Brad Burton is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at TIAA-CREF and Northwestern Mutual. Burton is based in Boca Raton, FL. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers a broad range of retail and institutional investment solutions.

Barbara Mangano is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding a Series 63 designation and 33 years of industry experience. She has worked with Wells Fargo Advisors LLC from 2013 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

John McGinty Jr. is a financial advisor with Equitable Advisors in Wellington, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Equitable Advisors since 1999, following his time at Axa Advisors. Outside of his advisory role, he is involved in horse show judging as a sole proprietor. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to tailor services according to clients’ goals and risk tolerance.

Jill Kremer is a financial advisor with Merrill in Palm Beach, FL, holding Series 63 and Series 66 designations and having 41 years of industry experience. She has been with Merrill since 1984 and has worked at Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lance Moody is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining Cetera in 2020, he worked at Aegis Capital Corp and National Securities Corp. Outside of advising, he is involved in home construction as an owner, project manager, and design consultant of Perfect Home Construction, and he co-owns a business selling group health and disability insurance. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account management with access to affiliated and third-party investment managers.

Shayla Davis is a financial advisor at UBS Financial Services with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley, Bank of America, and Pruco Securities prior to joining UBS. Outside of her advisory role, she owns and manages a rental property in Riviera Beach, Florida. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies for clients.

Croft Meeker is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on building, preserving, and helping transition clients' wealth to the next generation. He engages in in-depth conversations to identify clients' goals and objectives, developing personalized plans to meet those objectives using resources available through Merrill Lynch. Mr. Meeker's expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, special needs planning strategies, sports and entertainment, and retirement income. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from Hampden-Sydney College. He is proficient in English and Spanish. Outside of his professional role, Mr. Meeker participates in community activities such as serving as President of Martin County Pioneers Lacrosse, coaching lacrosse, and contributing to the Business Roundtable for Project Lift. His personal interests include boating, music, spending time with his family, surfing, and traveling.

Cheryl Cohen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked at various Wells Fargo entities since 2010, including Wells Fargo Bank NA and Wells Fargo Advisors, LLC. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in modern portfolio theory. The firm provides a range of investment options, including insurance-related vehicles and bank deposit sweep programs, and acts as an ERISA fiduciary when providing investment advice.

Alyssa Nanosky is a Planning Consultant at Fidelity Investments, where she partners with primary advisors to update financial plans and review strategies. In her role, she serves as a direct extension of the primary advisor, working closely with clients to understand their goals and leverage Fidelity's resources to support their financial journey. Alyssa has been with Fidelity Investments since 2021, beginning as a Customer Relationship Advocate, then serving as a Relationship Manager from 2022 to 2024 before assuming her current position. Her experience across these roles has provided her with a comprehensive understanding of client relationship management and financial planning. Outside of her professional work, Alyssa enjoys painting and traveling.

Seth Guerra is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials. He has been in the industry since 2023, with prior work experience in education and the service sector. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors and select corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-driven investment strategies managed by third-party asset managers.

Michael Schwarzberg is a financial advisor at Wells Fargo Advisors with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wells Fargo entities since 2010. Schwarzberg is also involved in other business activities including ownership interests in EMES Wealth Management LLC and EMTEE Inspections, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include cash-flow, retirement, education, and specialty services such as business-owner transition and special-needs planning. The firm combines advisory services with banking and lending products through a large network of financial advisors.

Michael Graham is a financial advisor with Cambridge Investment Research Advisors in Wellington, FL, holding Series 65 and Series 66 licenses and having 29 years of industry experience. His prior roles include positions at Avantax Advisory Services and multiple Avantax affiliates over a decade. He also serves as president of 3HL Accountants, a tax service firm, and is involved with Three Harbor Lights LLC under a trade name. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, employing a range of portfolio strategies across multiple custody platforms.

Tatiana Mc Hugh is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. Her career includes roles at Bank of America Private Bank, Merrill Lynch Wealth Management, and Massachusetts Mutual Life Insurance. Outside of her advisory work, she is involved with McHugh, Furman IFS LLC, a property and casualty firm in Jupiter, Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Paul E. Harnisth is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their priorities and assist in developing financial strategies that address short-, mid-, and long-term goals. His approach includes providing guidance on investing, retirement planning, and preparing for unexpected financial needs, and he coordinates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Paul's areas of expertise include personal retirement planning, portfolio management services, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Master of Business Administration (MBA) from Strayer University and is a Personal Investment Advisor (PIA). He is licensed with NMLS ID 819813 and speaks both English and Spanish. Beyond his professional role, Paul is involved in community activities such as Boys Parkland Basketball, Boys Parkland Soccer, and MHOC Boys Basketball. His personal interests include adventure sports, billiards, cooking, golfing, pickleball, singing, soccer, spending time with family, traveling, and watching movies.

Michael Bourgeois is a financial advisor at Morgan Stanley with 16 years of industry experience. He previously worked at JPMorgan Securities, Merrill Lynch, and JPMorgan Chase Bank. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning supported by approved planning tools and extensive resources.

Paul Litman is a financial advisor at Morgan Stanley with a Series 66 credential and two years of industry experience. He previously worked at BMO Nesbitt Burns for ten years before joining Morgan Stanley Smith Barney LLC in 2023 and Morgan Stanley Private Bank, N.A. in 2024. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Susan Jane Hutcheon is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with UBS Financial Services since 2011. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client solutions.

Stephani Chojnacki is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63, 65, and 66 licenses. She has three years of industry experience and previously worked at JPMorgan Chase Bank, N.A., M Holdings Securities, Inc., and LRI Investments, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market models.

Matthew Freeman is a financial advisor at Morgan Stanley in Boca Raton, FL, holding a Series 66 designation and with nine years of industry experience. He has worked at Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers advisory programs including tailored financial planning supported by structured discovery processes and planning tools, managing approximately $2.74 trillion in client assets.

Michael Cormier is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise in various capacities since 2011, with additional experience at Morgan Stanley, Robin Powered, and Chef Dazzer. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice, supported by a centralized consulting team and algorithmic tools.