Monica Snider is a financial advisor at Merrill with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill since 2009. Monica also has a concurrent role at Bank of America, N.A., where she has worked since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rhonda Oliver is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She previously worked at LPL Financial for 10 years before joining Wells Fargo Clearing in 2018. Outside of her advisory role, she owns Ella D's Boutique, a retail business specializing in jewelry, handbags, and accessories, and serves on the finance committee of Chappell Memorial Baptist Church. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and discretionary options tailored to plan objectives and risk tolerances. The firm’s approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, distinguishing it among large institutional advisers.

Jackson Webber is a CFP® with four years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2025. Prior to joining Wells Fargo, he worked at The Vanguard Group for four years and held brief roles at New York Life and as a self-employed advisor. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to a broad client base including individuals, corporations, and institutions. The firm offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Hideki Morales is a Financial Advisor with Merrill Lynch Wealth Management in Charlotte, North Carolina. He focuses on assisting individuals and families in making informed and confident decisions about their financial future. His work emphasizes building lasting relationships, creating thoughtful strategies, and helping clients pursue what matters most. Morales brings experience in financial services with a strong foundation in investment and wealth management. His expertise includes family wealth management strategies, portfolio management services, and retirement income planning. He takes a personal, relationship-driven approach to understand each client's goals and to develop strategies tailored to their priorities. He holds a Bachelor's Degree from Southern Connecticut State University and the Personal Investment Advisor (PIA) designation. Outside of his professional role, Morales enjoys basketball, camping, cooking, golfing, hiking, music, soccer, and spending time with his family.

Christine Kearse is a financial advisor at Merrill with five years of industry experience and a Series 66 designation. She has been with Merrill since 2017 and previously spent three years as a homemaker. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephanie Lyman is a financial advisor with Merrill in Charlotte, NC, holding Series 66 and Series 63 licenses and 11 years of industry experience. She has worked at Bank of America and its affiliates since 2010, including Merrill and Truist Investment Services. Outside of her advisory role, she and her husband own property held in an LLC for long-term investment purposes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kristina Chuprevich is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to that, she was involved with Charlotte Motor Speedway for eight years and briefly operated Chuprevich Affordable Real Estate. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including both discretionary and non-discretionary options, along with affiliated mutual funds and a proprietary money market fund.

Barrie Hewlett III is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, with prior experience at Morgan Stanley DW Inc. from 2003 to 2006. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory in its investment approach.

Ashley Pharr is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63, 65, and 66 designations and bringing 29 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through over 14,000 financial advisors.

Sean Travis is a financial advisor with Edward Jones in Cornelius, NC, holding the CFP® designation and a Series 66 license. He has nine years of industry experience, including one year with Compass Group prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operates under a fiduciary standard, and is notable for its extensive retail advisor and branch network as well as affiliated services such as a trust company and proprietary mutual funds.

Caitlin Meloy is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has been with Merrill since 2016. Outside of her advisory role, she is a silent investor in an Irish bar and serves as treasurer and board member for Beyond Stillness, a nonprofit supporting stroke survivors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Corey Johnson is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Nuveen Asset Management, Nuveen Securities, and TIAA-CREF. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Marissa D’Ambrosio is a CFP® professional at OSAIC with one year of industry experience. She previously worked at Alpha Financial Advisors LLC for three years and at EY for eight years. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering comprehensive financial planning, advisory services, and portfolio management with an emphasis on model-based asset allocation and risk management.

Edward Watson is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, supported by extensive research and analytics.

Richard Callahan is a financial advisor with UBS Financial Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with UBS Financial Services since 2013. Outside of his advisory role, he is a partner at Ethix Diagnostics LLC, a lab testing business, where he participates in quarterly partner meetings. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Ryan Platt is a financial advisor with MassMutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. He has been associated with MML Investor Services, LLC and MassMutual Life Insurance Company since 2004. Outside of his advisory role, he owns and operates an information website for families with loved ones who have special needs and manages a related phone application. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning using firm-approved analytical tools.

Tracy Rowley is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and six years of industry experience. Her background includes roles at Merrill, Bank of America, Wells Fargo Clearing, and Fidelity Brokerage Services, along with military service in the US Army Reserve. Outside of her advisory work, she is involved in a legal fiduciary matter concerning her grandparents' estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Merner is a financial advisor at Vanguard Advisers in Charlotte, NC, holding a Series 66 credential with one year of industry experience. Prior to joining Vanguard, he worked at Edward Jones and spent several years with the YMCA of Greater Charlotte. He is also involved with Southeast Casino Parties, an outside business activity. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer‑sponsored retirement plans. The firm employs a goal‑based, algorithm‑driven approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, offering customization options and tax-aware features at significant scale through its digital platform and advisory team.

Emily Abramson is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Ameriprise in 2026, she worked at LPL Financial for nine years and Wells Fargo Clearing for one year. She is also a commissioned Notary Public in Mecklenburg County, North Carolina. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that offers personalized retirement planning and tax-aware withdrawal strategies. The firm’s approach includes a centralized service team that produces detailed recommendations based on proprietary research and third-party data, serving clients who meet specific asset requirements.

Timothy Daily is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.