Bart Reeder is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. He has a comprehensive background in financial services, having held various roles within Fidelity since 2011, including positions such as Investment Management Consultant III, Workplace Planning Consultant, and Retirement Relationship Manager. Throughout his career, Bart has worked closely with individuals and families to develop financial plans that consider their goals and personal circumstances. He holds insurance licenses in Arkansas and California. Outside of his professional work, Bart enjoys family activities, fishing, football, golf, and outdoor adventures.

Zachary Fletcher is a financial advisor at Merrill with Series 66 and Series 63 credentials and three years of industry experience. Prior to joining Merrill, he worked at Citigroup Global Markets Inc. from 2023 to 2026. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Caroline Hulick is a Financial Consultant at Fidelity Investments, where she has been working since 2025. Prior to her current role, she held various positions at Fidelity Investments including Investment Consultant from 2023 to 2025, Fixed Income Specialist from 2021 to 2023, and Customer Service Advocate from 2020 to 2021. Caroline is committed to partnering with her clients to understand their short- and long-term financial goals and to develop customized financial plans tailored to their unique needs. She emphasizes building strong relationships with her clients and their families based on trust, reliability, and competency. Caroline holds a California Insurance License. Outside of her professional responsibilities, Caroline enjoys beach activities, boating, family activities, photography, traveling, and volunteering.

Pavan Varshney is a financial advisor with Ameriprise in Jacksonville, FL, holding Series 65 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Patriot Rail, Omnipath Financial, Inc., and CSX Corporation. Outside of his advisory work, he has real estate ownership unrelated to investment activities. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm uses a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax-efficient strategies and adaptive withdrawals.

Chassidy Wendell is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized wealth management strategies to help clients pursue their long-term financial goals. With 15 years of experience as a professional trader, Chassidy has developed expertise in financial market risks, asset allocation, diversification, and portfolio management tailored to individual investor objectives. Chassidy’s client focus areas include college education planning, executive and equity compensation services, family wealth management strategies, defined benefit plan services, retirement income planning, and individual and corporate investment strategy. Chassidy holds a Bachelor's Degree from the University of Michigan and maintains the Personal Investment Advisor (PIA) designation. Fluent in both Spanish and English, Chassidy is actively involved in the University of Michigan Crew Team and participates in community activities through Compass Church. Residing in the Chicago suburbs with wife Julie and their three children, Chassidy values communication, diverse perspectives, and enjoys a variety of personal interests including biking, cooking, football, painting, running, scuba diving, skiing, traveling, and volleyball.

Caden Napier is a financial advisor with J.P. Morgan Securities in Jacksonville, FL. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at The Vanguard Group, Shopify, Robinhood, eBay, and Uber. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Christopher Coplien is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Wells Fargo, he worked at First Command in various capacities from 2024 to 2025. He is also a co-owner of the Retro Hangover Podcast, which he has been involved with since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services grounded in an IPS-driven process and modern portfolio theory. The firm’s offerings include a wide range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Michael Millam is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 26 years of industry experience. He is the owner and president of Millam Insurance & Retirement Services, Inc., where he focuses on the sales and distribution of life and annuity products. Millam also operates Florida Retirement Advisors, providing securities and insurance financial services to retirees. Cetera Investment Advisers LLC is a national SEC-registered firm serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services, supporting various discretionary and non-discretionary investment strategies.

Justin Skaparas is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include multiple positions at Fidelity and the University of Rhode Island. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of AI-driven methodologies and its formal advisory roles with multiple registered investment companies.

Joseph Storey is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and one year of industry experience. He is the founder and owner of Twinny LLC, an online apparel business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tyler Toles is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and previously worked at firms including Merrill, Edward Jones, Hancock Whitney, and Cetera. He is based in Jacksonville, FL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

John Beamer is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Fidelity Brokerage Services since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advises multiple registered investment companies.

Barbara Kinsey is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Her career includes roles at Bank of America and TIAA-CREF. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brittain Wiseman is an Investment Solutions Representative III at Fidelity Investments, a role held since 2026. Prior to this, Brittain worked as an Investment Solutions Representative II from 2025 to 2026, and as a Customer Relationship Advocate from 2023 to 2024, all within Fidelity Investments. In this capacity, Brittain partners with individuals and families to develop comprehensive retirement strategies tailored to their unique goals and circumstances. Brittain's approach involves understanding clients' situations, challenges, and desires to provide clarity for complex financial decisions across all life stages. Brittain holds insurance licenses in Arkansas and California. Outside of work, Brittain's personal interests include the beach, fitness, golf, outdoor adventures, and spending time with pets.

Matthew Monroe is a financial advisor at Morgan Stanley in Jacksonville, FL, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Wells Fargo Advisors and Fidelity Investments, as well as involvement with the High Tide Burrito Company and the Florida State University Art Center. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by proprietary tools and modeling techniques.

Adam Mclellan is a financial advisor at Merrill with 19 years of industry experience. He has been with Merrill since 2014 and holds Series 66 and Series 63 licenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal Chief Investment Office teams and third-party style managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Doll is a Series 66-credentialed advisor with Merrill, based in Saint Johns, FL, who has four years of industry experience. He has worked with Merrill since 2017 and with Bank of America N.A. since 2023. Prior to his financial roles, he was involved with Celebration Church of Jacksonville for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mandy Marengo is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. She previously worked at JPMorgan Chase Bank, N.A. for nine years before joining Fidelity, where she has been since 2021. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies.

Jon Noble is a financial advisor at Merrill with 28 years of industry experience. He has been with Merrill since 1998 and holds the Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutions.

Anthony Diaz is a financial advisor at Fidelity with a Series 66 designation. He joined Fidelity in 2025 and has previous work experience in the healthcare sector, including roles at Evolus and Aclaris Therapeutics. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.