John Reul is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 registrations and nine years of industry experience. He has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers primarily non-discretionary investment guidance combined with access to discretionary separately managed accounts and utilizes multi-asset model portfolios alongside a platform supporting alternative investments.

Loren Stewart is a CFP® with 12 years of industry experience, currently serving at Charles Schwab in Westlake, TX. His prior experience includes multiple roles at Fidelity Investments from 2013 to 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options utilizing multi-asset model portfolios and integrates brokerage, custody, and advisory services within a large-scale operational framework.

Grant Davis is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 designation and has worked at multiple Fidelity entities since 2018, with earlier experience including roles at the University of Arkansas and Fitness One. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and model portfolios, with distinctive capabilities including CFTC registration and the use of AI-driven methodologies.

Neal Belcher is a financial advisor at Fidelity with Series 63 and Series 66 credentials and seven years of industry experience. He has been with Fidelity Brokerage Services LLC since 2017 and joined Fidelity Investments in 2025. Prior to his career in finance, he worked at Academy Sports and Outdoors for one year. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction, and it manages model portfolios using a systematic, long-term asset allocation approach.

Shea Dersham is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank NA before joining Charles Schwab and its affiliated entities. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering a blend of advisory, brokerage, custody, and financial planning services. The firm delivers investment guidance through multi-asset model portfolios and combines non-discretionary advisory relationships with access to discretionary separately managed accounts.

Darryl Henderson Sr. is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has worked across multiple Fidelity entities since 2014. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering services that include discretionary management and oversight of affiliated sub-advisers.

Hal Rutledge is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently with Fidelity Investments and has held prior roles at JPMorgan Chase Bank, J.P. Morgan Securities, Sagepoint Financial, and Rutledge Equity Corp. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a proprietary investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across mutual funds, ETFs, and ETPs.

Justin LaBonte is an Investment Solutions Representative III at Fidelity Investments, where he collaborates with individuals and families to develop financial strategies tailored to their unique goals and circumstances. He emphasizes a personalized approach that fosters trust and transparency to support clients' financial well-being. His career at Fidelity Investments began in 2023 as a Transaction Processor Intern. He then progressed through roles including Client Relationship Advocate and various levels of Investment Solutions Representative, gaining experience in investment services and client relationship management. Outside of his professional role, Justin enjoys activities such as concerts, fitness, football, golf, parenthood, and running.

Sharon Hanberry is a financial advisor at Cetera with 15 years of industry experience and holds a Series 66 designation. She previously worked for Avantax Advisory Services and Avantax Investment Services Inc. Outside of her advisory role, she leases mineral rights on her home property. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform that includes both affiliated and third-party investment solutions.

Christopher Fairfield is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials. He has been with Charles Schwab since 2026 and has prior experience with Mass Mutual Strategic Distributors, William Raveis, and other companies. His background includes roles in various industries before entering the financial sector. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset strategic allocation investment approach.

Judah Lewis is a financial advisor at Charles Schwab with a Series 66 credential and three years of industry experience. Prior to joining Schwab, he worked with Voya Financial Partners and has experience in education and hotel front office operations. He is currently based in New York City. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services with a client relationship model that includes non-discretionary and discretionary investment management options.

Reilly Townsend is a financial advisor at Fidelity with a Series 66 credential and three years of industry experience. Prior to joining Fidelity, he worked at Globe Life's Liberty National Division and has held various roles including positions at Zoom Roses and the University of Arkansas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management services.

Victor Tignor is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Charles Schwab in 2024, he has worked in various roles including positions at American Airlines and Nine Flags Bar and Grill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a comprehensive operational structure including custody and brokerage services.

James Ray is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses, and three years of industry experience. Prior to joining Schwab, he has held various roles across multiple industries including hospitality and wellness. Outside of his advisory role, he is involved with several businesses such as Moxies Plano and PyreFire Tables. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Michael Jones is an Investment Solutions Representative III at Fidelity Investments. He collaborates closely with individuals and families to understand their unique financial circumstances and develop strategies tailored to their short-term priorities and long-term financial goals. He has progressed through various roles at Fidelity Investments since 2023, including Investment Solutions Representative I and II, as well as Retirement Specialist and Customer Relationship Advocate. Prior to joining Fidelity, he worked as a Relationship Banker I at Simmons Bank from 2022 to 2023.

Allison Israel is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Merrill from 2010 to 2018. Outside of her advisory role, Israel is a co-owner of Dragon Ridge LLC and serves as treasurer on the board of directors for the Cross Timbers Hills Homeowners Association. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, delivering retirement recommendations through a centralized consulting team using a combination of research, modeling, and tax-efficiency analysis.

Brett Moody is a financial advisor with Cetera in Dallas, TX, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at several Cetera entities since 2024 and previously spent six years with Avantax Investment Services and ten years with 1st Global Capital Corp. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, including access to third-party money managers and various program structures, managing over $256 billion in assets.

Felicia Arnold is a financial advisor at Fidelity with Series 66 and Series 63 licenses and seven years of industry experience. She has worked at Fidelity Brokerage Services LLC since 2019 and previously served with Greater Europe Mission for seven years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

James Killgo is a financial advisor with Edward Jones, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment options, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets.

Holley Hartley is a Series 66 licensed financial advisor with 15 years of industry experience. She currently works at Charles Schwab and previously held roles at Goldman Sachs & Co., Inc. and The Ayco Company, L.P/Mercer Allied. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and a formal alternative investment program.