Elizabeth Adkins is a financial advisor with Morgan Stanley in Cincinnati, OH, holding a Series 66 designation and 9 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2019 and previously worked at PNC Investments and PNC Bank from 2016 to 2018. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a broad range of investment programs.

Matthew Kinkopf is a Financial Consultant I at Fidelity Investments, where he has been working since 2026. He has held multiple roles within Fidelity Investments since 2020, including Planning Consultant, Investment Solutions Representative II and I, High Net Worth I, and Customer Relationship Advocate. This progression highlights his experience in various aspects of financial consulting and client relationship management. Matthew holds insurance licenses in Arkansas and California. He emphasizes trust and transparency in his professional relationships, aiming to partner with clients and their families to develop financial plans aligned with their goals and priorities. Outside of his professional work, Matthew enjoys family activities, football, golf, hiking, soccer, and traveling.

Jack Lehman is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and has previously worked at KMK Financial and Thoroughbred Financial Agency. Outside of his advisory roles, he has been employed at Kroger since 2018. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation and portfolio management tools and provides access to third-party money managers and wrap programs.

Mitchell Zacharyasz is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 credential and previously worked at NuGrowth Solutions, LLC and Aflac. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Chase Brown is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he held positions at Steris, ADP, and Jefferson Social, and has a background that includes work related to the University of Cincinnati and Cleveland Metro Park. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm’s offerings include discretionary portfolio management, fund advisory services, and the delivery of model portfolios, supported by systematic methodologies and oversight controls.

Michael Ferris is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities since 2006, including Strategic Advisors, Inc. since 2004. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it plays a formal advisory role to multiple registered investment companies and fund-of-funds.

Duane Froelicher is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 26 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and has been affiliated with Cambridge Investment Research, Inc. since 2004. In addition to his advisory work, he is an independent insurance agent and serves as president of Walden Advisors. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services. The firm offers a variety of investment implementation options through multiple custody and platform arrangements, combining proprietary and third-party strategies tailored to client objectives.

Andrew Tate is a financial advisor with Raymond James Financial, holding a Series 66 designation and one year of industry experience. Before entering the financial services sector, he served five years in the United States Army and has experience running Tate Welding LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations, using tailored, non-discretionary planning and investment consulting supported by analytical tools and risk profiling.

Andrew Schweitzer is a PFS™ credentialed advisor with Cetera, bringing one year of industry experience. He also serves as president of an independent property and casualty insurance agency and an independent CPA firm offering tax compliance and financial statement services. Schweitzer has a background that includes prior roles at Avantax Advisory Services and longstanding leadership of his own business entities in insurance and tax services. Cetera Investment Advisers LLC is an SEC-registered firm providing advisory services through a nationwide network of independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a range of portfolio management and financial planning solutions across multiple program structures.

Ian Dietz is a financial advisor at Fidelity with Series 63 and Series 66 credentials and six years of industry experience. His prior work includes roles at DoorDash, DHL Express, and Capital Software before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and delivery of model portfolios. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs.

Sara Voelker is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments. She focuses on building strong client relationships and tailoring financial strategies to meet individual goals, emphasizing open communication and personalized support. Sara's experience includes roles at Fidelity Investments since 2013, progressing from Investment Solutions Representative to her current position. Prior to Fidelity, she worked as a Financial Advisor at Edward Jones from 2011 to 2013. Her expertise encompasses retirement planning, investment management, and workplace planning. No additional information about Sara's education, credentials, personal interests, or community involvement was provided.

Payton Lutz is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2018 and Fidelity Investments since 2025. Prior to his career in finance, he was employed by Kroger from 2016 to 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and systematic methodologies.

William Carter Jr. is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity and its affiliated entities since 2008. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager funds, model portfolios, and other investment products.

Clayton Sanford is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2011. He supports individuals and families with comprehensive financial planning, focusing on investment strategy, retirement planning, income protection, and estate planning considerations. He collaborates with clients to develop and adjust financial plans that align with their personal goals and changing life circumstances. Before his current role, Clayton held various positions at Fidelity Investments, including Portfolio Specialist, Fixed Income Specialist, and Client Relationship Advocate, beginning in 2007. Prior to joining Fidelity, he worked as a Client Service Representative at Advest from 2005 to 2007. He holds insurance licenses in Arkansas and California.

Christopher Reinhart is a financial advisor with Fidelity who holds a Series 66 designation and has seven years of industry experience. He has worked with Fidelity Investments since 2025 and Fidelity Brokerage Services LLC since 2018, following nine years at Fifth Third Bank. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios to intermediary platforms.

Austin Shumate is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 63 and Series 66 designations. His work history includes roles at Fidelity Brokerage Services, LLC since 2018 and Fidelity Investments since 2025, as well as prior employment at Northern Kentucky University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a systematic investment process blending fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its use of AI and formal advisory roles with multiple registered investment companies.

Sean Dempsey is a financial advisor at Robert Baird & Co. with 10 years of industry experience. He has been with Robert Baird & Co. since 2015 and holds a Series 66 designation. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management practice, advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team offers financial planning, discretionary and non-discretionary portfolio management, and a range of separately managed account programs tailored to client goals and risk tolerances.

Matthew Wright is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked across several Fidelity entities since 2007. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from a broad universe of mutual funds, ETFs, and ETPs.

Amber Bolser is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63 and Series 66 designations and has been associated with Fidelity Brokerage Services since 2008. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base that includes retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Amanda King is a Series 66-credentialed financial advisor with Fidelity, based in Covington, KY, and has five years of industry experience. Her prior work includes roles at VomFass and the Cincinnati Reds, as well as extensive experience in local education boards. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers advisory services including fund management and consulting.