Min Ma is a financial advisor with LPL Financial in Sunnyvale, CA, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. Prior to joining LPL Financial in 2009, Min worked at Ameriprise from 2005 to 2009. Outside of advisory work, Min is involved in providing in-home supportive services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and extensive non-advisory financial activities.

Julianna Miller is a financial advisor at Charles Schwab with a Series 66 designation and seven years of industry experience. She has worked at Charles Schwab Bank since 2019 and Charles Schwab & Co., Inc. since 2018. Prior to that, she held positions at Avail, LLC and the City of Sharonville, and she studied at the University of Kentucky. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Evelyn Huey is a financial advisor with LPL Financial in Fremont, CA, holding Series 63, 65, and 66 licenses and having 26 years of industry experience. She previously worked at Merrill Lynch from 2013 to 2017 and has been associated with both Fremont Bank and LPL Financial since 2017. She is also a commissioned notary public in the state of California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supported by a large network of investment adviser representatives and technological tools for operational and research support.

Aarushi Khurana is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior roles include positions at Ameriprise and Ducat Capital Partners. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies.

James Li is a Financial Consultant currently working at Fidelity Investments since 2022. He has held roles as a Senior Wealth Advisor at Citi Global Markets Inc in 2022, Financial Solutions Advisor at Merrill Lynch from 2018 to 2022, and Universal Banker at Unionbanc Investment Services from 2017 to 2018. His professional experience spans various aspects of financial consulting and wealth advising, focusing on creating sound financial plans to help clients navigate life transitions. James holds a California Insurance License.

Ellice Papp is a financial advisor with UBS Financial Services in Los Altos Hills, CA, holding Series 63 and Series 65 credentials and possessing 49 years of industry experience. She has been with UBS since 2002. Papp serves on the board of directors for TheatreWorks Silicon Valley, a nonprofit theatre company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Paul Magliaro is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

John Sheehan Jr. is a CFP® with 31 years of industry experience, currently associated with Charles Schwab. His prior roles include positions at TD Ameritrade and USAA Investment Management Company. He is based in Menlo Park, CA. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary guidance and access to discretionary separately managed accounts, combining scale with an integrated structure that includes custody and brokerage services.

Souad Hasbini is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Merrill, she worked at Cetera, Bank of America, and J.P. Morgan Securities, among other firms. She has also held roles outside of financial services, including positions at Apple Inc. and several real estate-related companies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Blerina Mucaj is a Financial Consultant currently working with Fidelity Investments since 2022. She collaborates closely with clients to understand their financial needs and develop tailored plans and strategies to help them pursue their goals. Her professional experience includes roles at JP Morgan Chase Bank, N.A. and JP Morgan Securities LLC, where she served as a Private Client Advisor from 2019 to 2022, Financial Advisor from 2018 to 2019, and Financial Advisor Associate Trainee in 2018. Prior to that, she worked as a Premier Banking Advisor at RBC Wealth Management from 2016 to 2017. Blerina holds a California Insurance License. Outside of her professional work, she has interests in photography, reading, and traveling.

Liming Cai is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Fremont, CA, and has 15 years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., Banc Of America Investment Services, Inc., and In Home Supportive Services. Outside of his advisory duties, he owns a rental property. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates both quantitative and qualitative research and includes capabilities in derivatives and commodities.

Joseph Duca is a financial advisor at LPL Financial with 20 years of industry experience and holds the Series 66 designation. His prior work includes roles at Commonwealth Financial Network, 7 Streets Financial, and Securities America Advisors. Outside of advisory work, he co-owns several entities in Ketchikan, Alaska, involved in tourism, charter fishing, and retail operations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Richard Amaechi is Vice President and Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. In his current role, he focuses on building strong relationships with clients to develop personalized financial strategies that evolve over time. His approach emphasizes clear communication and steady guidance to help clients make informed decisions and achieve peace of mind. Before becoming Vice President, Richard held the position of Financial Consultant at Fidelity Investments and gained prior experience as a Training Manager at UBS, Retail Sales Supervisor at Vanguard, and participated in Vanguard's Emerging Leadership Development Program. He holds a California Insurance License, supporting his expertise in financial and insurance products. Outside of his professional work, Richard has interests in cars, fitness, and museums.

Hunter Risbeck is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has prior work experience including positions at Royal Ambulance, Chabot College, and San Francisco State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Rene Francois Cervantes is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2016. He has 10 years of industry experience and holds credentials as a Certified Public Accountant, providing accounting and bookkeeping services outside of his advisory role. He also serves as a director at a high-tech firm based in Sunnyvale, California. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and manages a multi‑billion dollar asset base with a range of proprietary and third-party investment strategies.

Gaylord Gomez is a Series 66-registered financial advisor with Wells Fargo Clearing, based in Palo Alto, CA. He has 24 years of industry experience, including previous roles at Wells Fargo Investments and Mass Mutual Investors Services. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 advisors and offers both brokerage and advisory solutions.

Brendan O'Brien is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a decade at Citigroup Global Markets. Outside of his financial advisory role, he is involved in coaching lacrosse in Woodside, California. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing firm-approved planning tools and structured discovery processes.

Emmanuel Assa is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 designation with one year of industry experience. His prior roles include positions at RBC Bank and consulting experience with The Boston Consulting Group. He also spent several years affiliated with Stanford University and worked with Pyul Corp under Lakefront Finance and Lakefront Labs. Morgan Stanley Wealth Management serves both individual and institutional clients by providing customized financial planning and investment advisory services. The firm employs structured planning tools and models to support client goals, managing approximately $2.74 trillion in assets.

John Wong is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 25 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and methodologies.

Elizabeth Jessup is a financial advisor at Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. She previously worked at Origin Point in 2022 and has been with Wells Fargo Clearing since 2003. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.