Franklin Newby is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Newby is also a trustee and co-trustee in a trust based in Bethesda, Maryland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Sean Manders is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2020. Outside of his advisory role, Manders operates a commercial timber sales business in Silver Spring, Maryland. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes without providing individual security recommendations as part of standalone plans.

Lilian Huang is a Financial Consultant at Fidelity Investments, where she currently provides financial guidance and develops personalized plans to help clients pursue their financial goals. She draws on over a decade of industry experience to support her clients' priorities effectively. Her professional background includes roles such as Private Client Advisor at J. P. Morgan, Senior Financial Consultant at T D Ameritrade, Premier Relationship Manager at HSBC Bank, and Premier Banker at Wells Fargo Bank. These positions have contributed to her comprehensive understanding of financial services and client relationships. Outside of her professional work, Lilian has interests in fitness, golf, music, and traveling.

Michael Klitsch is a CFP® professional with 25 years of experience, currently serving at Morgan Stanley in Rockville, MD. He has worked with Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the chairman of the National Capital Optimist Club and serves as a finance committee officer for Fourth Presbyterian Church in Bethesda, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market simulations.

Tricia Tripp is a CFP® with 32 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. She has worked with Raymond James since 1994 and previously operated her own firm, Tripp Financial Consultants, Inc. In addition to her advisory work, Ms. Tripp owns and manages Fox Hollow Farm LLC, where she employs staff to care for animals and property. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Consulting.

Dorina Haias is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2018. Prior to that, she was with Wells Fargo Advisors and also had experience at Takemori Law Firm. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning services that utilize firm-approved planning tools and methodologies to model outcomes.

Seth Meyers is a financial advisor at LPL Financial with 19 years of industry experience and a Series 66 credential. He has worked at multiple firms, including Grove Point Advisors and GEM Financial Services, and is also the owner of Tower Oaks Testing LLC. In addition to his advisory work, he is employed by United Airlines. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kiarra Sandoval is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney LLC since 2017, following two years at Ameriprise Financial Services. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and its Estate Planning Strategies Group.

Sean Thompson is a financial advisor at Osaic with Series 63 and Series 65 designations and four years of industry experience. His prior work includes roles at Investcorp Retirement Specialists and SagePoint Financial, Inc. He is also listed as Assistant Vice President of InvestOne Wealth Management Inc., a DBA with no investment-related activities. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a broad network of advisers and advisory platforms. The firm provides a range of integrated brokerage and advisory services, employing tools such as asset-allocation models, risk-tolerance assessments, and automated rebalancing to construct portfolios that may include various asset classes managed on discretionary or non-discretionary bases.

Joshua Schneider is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney since 2009, including work at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by analytical tools and a structured planning process.

Kenneth Shure is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1998 to 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning agreements.

Steven Heger is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes roles at Mass Mutual Investors Services and Global Retirement Partners, LLC, where he continues to provide investment advisory services. Outside of his advisory work, he is involved with A Pineapple Life, a business entity maintained for tax and investment purposes unrelated to his financial advisory duties. LPL Financial is a nationwide broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions through a large network of advisors, utilizing various investment strategies and operational technologies.

Zachary Goddard is a financial advisor at Morgan Stanley in Bethesda, MD, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Truist Investment Services, Morgan Stanley Smith Barney LLC, Bank of America, and the Food and Drug Administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services across retail and institutional sectors.

Corinne Heiberger is a Private Wealth Manager with Merrill Private Wealth Management. She specializes in providing tailored financial strategies to high-net-worth individuals and families. Corinne holds the professional designation of Personal Investment Advisor (PIA), demonstrating her commitment to professional development and expertise in investment advisory services. She earned her Bachelor's Degree from George Mason University. Corinne applies her education and credentials to deliver comprehensive wealth management solutions to her clients.

Vincent Vaghi Jr. is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing nine years of industry experience. He previously worked at Park Avenue Securities and Guardian Life Insurance Company. He is also an insurance agent selling fixed insurance products, including life, disability, fixed annuities, and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements focused on collaborative goal analysis and written recommendations.

Scott Wallace is a financial advisor with Edward Jones, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2021, he worked at PYXERA Global and Population Services International. Outside of his advisory role, he is a program manager with the Vassar Broermann Group of Compass Real Estate in Washington, DC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory strategies, separately managed accounts, and affiliated investment products, supported by a nationwide network of over 23,000 advisors and more than $1 trillion in assets under management.

Uday Shah is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill and Bank of America since 2002. Outside of his advisory role, he serves on the board of AALEAD, a charitable organization focused on community engagement, and is a limited partner in a family LLC for private investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Guarente is a financial advisor with Raymond James & Associates in Rockville, MD, holding Series 63 and Series 66 designations and bringing seven years of industry experience. He previously worked at J.P. Morgan Securities and J.P. Morgan Chase & Co. from 2013 to 2020. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets and serving a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm provides non-discretionary financial planning and consulting services, drawing on a wide range of portfolio management styles and affiliated research.

Philip Charlemagne is an Investment Consultant currently working with Fidelity Investments since 2024. He specializes in working with individuals and families to develop investment and planning strategies tailored to their goals. His approach involves understanding clients' objectives and emphasizing the importance of assigning roles to assets to pursue those goals effectively. Philip has experience as a Financial Advisor and Registered Representative, having worked at MML Investor Services, LLC and Park Avenue Securities during 2022. He also served as a Financial Solutions Advisor at Bank of America: Merrill Lynch Wealth Management from 2022 to 2024. Outside of his professional work, Philip has personal interests that include baseball, fitness, running, soccer, and traveling.

Kathleen Kennedy is a financial advisor with LPL Financial in Rockville, MD, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Grove Point Advisors, LLC, AMERIPRISE FINANCIAL SERVICES, Inc., and Discover Financial Services. Kennedy is also involved with Corporate Benefit Services, Inc. outside of her primary advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.