Rupesh Shah is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and associated with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a conservator in a non-investment-related capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process involving firm-approved tools and modeling techniques.

Anne Bedell is a financial advisor with LPL Enterprise, holding the ChFC® and Series 66 designations and bringing 42 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over four decades. Bedell is also involved in non-variable insurance activities related to investment advisory services. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Bryan Durkee is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. He has held various roles within Fidelity Investments, including Investment Consultant from 2024 to 2025, Relationship Manager from 2023 to 2024, and Financial Representative in 2023. His primary responsibility involves understanding clients' goals, motivations, and important relationships to assist them in making informed financial decisions. Bryan holds a California Insurance License, supporting his ability to provide clients with comprehensive financial guidance. Outside of his professional role, Bryan has interests in beach activities, football, music, and traveling.

Kristina Arnst is a Series 66 credentialed financial advisor with one year of experience, currently with Edward Jones in San Jose, CA. Her prior work includes roles at Travelers Insurance and Allcat Claims Service. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Adrienne Lee is a financial advisor at J.P. Morgan Securities with five years of industry experience and holds a Series 66 designation. Prior to her current role, she worked at UBS, Bank of America, Merrill, and was involved with the University of California. In addition to her advisory work, she owns Sen Studio, an e-commerce business selling women's apparel. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary approach. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

James Ku is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and bringing six years of industry experience. His work history includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank, N.A., spanning over a decade. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jacob Hogan is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Fidelity in Campbell, CA. He has held roles within Fidelity since 2020 and previously worked at New Focus Academy and Discovery Academy. Outside of his advisory work, he is co-owner of a business involved in maintenance and upkeep of rental property. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Gianna Aiello is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior roles include positions at Bank of America, NYLIFE Securities, and New York Life Insurance Company. Outside of finance, her background includes work in public relations and media. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chadwick Suntay is a financial advisor with OSAIC based in Milpitas, CA, holding the CFP® and ChFC® designations with 25 years of industry experience. He previously worked at Securities America Advisors, Inc. for 15 years and has owned BeaconPath Wealth Management since 2001, where he conducts insurance sales and risk analysis as part of comprehensive financial planning. In addition to his advisory work, Suntay serves as a project manager and business analyst for the City and County of San Francisco Public Works IT department. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios managed on discretionary or non-discretionary bases.

Corrine Fabie is a CFP®-designated financial advisor with Morgan Stanley in Los Gatos, CA, and has 31 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and the Global Investment Committee’s return estimates.

Kristian Sorensen is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked at RBC Capital Markets since 2013 and City National Bank since 2017. Outside of finance, he is involved as a passive owner of The Cooperage American Grill and serves on the board of Aldersly Garden Retirement Community. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering advisory programs with tailored investment strategies implemented through a range of internal and third-party managers.

Ann Escobar is a financial advisor with LPL Financial based in Campbell, CA, holding a Series 66 designation and bringing 13 years of industry experience. Her previous work includes eight years at Waddell & Reed, Inc and several years running her own advisory activities. She is also a notary public. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, and nonprofits through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a variety of management approaches and investment strategies.

Elicia Flores is a financial advisor at Merrill with Series 63 and Series 66 licenses and four years of industry experience. She has previously worked at Bank of America, JPMorgan Chase Bank, and Bank of the West. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, and institutional clients.

Derek Ferriera is a financial advisor with OSAIC, holding the CFP® and ChFC® designations and possessing 42 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Outside of advisory work, he co-authored the book "Master Your Financial Success." OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutional clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction using multiple asset classes and third-party money managers.

Hoa Kha is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021, with prior experience at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory role, he is planning an e-commerce sole proprietorship selling used clothes, collectible dolls, and Funko Pop items through social media platforms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation process combined with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are delivered on a non-discretionary basis and include access to a broad range of funds and strategies approved through internal review.

Erin Walsh is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill in 2025, she worked at Bank of America, N.A., and held roles at Data Axle, Aviva Stadium, Boston College, Avenir Restaurant Group, and Saint Francis High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Miller III is a financial advisor at Merrill with Series 66 credentials and three years of industry experience. Before joining Merrill, he worked at T-Mobile for eight years and Foothill College for five years. Outside of his advisory role, he provides mobile notary public services and works as an independent contractor for Amazon Flex, DoorDash, and Lyft in the Bay Area. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alia Davariar is a Series 66 licensed financial advisor with seven years of experience, currently affiliated with Merrill in San Jose, CA. She has worked at Bank of America, N.A. and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Barbara Madden is a financial advisor at Ameriprise in Mountain View, CA, holding a Series 66 designation with 24 years of industry experience. She has worked at Ameriprise since 2001, including her current role since 2020, and previously spent 13 years at Mission College. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria. The firm provides written Recommendation Reports addressing income sources, Social Security claiming options, and tax-efficient withdrawal strategies, combining research, modeling, and advisory support through a centralized consulting team.

Erika Tonges is a financial advisor at Morgan Stanley with eight years of industry experience. She has been with Morgan Stanley since 2017, following four years at GNorth. She holds a Series 66 designation. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations as part of standalone plans.