LLC provides advisory referral services to individuals, high-net-worth clients, and pension and profit-sharing plans by introducing them to independent third-party investment advisers. The firm does not directly manage client accounts or provide ongoing portfolio management, focusing instead on making introductions and disclosing potential conflicts.

John Kawamoto is a financial advisor at Financial Planning Consultants, LLC with 15 years of industry experience. He holds Series 63 and Series 66 licenses and serves as a managing partner and CPA at Petrinovich, Pugh & Company, LLP, an accounting firm. Kawamoto is also involved in life insurance businesses as a shareholder. Financial Planning Consultants, LLC provides advisory referral services by introducing clients to independent third-party investment advisers. The firm does not manage client accounts directly but facilitates connections and disclosures regarding potential conflicts, receiving referral fees from the advisers it recommends.