Patrick Renzi is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its financial planning process.

Tracy Randle is a financial advisor at LPL Financial with 35 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and technology solutions.

Marguerite Hodgkins is a CFP®-certified financial advisor at UBS Financial Services with 13 years of industry experience. She has been with UBS Wealth Management since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work using proprietary research and model-based asset allocations tailored to clients' goals and risk tolerances.

David Jennings is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works directly with clients to develop personalized financial strategies tailored to their individual goals. Utilizing resources from Merrill Lynch and Bank of America, he provides comprehensive wealth management solutions, including investment insights, banking convenience, and lending options. David holds a Master’s Degree from George Washington University and a Bachelor's Degree from the University of Massachusetts System. He has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His approach is grounded in collaboration, focusing on creating flexible strategies responsive to changing market conditions. In addition to his professional work, David is engaged in his community, volunteering with local organizations in keeping with the Merrill tradition of community participation.

Michael Hill is a Series 66-licensed financial advisor with Morgan Stanley Wealth Management in Washington, DC, where he has worked since 2014. He has 12 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations.

Danny Riley is a financial advisor with Morgan Stanley in Alexandria, VA, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley in 2019, he worked at Ameriprise Financial Services, Inc. and has caddied independently at Burning Tree Golf Club. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, focusing on structured financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Matthew Teems is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for over a decade at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a range of products supported by proprietary research and affiliated banking and lending programs.

Esse Breon is a financial advisor at J.P. Morgan Securities with credentials including Series 66 and Series 63 licenses and four years of industry experience. Prior to joining J.P. Morgan, Breon held positions at Morgan Stanley Services Group, Inc., VakifBank, and other firms, including roles outside the financial sector. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and offers services on a non-discretionary basis with clients retaining final decision-making authority.

Jaron Reynolds is a financial advisor at Fisher Investments with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, and E*TRADE Capital Management LLC. Fisher Investments serves a global client base, including institutional and high-net-worth individuals, offering discretionary portfolio management across equity, fixed income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research and utilizes tax-aware strategies and risk management tools.

Carlos Benitez is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves a select number of high net worth families and business owners through integrated and customized wealth management strategies, including discretionary portfolio management, sophisticated retirement planning, stock-option analysis, and wealth-preservation and transfer strategies. Carlos is both a Domestic and International Financial Advisor. Carlos graduated with honors from the United States Naval Academy with a B.S. in Mechanical Engineering concentrating in Nuclear Engineering, where he also played soccer. He holds an M.B.A. from American University Kogod School of Business and graduated Beta Gamma Sigma. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Carlos is an avid sports enthusiast who enjoys coaching. He is involved in community organizations such as Habitat for Humanity and the Naval Academy Alumni Foundation. He lives in Boca Raton with his wife Militsa and their four children.

Breton Laubscher is a financial advisor at UBS Financial Services with seven years of industry experience. He holds a Series 66 designation and has previously worked at Atlantic Lighting & Irrigation and NV Homes. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Wesley Hayward is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 credential and eight years of industry experience. He has been with Morgan Stanley and its Private Bank since 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its financial planning process while offering a broad suite of retail and institutional investment services.

Francine Porter is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo since 2016, including a brief tenure at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Edwin Bonilla is a Financial Advisor with Merrill Lynch Wealth Management. He has been helping clients reach their financial goals for more than a decade. In his role, he provides personalized advice and access to a broad range of financial products and services, leveraging resources available through Bank of America. His experience encompasses investment management, retirement planning, wealth and estate planning strategies, risk management, banking and lending, and business owner services. Edwin collaborates with legal and tax professionals when structuring wills, trusts, and wealth transfer strategies, and offers assistance with succession planning and employee retirement plans. Edwin holds an Accredited Certificate Program from the University of Maryland Global Campus and is a Personal Investment Advisor (PIA). He communicates fluently in both Spanish and English. Outside of work, he enjoys basketball, football, reading, soccer, and traveling.

Anna Pavluk is a financial advisor at Morgan Stanley with 9 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2016. Outside of her advisory work, she is involved with Young Living, where she educates on the uses and benefits of essential oils. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process that incorporates firm-approved tools and market simulations.

Edward Hughes is a CFP® professional affiliated with Wells Fargo Clearing in Washington, DC, with 22 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, in its investment menus.

Jacqueline Perrins is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A. since 2016 and J.P. Morgan Securities since 2001. Outside of her advisory role, she serves as a director of Explore Museum, a nonprofit organization focused on early childhood education in the Washington, DC area. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services with a focus on quantitative asset-allocation modeling and manager due diligence within an ESG framework.

Jeremy Milo is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. His career includes roles at Fidelity Investments since 2020, prior experience at Bloomberg Industry Group, and running his own law office from 2011 to 2020. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery.

Kaitlyn Dehoff is the Vice President and Financial Consultant at Fidelity Investments, where she has been serving since 2020 and advancing through roles from Relationship Manager to her current position. She collaborates with individuals and families to develop comprehensive financial plans and investment strategies tailored to their lifestyles and financial goals. Throughout her career, Kaitlyn has gained experience in financial consulting and investment management, focusing on delivering planning solutions that address her clients' long-term needs. She previously worked as a Financial Advisor at HUB International from 2018 to 2020 before joining Fidelity Investments. Kaitlyn is dedicated to providing a valuable planning experience by prioritizing what matters most to her clients and deeply understanding their financial objectives.

Carey Greenauer is a Series 66-credentialed financial advisor with 25 years of industry experience. He has worked at UBS Financial Services since 2022 and previously held positions at Bank of America and Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and capital market assumptions to tailor strategies to clients' goals and risk tolerances, while also providing institutional trading capabilities and wealth management services.