Jackson Spires is a financial advisor at Fidelity with a Series 66 credential and approximately one year of experience. His prior roles include positions at Truffles, DoorDash, and the University of Alabama. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary services along with model portfolios.

John Ager is a CFP® certificant with over 31 years of experience in financial services. He has been associated with Raymond James Financial Services Advisors Inc. since 2013. In addition to his advisory role, he owns Ager Financial Corporation, a support company based in Charlotte, NC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diversified client base, including individuals, high-net-worth clients, and institutional entities. The firm uses analytical tools such as risk profiling and probabilistic modeling to tailor non-discretionary planning and consulting to client goals.

Douglas Webb is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and West Marine, alongside teaching experience at the University of South Carolina and Dutch Fork High School. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Ivan Mata is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2013. Mata is based in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Sabrina Brathwaite is a Wealth Management Advisor with Merrill Lynch Wealth Management and one of the founding members of BFGvU Partners. She has over nine years of experience in financial services, playing a major role in streamlining, organizing, and integrating clients into the Merrill Wealth Management process. Sabrina focuses on retirement planning, working closely with individuals, small businesses, and company retirement plans to help build wealth and plan legacies. She holds a Bachelor's degree in Mass Communications and a Master's in Business Administration from Winthrop University. Sabrina has earned several professional designations, including the Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor® (CPFA), Certified Financial Planner® (CFP), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her expertise includes divorce transition planning, education planning, employee benefits planning, family wealth management strategies, legacy planning, and socially responsible investing. Beyond her professional role, Sabrina is actively involved in community organizations such as Delta Sigma Theta Public Service Sorority Incorporated, Good Friends Charlotte, the Mint Museum Auxiliary, Phoenix Montessori Academy, and YWCA Charlotte. She has also served as a Board Member and 2019 Luncheon Chair of Good Friends Charlotte and participates in local advisory councils and committees. Sabrina resides in the Lake Norman area of Charlotte with her son and fiancée and enjoys activities including biking, bowling, cooking, dancing, golfing, reading, singing, and traveling.

Johnathan Dungan is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds the Series 66 designation and has one year of industry experience, including prior roles at Atlas Investment Management of Nest Capital and the University of North Carolina at Wilmington. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research and analytics to support its investment approach.

Kelsey Long is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 66 designation and has worked previously at Edward Jones and Cambridge Investment Research, Inc. Outside of finance, she has experience working in the hospitality sector, including at Barleys Taproom and Pizzeria and Horns Home and Garden. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Trevor Wilson is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. His prior experience includes roles at Edward Jones, Liberty Mutual, and CST Management, where he also owns a cleaning service business. Wells Fargo Advisors is a large national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs a research-driven approach and provides both brokerage and advisory solutions, supported by Wells Fargo Investment Institute analytics.

Charles Dekrafft II is a financial advisor with OSAIC in Charlotte, NC, holding Series 63 and Series 65 credentials and with 34 years of industry experience. He spent 32 years at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. Outside of his advisory role, he is involved in the solicitation and placement of various insurance and annuity products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a broad network of advisors, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to tailor portfolios that can include a range of investment vehicles.

David Renko is a financial advisor at Cetera with 32 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. His prior roles include positions at Raymond James Financial Services, Morgan Stanley, and Avantax Advisory Services. Outside of advising, he is involved in real estate investments as a part owner in rental properties. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts through a nationwide network of independent advisors. The firm offers diverse portfolio management options, financial planning, and access to various third-party managers, managing over $256 billion in assets across more than 10,000 advisors.

Timothy Townsend is a financial advisor with Ameriprise in Charlotte, NC. He holds a Series 66 designation and has been in the industry since 2025, with prior experience at firms including The Baldwin Group and Principal Securities, Inc. Outside of finance, he previously worked at X-Golf and the Folly Beach Chair Company. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual planning advice focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Christopher Grady is a Senior Financial Advisor at Merrill Lynch Wealth Management, currently serving at Ellison Kibler. He joined Merrill in 2018, bringing experience from a prior career in banking and distinguished service in the Army Special Forces as a former Green Beret with the 7th Special Forces Group (Airborne). Chris focuses on creating personalized wealth management strategies to help clients pursue their long-term financial goals. His expertise covers areas such as college education planning, executive compensation, family wealth management, tax minimization, and more. He works closely with clients to navigate complex financial decisions through dedicated advice and service. He earned a bachelor's degree from Randolph-Macon College and holds the Personal Investment Advisor (PIA) professional designation. Christopher lives in Charlotte, North Carolina, where he participates in community organizations including the Catholic Diocese of Charlotte and supports events such as the Elite Meet at Holy Trinity Middle School.

Andrea Walser is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and three years of industry experience. Prior to joining Vanguard in 2026, she worked at Quantexa, Inc. for five years and spent extensive time at Merrill and Bank of America Securities. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs, and manages a large client base through a scalable digital platform.

Mark Davey is a financial advisor at Ameriprise with 19 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. He serves on the investment advisory committee for the Delta Chi Educational Foundation, which manages funds used for scholarships and other educational needs. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Cortney Fluegeman serves as Vice President Private Wealth Management Advisor at Fidelity Investments. She has been with Fidelity since 2006, progressing through various roles including Vice President Regional Planning Consultant and Vice President Financial Consultant. With over two decades of industry experience, she focuses on delivering thoughtful guidance and personalized wealth planning aligned with clients' values and goals. Her professional journey at Fidelity encompasses a wide range of financial advisory roles, demonstrating a commitment to trusted insight and building lasting relationships with clients. Cortney emphasizes the importance of understanding what matters most to clients and their families in wealth planning. Outside of her professional work, Cortney enjoys activities such as camping, attending concerts, exploring culinary interests, golfing, hiking, and traveling.

Frank Summers is a financial advisor at Cetera with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Edward Jones and MassMutual. Outside his advisory role, Summers serves on the board of Monroe Road Advocates, participates in the Rainbow Foster Network executive committee, and works as an adjunct instructor and academic advisor for insurance education programs. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers and various program structures.

Nicholas Crawford is a financial advisor at Merrill in Charlotte, NC, with 16 years at the firm and five years of industry experience. He holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dana Conrad is a Series 66 registered advisor with Merrill in Charlotte, NC, and has 18 years of industry experience. Prior to joining Merrill in 2018, Dana worked at Wells Fargo Clearing from 2016 to 2018 and Wells Fargo Advisors LLC from 2011 to 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elizabeth Sprinkle is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her career includes over a decade at Wells Fargo affiliates and a brief tenure at UBS Financial Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Dallas Kirby is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group for eight years and the U.S. Census Bureau for one year. Outside of his advisory role, he owns Taste Makers Palette, LLC, a fashion and styling vlog based in Charlotte, NC. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.