Declan Horan is a financial advisor at UBS Financial Services in Charlotte, NC, holding a Series 66 designation with three years of industry experience. His prior work includes roles at New York Life Insurance Company and The Manor at Silo Falls. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm offers a broad range of capital markets services alongside wealth management through its extensive network of Financial Advisors.

Alexander Aucoin is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Louisiana State University and educational institutions such as Sequitur Classical Academy and Parkview Baptist School. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Joseph Baumhover is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Charles Schwab & Co., Inc. and USAA Financial Advisors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to client needs, using proprietary research and tools, with optional implementation through its brokerage or advisory programs.

Brady Berger is a Senior Financial Advisor for Merrill Lynch Wealth Management, specializing in comprehensive wealth management. He focuses on helping individuals and families build, preserve, and manage their financial futures through thoughtful planning and disciplined portfolio management. Brady's client focus areas include personal retirement planning, portfolio management services, and individual and corporate investment strategies. Since beginning his career in 2019 as a wealth management intern, Brady has developed expertise in financial planning, portfolio management, leadership, and relationship management. He holds a Bachelor's Degree from The Catholic University of America, where he was a four-year starting quarterback and two-year team captain, experiences that shaped his leadership style and strategic mindset. Brady also holds the Personal Investment Advisor (PIA) designation. Originally from Charlotte, Brady is engaged in his community and has participated in a mission trip to Kingston, Jamaica. In his personal time, he enjoys basketball, football, golfing, traveling, and spending time with his family and friends.

Mohammed Abdelaziz is a financial advisor at Fisher Investments with Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Fisher Investments in 2026, he worked at Equitable Distributors, LLC for six years and held roles at American Income Life and other firms. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research to manage diversified portfolios and employs tax-aware strategies and defensive tactics to manage risk.

Scott Biedrycki is a financial advisor at Merrill with 43 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Merrill since 2007 and Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kevin Lewis is a CFP® with 12 years of industry experience, currently serving as a financial advisor at LPL Financial in Charlotte, NC. Prior to joining LPL Financial in 2025, he spent 11 years at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and portfolio management solutions supported by both proprietary and third-party research and technology.

Lisa Hanline is a financial advisor at Raymond James Financial with 35 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Hanline has been with Raymond James since 2009 and also operates Lisa Martin & Associates, Inc., a business entity used for securities-related tax and payroll purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals and incorporates advanced analytical tools and technology in its advisory services.

Andrew Keith is a financial advisor at Merrill with Series 63 and Series 65 designations and 29 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2008, based in Charlotte, NC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kristopher Margerum is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has worked concurrently at Digital Intelligence Systems LLC since 2021. His prior roles include positions at Massanutten Resort, James Madison University, and Augustine Golf Club. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jack Quist is a financial advisor with MassMutual Investors Services holding a Series 66 credential. He began his financial services career in 2023 with Wells Fargo and has been with MassMutual and its subsidiary since 2024. Outside of advising, he is involved with Go Big Red Management LLC as an investment analyst focused on real estate opportunities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm employs a collaborative, annual planning process using firm-approved analytical tools and provides various event-driven planning programs.

Stephen Nett is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Charlotte. He began his financial services career after graduating from the University of Georgia in 1994, initially working as a floor broker on the trading floors of The Chicago Board of Trade. In 2002, Stephen transitioned to wealth management by joining Merrill Lynch in Charlotte, where he has focused on helping clients achieve their financial goals. Stephen holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation as well as the Personal Investment Advisor (PIA) credential. He and his wife Raili have lived in Charlotte for over two decades and are raising their two daughters, Kennedy and Finley. Stephen emphasizes the privilege and responsibility of assisting clients in financial success as a key motivation in his work.

Jake Long is a financial advisor with UBS Financial Services, holding a Series 66 designation and two years of industry experience. His prior work includes roles at RealtySouth and experience at the University of Alabama and Spain Park High School. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor investment plans based on clients’ goals and risk tolerances.

Patrick Powers is a CFP® certificant with 16 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His prior experience includes roles at Waddell & Reed, various insurance carriers, and involvement with professional and community organizations such as BNI Professional Connections and the Rotary Club of Ballantyne, where he has served as speaker coordinator. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to model portfolios, third-party asset management, and institutional platforms, combining advisory services with extensive non-advisory financial products.

Susan Shoe is a financial advisor at Raymond James Financial with eight years of industry experience. She holds a Series 66 designation and has worked at Raymond James Financial Services since 2018. Outside of her advisory role, she is Vice President of Shoe Private Wealth Advisors, a wealth management and consulting business. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm employs tailored, non-discretionary advisory services supported by analytical tools and offers specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Hetal Sethi is a Financial Advisor at the Merrill Lynch Wealth Management Office in Charlotte, NC. She holds the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations and brings over 14 years of financial and wealth management experience to her role. Hetal works closely with individuals, families, and business owners to simplify wealth management and help clients meet and exceed their financial goals. She earned a Bachelor's Degree from the University of South Carolina, Columbia. Hetal's client focus areas include legacy planning, personal retirement planning, small business strategies, and women and wealth. She leverages the resources and specialized lending and banking solutions available through Bank of America and Merrill Lynch to provide personalized guidance. Outside of her professional work, Hetal is involved in community organizations such as Autism Strong Foundation, Common Heart, Nourish Up, and Young Man's Service League. She enjoys cooking, golfing, reading, spending time with her family, traveling, and practicing yoga.

Michael Holdenrid is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 14 years of industry experience, including prior roles at Nationwide Securities LLC, Nationwide Insurance, Vision Capital & Management, and FSC Securities Corporation. Outside of his advisory work, he is president of Caden Wealth Management, LLC, an independent insurance agent, and serves as an advisory representative of a registered investment advisor. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and offers proprietary and third-party model strategies.

Francis Moise III is a financial advisor at Morgan Stanley in Charlotte, NC, holding a Series 66 credential with one year of industry experience. Prior to joining Morgan Stanley, he worked at TPC Piper Glen and had various roles in education and retail. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and models, while generally acting in an advisory capacity for implementation.

Gianni Abballe is a CFP®-certified financial advisor with 13 years of industry experience, currently serving at Morgan Stanley in Charlotte, NC. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2023, and previously spent nine years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and emphasizes advisory services without providing individual security recommendations as part of standalone plans.

James Rodgers is a Client Experience Advisor with Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and to introduce them to financial solutions available through Merrill and Bank of America. His focus is on helping clients identify what matters most to them and their families in order to develop strategies aimed at pursuing their financial goals. James holds a Bachelor's Degree and a Juris Doctorate Degree from the University of Alabama System. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Life Underwriter (CLU), and Personal Investment Advisor (PIA).