Jason Keller is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo in various capacities since 2011, with a brief tenure at Franklin Distributors and Franklin Templeton Companies from 2024 to 2025. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Marie Colbert is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Cetera. She previously worked at Concourse Financial Group Securities Inc and Lincoln Financial Securities Corporation. Outside of her advisory role, she is involved in managing insurance brokerage businesses, including serving as owner and president of MKC Brokerage, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

Michael Chernoff is a financial advisor with OSAIC based in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years and has been affiliated with IAT Incorporated for over four decades. Chernoff is also a board member of the Tampa Bay Estate Planning Council. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services, using various portfolio construction tools and third-party solutions to deliver customizable investment management options.

Garrett Ruth is a financial advisor at UBS Financial Services with three years of industry experience. He holds the Series 66 designation and has previously worked in educational roles at the University of Alabama, Palm Beach State College, the University of Florida, and at Oak Hall and Buchholz High School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management solutions tailored to clients’ goals and risk tolerances.

Bartley Bates is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2007. Outside of advisory work, he is involved with Wrap It Up Pilings, a privately held business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a broad range of financial products.

Benjamin Onett is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 65 and Series 63 licenses with eight years of industry experience. He has been with Morgan Stanley since 2017, including three years with Morgan Stanley Services Group Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning using a structured process supported by firm-approved tools and market modeling techniques.

Naomi Kaffke is a financial advisor with Merrill, holding a Series 66 credential and based in Tampa, FL. She has been with Merrill and Bank of America since 2026. Prior to her current role, her background includes experience in the restaurant and retail sectors, including positions at Streetlight Taco Henderson, Cameron Mitchell Restaurants, and Lithia Motors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Raymond Hand is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked with Regions Bank, Truist Advisory Services, and BB&T. Outside of his advisory role, he serves as an elder board member at Freedom Family Church, where he oversees financial matters. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and access to various third-party managers.

Marc Spencer is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has worked at Bank of America, N.A. and Merrill since the mid-1990s and is currently involved in several community organizations, including serving on the finance committee for Christ the King, the board of directors for the Boys & Girls Club of Tampa Bay, and as a board member of Feeding Tampa Bay. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Oraine Munda is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has previously worked at E*TRADE Securities, Bank of America, Merrill, and Edward Jones. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and research-driven investment models.

Candice Cason is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 credential and has been with Bank of America and Merrill for the past 10 years. Outside of her advisory work, she operates a small photography business called Mash Studios Photography. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies led by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ken Tsukiyama is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding a Series 66 designation and 19 years of industry experience. He has been affiliated with various Raymond James entities since 2007. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joseph Fessler is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He joined the firm in 1984 at the regional operations center in Farmington Hills, Michigan. Over the course of his career, Joseph transitioned from operations management — including serving as operations manager for the Vero Beach, Florida complex — to financial advisory in 1994. He draws upon decades of experience within the firm to provide clients with comprehensive access to the firm’s resources, products, and services. Joseph holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., and is a member of the Financial Planning Association. He also carries the Personal Investment Advisor (PIA) designation. His client focus areas include family wealth management strategies, legacy planning, retirement planning, philanthropic planning, portfolio management, special needs planning strategies, tax minimization, and retirement income. A longtime member of the Vero Beach community, Joseph is a former president of the Exchange Club of Indian River County. He resides in Vero Beach with his wife, Tammy, and has two daughters, Lauren and Kristen. His personal interests include golfing, hiking, music, reading, skiing, and spending time with his family.

Douglas Doran is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 designations and 16 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process based on firm-approved tools and modeling techniques.

Josue Falcon is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Edward Jones since 2001. Based in Tampa, FL, he holds the Series 63 and Series 66 licenses. Outside of his advisory role, Josue is involved in managing rental properties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and affiliated financial services, supported by a large nationwide network of advisors and branch offices.

Katie Reuter is a financial advisor with Edward Jones in St. Petersburg, FL, holding a Series 66 license and two years of industry experience. She has operated a coaching business, One Step Media DBA Kate Reuter Coaching, since 2018, providing virtual life and mindset coaching based on a Human Design assessment approach. Prior to joining Edward Jones, she held roles in hospitality and the music industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm is notable for its large nationwide advisor network and affiliated capabilities, including trust services and proprietary mutual funds.

Kanyon Sar is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Morgan Stanley, Kanyon worked in various roles including positions at Topgolf, American Social, and Greenbridge Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Andrew Vasquez is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 credential and 13 years of industry experience. Prior to joining LPL Financial in 2022, he worked at First Command Advisory Services and First Command Financial Planning. He is also a member of the US Air Force Reserves and owns Hall of Fame Coaching Corp, a business entity unrelated to investment services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm provides a wide range of advisory programs, financial planning services, and investment management solutions supported by proprietary research and third-party subadvisors.

John Hunsberger is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Sterling Lirot is a financial advisor with Fidelity, holding a Series 66 designation and eight years of industry experience. He has worked at Fidelity Brokerage Services since 2017 and at Fidelity Investments since 2025. Outside of his advisory role, he operates an online store called Beautiful Sunshine & Company LLC as a sole proprietor. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.