Dharmik Vasavada is a financial advisor at TIAA-CREF with two years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at HSBC Securities, PNC Investments, Bank of America, Merrill, and TIAA. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with pre-existing relationships through employer retirement plans. The firm combines point-in-time financial planning with ongoing portfolio management under a fiduciary standard.

Stephen Park is a financial advisor at First Citizens Investor Services, Inc. based in Charlotte, NC, with 20 years of industry experience. He holds Series 63 and Series 65 designations and has been with First Citizens Bank and First Citizens Investor Services since 2016. Outside of his advisory role, he serves on the board of the nonprofit United Cerebral Palsy, which provides care for individuals with disabilities. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, and charitable organizations. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, supported by technology-driven model portfolios and tax-aware strategies, and benefits from its affiliation with a bank holding company.

Emmaline Crawford is a financial advisor at TIAA-CREF with six years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Vanguard and Brighthouse Financial. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers a range of investment management options, including model portfolios and customized portfolios managed under client-approved investment policies.

Kyle Durkin is a financial advisor at TIAA-CREF with five years of industry experience. He holds a Series 66 designation and has worked at TIAA-CREF and related entities since 2020. Prior to his financial services career, he worked at the University of Central Florida and Atlantic Coast High School. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and corporate entities. The firm offers a range of advisory services including model-based and customized portfolio management under a fiduciary standard.

Dennis Riegraf is a financial advisor with Truist Advisory Services, holding a Series 66 designation and one year of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Deutsche Bank, where he worked for over a decade. Truist Advisory Services provides investment consulting and advisory services to individual, corporate, retirement plan, and charitable clients, utilizing a combination of discretionary and non-discretionary management supported by AI-enabled research and a comprehensive manager-selection program.

David Hampton is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, and JPMorgan Chase Bank. First Citizens Investor Services provides investment advisory, brokerage, and licensed insurance services to individuals, pension plans, corporations, and charitable organizations. The firm uses strategic and tactical asset-allocation approaches and offers both discretionary and non-discretionary management, with a focus on asset-based billing and tax-aware services.

Jack Heil is a financial advisor with PlanMember Securities Corporation in Charlotte, NC, holding the PFS™ and Series 66 designations and bringing 25 years of industry experience. He has worked at Lombard Advisers Incorporated, Lombard Securities Incorporated, and H.D. Vest Advisory and Investment Services, and has been self-employed since 2013. Heil is also a CPA and provides tax preparation and accounting services through his own practice. PlanMember Securities Corporation offers retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm utilizes a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and provides education, support services, and personalized retirement planning.

Amos Randall III is a financial advisor with TIAA-CREF who holds Series 66 and Series 63 designations and has nine years of industry experience. He has been with TIAA-CREF Individual & Institutional Services, LLC since 2017 and previously worked at Wells Fargo and Auburn University. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with pre-existing TIAA-administered retirement plan relationships. The firm offers model portfolio and customized portfolio management options and acts as adviser to a donor-advised fund.

Arden Pegelow is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to joining TIAA-CREF, Arden worked with the Universal Cheerleaders Association/Varsity Spirit and has experience in the hospitality industry as a server at Red Rocks Cafe. Arden also volunteers as a Community Ambassador for Ronald McDonald House Charities, participating in outreach and fundraising events. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing employer retirement plan relationships. The firm’s advisory model distinguishes between point-in-time planning services and ongoing discretionary management through various managed account programs.

Sarah Mcmillian is a financial advisor with Truist Advisory Services in Charlotte, NC, holding a Series 66 designation and bringing 10 years of industry experience. Her prior work includes a decade at Wells Fargo Clearing and Wells Fargo Advisors. Outside of advisory activities, she co-owns farmland in Amelia, Virginia, which is leased for crop harvesting. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager arrangements, to deliver its investment solutions.

Dominic Gullo is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to joining TIAA-CREF, he was involved in the restaurant business at Something Fishy Seafood Restaurant. He has also worked in various roles including at the University of North Carolina Wilmington and Universal Audiology. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm distinguishes between point-in-time planning and ongoing discretionary management, offering both model and customized portfolios within a fiduciary framework.

Jason Wolff is a Series 66-licensed financial advisor with 26 years of industry experience, currently with Janney Montgomery Scott since 2020. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is based in Charlotte, NC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage, financial planning, and advisory services, utilizing both in-house and third-party portfolio management across multiple programs.

Thomas Hazelhoff is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 credentials with one year of industry experience. His prior roles include positions at Truist Investment Services, Worth Advisors, and Doerschler and Associates Wealth Management. Hazelhoff also has experience outside finance, having worked with Pit Spitters Baseball. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to the TIAA Donor Advised Fund, operating within a vertically integrated structure that includes affiliated funds.

Julie Carter is a financial advisor at First Citizens Investor Services, Inc. with seven years of industry experience. She holds the Series 66 designation and has worked at several firms including Woodbury Financial Services and Waddell & Reed. Outside of her advisory role, she serves as a trustee and Clay County representative on the Tri-County Community College Board of Trustees. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, and business entities. The firm offers portfolio management through various wrap programs and an automated Guided Investing platform, combining fundamental, quantitative, and technical analysis with tax-aware services and access to integrated banking resources through its bank holding company affiliation.

Jaylon Mc Clinton is a financial advisor at TIAA-CREF with two years of industry experience. He holds the Series 66 designation and has previously worked at Navy Federal Financial Group and Truist Advisory Services. Prior to his financial services career, he served in the U.S. Army and attended West Point Academy. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers model and customized portfolio management under a fiduciary standard and acts as adviser to the TIAA Donor Advised Fund sponsored by Charityvest.

Trudy Blanton is a financial advisor at TIAA-CREF with three years of industry experience. She holds a Series 66 designation and previously worked at Vanguard Advisers and Williams and Fudge, Inc. Outside of finance, she owns Trudy's Designs, a small business creating and selling custom signs, crafts, and digital prints. TIAA‑CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary portfolio management, applying a fiduciary standard and utilizing model or customized portfolios.

Sydney Hansen is a financial advisor at TIAA-CREF with five years of industry experience. He holds a Series 66 designation and has worked at TIAA-CREF since 2021. Prior to that, Hansen was employed at H&R Block and was involved with the Jesse Helms Center Foundation. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and other entities. Their advisory model distinguishes between point-in-time planning services and ongoing discretionary management, offering both model and customized portfolio management under a fiduciary standard.

Jamie Dugo is a financial advisor at First Citizens Investor Services, Inc. with nine years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones from 2017 to 2022 and Comfort Keepers from 2016 to 2017. Outside of his advisory role, he serves as a member of the Catawba County Planning Board in North Carolina. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and licensed insurance services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a mix of strategic and tactical asset-allocation approaches and offers portfolio management through various platforms, including separately managed accounts and an automated Guided Investing service.

Tyler Johnson is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Independent Advisor Alliance, LLC in Charlotte, NC. He previously worked for THE Vanguard Group, Inc. for 11 years and has been affiliated with LPL Financial since 2023. Johnson is also involved with FreshWater Financial LLC, an independent registered investment advisory firm he founded in 2023. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm employs a network model of advisory representatives and utilizes various portfolio management strategies and technology platforms to deliver its services.

Edmond Henley Jr. is a financial advisor at Truist Advisory Services with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Truist and its predecessor firms since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools.