Connor Vogelsang is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and two years of industry experience. His work history includes roles at PFS Investments Inc. and Primerica Financial Services, as well as six years at Target Corporation. Outside of advising, he is involved in sales of loan products and referrals for home security and automation services through affiliates of PFS Investments Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-based investment strategies delivered by a large network of advisors and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Haider Thamir is a financial advisor with LPL Financial in Hunt Valley, MD, holding Series 63 and Series 65 credentials and over 35 years of industry experience. He has worked at LPL Financial since 2004 and was previously associated with Summit Financial, WS Griffith Securities, Raymond James Financial Services, and Nathan & Lewis Securities. Thamir also provides investment advisory services through his independent firm, Summit Investment Advisors, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management services, using model portfolios, third-party subadvisors, and customized strategies while combining advisory services with various affiliated financial products and partnerships.

Sean Barwick is a financial advisor at Mass Mutual Investors Services with a Series 66 credential and one year of industry experience. His prior work includes roles at Equitable Advisors and MassMutual Life Insurance Co. Outside of his advisory role, he is also active as an insurance broker specializing in life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Hugh OHern is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been in the financial industry for over 30 years, with extensive experience in wealth planning and investment strategies. Prior to his current role, he served as a Financial Consultant at Fidelity Investments from 2016 to 2021 and as an Investment Counselor at the same firm from 2014 to 2015. Before joining Fidelity, Hugh worked as an Investment Consultant at T. Rowe Price from 2008 to 2013 and held a role in Financial Sales at Maxim Financial Group from 2005 to 2007. Earlier in his career, he was the Director of Equity Trading at Citigroup from 1993 to 2004. Hugh is committed to assisting clients in selecting wealth strategies that benefit them and their families.

Adam Chavis is a financial advisor at Cetera with 25 years of industry experience and a Series 66 designation. He has held roles at Avantax and currently serves as an accounting manager at Daco Construction Corporation and as a trustee of the Seska Peck Ramberg Irrevocable Trust. Chavis also maintains an active legal and accounting practice as an attorney and CPA. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager investment platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Ross Eagles is a CFP® with 11 years of industry experience. He is currently with OSAIC and was previously with Lincoln Financial Advisors for 11 years. Eagles also serves as a Client Relationship Manager at Ellrich Wealth Advisors, LLC, where he is involved in trading account reviews and retirement planning updates. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Geoffrey Tomasetti is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at CUNA Brokerage Services, Banc of America Investment Services, and BB&T Investment Services. He is also president of Tomasetti Wealth Management LLC, which operates as an independent insurance agency. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a broad mix of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through independent financial professionals using a range of portfolio management and model-based solutions.

Christopher Goles is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has worked with Janney Montgomery Scott and currently serves as CEO of Accompany Wealth Partners, an affiliated firm he manages alongside his advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings in municipal advising and SIMPLE IRA employer consulting.

Michael Hartman is a CFP® professional with 28 years of industry experience. He is currently with Wells Fargo Advisors and has held prior roles at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated. He serves on the investment committee of Calvert Hall College High School, providing oversight of the investment manager and monitoring adherence to the school’s investment policy. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations leveraging proprietary research and tools, with a broad planning menu that includes services for clients meeting certain net-worth thresholds.

Richard Grace is a financial advisor with Osaic Wealth, Inc. in Hunt Valley, MD, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Prior to joining Osaic in 2025, he spent 24 years with Lincoln Financial Advisors. Outside of his advisory role, he is involved as an insurance agent offering fixed and indexed annuities, accident and health insurance, and traditional life insurance, and he is the owner of an LLC established for payroll purposes. Osaic Wealth, Inc. serves a diverse client base that includes individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a range of investment options and portfolio management tools, supporting both discretionary and non-discretionary accounts.

Nicholas Bennett is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2020 and is also employed as a server and bartender at Costas Inn. Prior to Merrill, he held positions at Bank of America, Exelon, Universal Mortgage & Finance, and Towson University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Ross is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and two years of industry experience. Before joining Primerica Advisors in 2024, he served eight years in the U.S. Air Force. He is also involved in activities related to the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-based investment strategies managed by third-party asset managers and supports trade execution and custody through established custodians.

Ronald Murphy is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for eight years before joining Wells Fargo in 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by research and analytics from Wells Fargo Investment Institute.

Dylan Walters is a financial advisor at Ameriprise in Owings Mills, MD with a Series 66 credential. He has less than one year of industry experience. Prior to joining Ameriprise, he held various positions at Brandeis University and the Gilman School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Scott Culiner is a CFP® designated financial advisor with 38 years of industry experience. He has been with Osaic since 2018 and previously worked at Signator Investors, Inc. for 31 years. He is also a licensed Notary Public in the state of Maryland. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Carla Carpenter Breeding is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings over 23 years of experience as a business owner and therapy practice specialist, providing her with a thorough understanding of the financial needs of business owners and healthcare professionals. Carla's expertise encompasses financing and growing practices, succession planning, employee benefits, and longevity planning, integrating considerations of health, family, and home into her financial approach. She is a member of The AJC Group, a team with over 60 years of combined experience in financial services. Carla holds a Master's degree from Shenandoah University and several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her client focus areas include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, and women and wealth. Residing in Westminster, MD, Carla participates in community activities such as Access Carroll, Taste of Carroll, and the worship team at Lifepoint Church. She spends her spare time traveling and visiting her children.

Kevin Reeg is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 credential and eight years of industry experience. His prior roles include positions at Edward Jones, The Huntington Investment Company, Citizens Bank, and Merrill. He is also involved with Kinnect Advisors, providing financial services, and works as an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and custom strategies, managing over $256 billion in assets.

Robert Manankil is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Robert W. Baird since 2009. He is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients through a range of consulting and portfolio services tailored to client goals and risk tolerances.

Asher Furst is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, AsherFurst.com, and involvement with community and educational organizations such as The Voice of Lakewood and Kollel of Greenspring Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Rogers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.