Lusine Budagyan is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Wells Fargo in various capacities since 2006. Outside of finance, she provides healthcare services through an IHSS provider role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets. The firm uses research and analytics to guide investment decisions and offers a range of financial products through bank and insurance affiliates.

Howard Doan is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, following five years at UBS Financial Services. Outside of his advisory role, he is an owner of Acorn Lodging Partners LLC, a lodging-related business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage arrangements.

John Thomas is a financial advisor at Charles Schwab with 33 years of industry experience. He holds a Series 63 designation and has worked at Charles Schwab since 1993, including a tenure at Charles Schwab Bank starting in 2005, and previously spent two years at TD Ameritrade, Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates as both a broker-dealer and investment adviser, offering a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts via multi-asset model portfolios and alternative investment options.

Shaun Castro Ansueta is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has been associated with Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and supports over 14,000 financial advisors, offering both brokerage and advisory solutions.

Armine Babayan is a financial advisor at UBS Financial Services with eight years of industry experience. She holds a Series 66 designation and has been with UBS since 2017, following a year as a self-employed advisor. Based in Pasadena, CA, she provides advisory services through one of the largest financial institutions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Albert Singleterry is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at J.P. Morgan Securities since 2012 and JP Morgan Chase Bank, N.A. since 2018, as well as prior experience at Wm Financial Services Inc. from 2005 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Kenneth Stewart is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. His prior roles include work at Children's HopeChest and Biola University. Edward Jones is a full-service wealth management firm catering to over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

James Warren is a financial advisor with Ameriprise in San Dimas, CA, holding a Series 66 designation and 24 years of industry experience. His prior experience includes roles at LPL Financial and Level Four Advisory Services. He owns a non-investment-related business entity, JPW and Associates, which does not generate revenue or require time commitments. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized retirement income service that provides written recommendations and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Katherine Brody is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has been with JPMorgan Chase Bank and its affiliate firms since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset‑allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis through a select group of Wealth Advisors.

Pedro Cisneros is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and has worked previously at CUSO Financial Services and Firefighters First Credit Union, where he maintains an ongoing role. He operates a side business, Firehouse Financial, which is related to his LPL advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, including access to model portfolios, third-party asset managers, and institutional platforms.

Adam Gonzalez is a financial advisor with Primerica Advisors in Santa Fe Springs, CA, holding Series 63 and Series 65 licenses. He has five years of industry experience with prior roles at PFS Investments Inc. and Primerica Financial Services, among others. Gonzalez’s background also includes work outside finance with Clearview Protective Services and Kalaveras. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, offering model-based investment strategies and discretionary portfolio management.

Ronny Liu is a financial advisor with Equitable Advisors, holding the ChFC® and Series 66 designations and bringing 40 years of industry experience. He worked at Prudential Insurance Company of America and Pruco Securities, LLC from 1986 to 2024 before joining Equitable Advisors in 2024. Liu also operates as an independent agent involved in fixed insurance sales and property and casualty insurance. Equitable Advisors serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a combination of firm-offered and third-party advisory programs.

David Cheng is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 credential and 19 years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, PRUCO Securities, Fidelity Brokerage Services, U.S. Bancorp Investments, and Bancwest Investment Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Jimenez is a Series 66-licensed financial advisor with six years of industry experience. She has worked at Merrill since 2021 and previously spent six years at Morgan Stanley. Jennifer also has experience with Pasadena City College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Richard Lousararian is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with LPL Financial and its predecessor LINSCO/Private Ledger Corp. since 2001. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with various investment options, supported by a large network of over 22,800 advisors and significant discretionary assets under management.

Yvonne Qi is a financial advisor with Merrill in Hacienda Heights, CA. She holds Series 63 and Series 65 licenses and has been with Merrill since 2017, including prior experience with Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tomik Sarkissian is a Financial Advisor with Merrill Lynch Wealth Management, focused on helping clients manage their financial resources to achieve their short-, mid-, and long-term goals. He works one-on-one with clients to understand their priorities and develop tailored portfolio strategies. His services include general investing, retirement planning, and saving for unexpected events, as well as providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. With an emphasis on ongoing advice and guidance, Tomik adapts clients' portfolios as their situations change. He holds the professional designation of Personal Investment Advisor (PIA) and earned his Bachelor's Degree from Islamic Azad University. Tomik communicates fluently in English, Armenian, and Farsi.

Jonathan Bratincevic is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 credential and bringing 15 years of industry experience. He has been with Morgan Stanley since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Gloria Chen is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including LPL Financial, BMO Bank NA, Citigroup, and JP Morgan Securities. Outside of her financial career, she tutors children in violin through her music tutoring business, Chen's Music. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to guide its diversified investment approach and offers both brokerage and advisory solutions.

Jay Ding is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has worked at MML Investors Services LLC, Mass Mutual Life Insurance Company, Common Capital LLC, and Westinghouse Electronics. In addition to his advisory role, he serves as Associate Director and Career Strategist at the University of Southern California, coaching mid-career MBA candidates. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved software to analyze client goals and offers specialized programs including estate settlement and employer-sponsored planning.