Emma Smith is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. She previously worked at William Blair for six years and has academic experience from Bentley University. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, standalone financial planning, retirement-plan platform services, and outsourced chief investment officer services to individual and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across various asset classes.

Kevin Brunkow is a financial advisor with Transamerica Financial Advisors, holding Series 63, Series 65, and Series 66 licenses and bringing 11 years of industry experience. He previously worked at Wells Fargo Investments and World Financial Group, Inc., among other firms. Brunkow is also involved in the marketing of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm uses proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Louis Klos is a financial advisor at Empower Advisory Group with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has advised clients at Advised Assets Group, LLC since 2014. Outside of his advisory role, Klos is vice president and minority stockholder of Dinosaur Safaris, Inc., a company engaged in excavating and selling Jurassic period dinosaur bones. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm offers integrated planning and managed account solutions aligned with Empower’s recordkeeping and administrative platforms.

Amber Chang is a financial advisor at Mercer Global Advisors Inc. in Denver, CO, holding Series 63 and Series 65 licenses with 18 years of industry experience. Her prior work includes roles at Goldman Sachs, Folio Investments, Inc., and Charles Schwab. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by offering discretionary and non-discretionary investment advisory services alongside financial, tax, retirement, and estate planning. The firm employs a globally diversified investment approach grounded in Modern Portfolio Theory, using a range of low-cost ETFs, index funds, separate account managers, and private funds, while also providing educational content and specialized client programs.

John Warren is a CFP® with 25 years of industry experience. He is currently with William Blair, joining the firm in 2023, and previously worked at Morgan Stanley and Citigroup Global Markets. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across equities, fixed income, and alternative strategies, providing proprietary model portfolios and access to private funds and co-investment opportunities.

Luke Vinnola is a financial advisor at D.A. Davidson & Co. in Denver, Colorado, with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Envestnet Asset Management, Inc. and Curian Capital, LLC. Outside of his advisory role, he serves as secretary on the board of the Arvada West High School Boy's Soccer Booster Club. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and offers services ranging from ERISA retirement plan advisory and wrap fee programs to comprehensive financial planning and private wealth management.

Evan Alexander is a financial advisor at Valic Financial Advisors with the Series 66 designation and one year of industry experience. Prior to joining Valic Financial Advisors, he worked at Enviz Capital for one year and spent ten years in education. Valic Financial Advisors, Inc. is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, and employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors and uses discretionary unified managed accounts with third-party model managers and optional overlay services.

Paolo Antonio Baladad is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior roles include positions at Vanderbilt Financial Group, Arcadia Financial Group, Wells Fargo Clearing Services, and E*TRADE Securities. Empower Advisory Group serves primarily employer-sponsored retirement plan sponsors and their participants, offering financial planning and investment management through an integrated model linked to Empower’s recordkeeping and administrative platforms. Their approach emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Oshri Kane is a financial advisor with Empower Advisory Group holding a Series 66 designation. He joined the firm in 2026 and has prior experience as a full-time student and various service industry roles. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and offers both standalone financial plans and optional managed account solutions.

Whitney Spalding Spencer is a CFP® with eight years of industry experience, currently advising at Focus Partners Wealth, LLC. Her prior roles include positions at Kovitz Investment Group Partners, Relative Value Partners, Brownson, Rehmus & Foxworth, and NACSA. She holds the Series 65 license in addition to her CFP® designation. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services. The firm employs an investment approach that combines active and passive strategies through an enhanced open architecture framework, incorporating fundamental and quantitative analysis alongside specialized portfolio management techniques.

Alexander Hansen is a Series 66-licensed financial advisor with Valic Financial Advisors in Lakewood, CO. He has one year of industry experience and previously worked in logistics and food service while completing his education at Colorado State University. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management and financial planning through a large network of advisors, utilizing unified managed accounts with a focus on technology-driven solutions.

Keith Spengel is a financial advisor at Foundations Investment Advisors LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Magellan Financial, Advisors Excel, Emoney, Federal Benefits Made Simple, and Edelman Financial Services. Outside of his advisory duties, he is involved in financial education and training for federal employees and hosts television and radio shows focused on financial topics. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to a diverse client base, including individuals, high-net-worth clients, and employer-sponsored retirement plans. The firm uses a combination of fundamental, technical, and cyclical analysis, employing model portfolios and an asymmetric rebalancing approach, and offers a range of services including tax coordination and sub-advisory arrangements.

Kimberly Jestrab Rindt is a financial advisor at Commonwealth Financial Network with 16 years of industry experience. She holds the Series 66 designation and has worked previously at D.A. Davidson & Co. and Independent Wealth Strategies. She is also involved in fixed insurance sales conducted at her branch location. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions.

John Beer is a CFP® certificant with seven years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. He has held various roles within Charles Schwab entities since 2019. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab’s standard asset-allocation models and internal research, with tailored recommendations reviewed at least annually.

Ryan Hickey is a financial advisor with PNC Wealth Management in Denver, CO. He holds a Series 66 designation and has nine years of industry experience. Prior to joining PNC in 2026, he worked at Bokf, Na and BOK Financial Securities, Inc., as well as Woodbury Financial Services INC and Next Financial Group, Inc. Outside of his advisory work, he is the lead singer and director of a tribute band called Mode for the Masses. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that implements investments via approved strategies managed by PNC or third parties. The program uses mutual funds and ETFs with annual rebalancing and relies on algorithmic risk assessment to select investment models.

Jonathan Ahalt is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. He holds a Series 65 designation and has previously worked at Kovitz Investment Group Partners, Transform Wealth, LLC, and Strategic Capital Advisors, Inc. Focus Partners Wealth serves individuals, high-net-worth families, family offices, corporate, and institutional clients with a range of wealth management and advisory services. The firm employs an enhanced open architecture investment approach that combines active and passive strategies, third-party managers, and private funds, emphasizing long-term, tax- and fee-sensitive portfolio construction.

John Zetzman is a financial advisor with Empower Advisory Group holding Series 63 and Series 66 designations and two years of industry experience. His prior work includes roles at WestMed LLC, Stereotaxis, U.S. Bank, and the University of St. Thomas. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its planning approach.

Brennen Hess is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Transamerica, he held positions at Fidelity Investments and has worked in various other roles across different industries. Transamerica Financial Advisors serves a diverse range of clients including individual investors, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers a combination of advisory and broker-dealer services through proprietary model portfolios and third-party managers, with both discretionary and non-discretionary program options.

Julia Stauffer is a CFP® and holds a Series 65 license, currently with Beacon Pointe Advisors, LLC in Denver, CO. She has two years of industry experience and has previously worked at Transform Wealth and Gen II Fund Services. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions for individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

John Rafferty is a financial advisor at Empower Advisory Group with Series 63 and Series 66 credentials and two years of industry experience. His work history includes roles at Empower Financial Services and The Guild, among others. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model combines proprietary planning methodologies with affiliated recordkeeping and administrative platforms.