Edward Plachter Jr. is a Certified Financial Planner (CFP®) with 39 years of industry experience. He has been with Morgan Stanley since 2011, serving at both Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Outside of his advisory role, he is a limited partner in BPW Sciences, a material science company involved in healthcare and energy industries. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kristen Taylor is a CFP® professional with 13 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. She previously worked at Ic Advisory Services Inc and The Investment Center Inc from 2013 to 2024. Outside of her advisory role, Taylor is involved in teaching and educational activities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a variety of portfolio management strategies and platform arrangements.

Zachary Shuster is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in helping individuals and families plan for their futures by creating tailored financial plans that address goals such as retirement planning, funding education, and purchasing homes. Zachary utilizes a Personalized Wealth Analysis® to develop strategies aligned with his clients' unique needs and priorities. He holds a Bachelor's Degree from the University of Delaware and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Zachary is involved with professional and community organizations such as Sigma Nu, serving as an assistant lacrosse coach at Springside Chestnut Hill Academy, and participating in the University of Delaware Alumni Organization. Outside of his professional work, Zachary enjoys golfing, hiking, pickleball, traveling, and spending time with his family. He is also involved in coaching an 8th grade club lacrosse team on Philadelphia's Main Line and takes part in the Philadelphia Regional Alumni Network for his alma mater.

Sarah Buonocore is a financial advisor with Morgan Stanley, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Ryan Anger is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 65 designations and has previously worked with CUNA Brokerage Services, Inc. and Sun East FCU. From 2015 to 2018, he was associated with Child Guidance Resource Centers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and utilizes research and technology to support diverse investment strategies.

David Kerchner is a financial advisor with Equitable Advisors in Bala Cynwyd, PA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors. Outside of his advisory role, he serves as an executor and trustee for various estates and trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves client information gathering and risk assessment to match clients with suitable program models or discretionary managers, utilizing a mix of proprietary and third-party investment solutions.

Stephen Caggiano is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Cambridge Investment Research Advisors since 2008 and also owns Caggiano Associates, a tax accounting and preparation firm established in 1982. Additionally, he is an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a range of portfolio management approaches and platforms tailored to client objectives.

Luke Chapman is a financial advisor with Mass Mutual Investors Services in Hockessin, DE, holding CFP® and Series 63 credentials and with 17 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2011. Outside of his advisory role, he is a partner at Now What Financial Education, LLC, where he co-authors books and performs paid speaking engagements related to financial education. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Michael Whitlark is a financial advisor at OSAIC with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Lincoln Financial Network since 2014 before joining OSAIC in 2025. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services supported by asset-allocation tools, risk-tolerance analysis, and access to third-party money managers across multiple platforms.

Jie Huang is a Financial Consultant currently working at Fidelity Investments since 2020. Jie has extensive experience in the financial sector, having previously served as a Financial Consultant at LPL Financial from 2017 to 2020, Vice President of Marketing Analysis at Barclays US from 2013 to 2016, Associate at BlackRock Financial from 2005 to 2013, and Financial Analyst in Investment Banking at Bank of China International from 2000 to 2003. Jie communicates fluently in Cantonese, Mandarin, and the Shanghai dialect. Jie emphasizes a personalized approach to financial guidance, recognizing the uniqueness of each client's economic and life situation. Dedicated to understanding personal goals, Jie collaborates with clients to develop financial security plans tailored to their specific needs. Outside of work, Jie enjoys badminton, family activities, movies, outdoor adventures, and traveling.

Emily Coyle is a financial advisor with J.P. Morgan Securities in Philadelphia, holding a Series 66 designation and five years of industry experience. She previously worked at UBS Financial Services and has experience in diverse roles outside finance, including at SoulCycle and various positions linked to Boston College intramural programs. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Laura Fontana is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she serves on the boards of the New Castle Community Partnership and the New Castle Historical Society, and participates on the Finance Committee for the City of New Castle. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Richard Laird Jr. is a financial advisor with Morgan Stanley in Greenville, DE, holding a Series 63 credential and bringing 33 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is involved in landscape and wildlife photography as a sole proprietor and serves as Vice President of the Wilmington Club, where he chairs the House Committee. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and offers various investment and financial products through its broad network.

Christopher Malmstrom is a financial advisor with Ameriprise in Newark, DE, holding Series 63, 65, and 66 licenses and with 18 years of industry experience. He previously worked at Alpine Brokerage Services, LLC for six years before joining Ameriprise in 2019. Outside of his advisory role, Malmstrom serves on multiple nonprofit boards, including as Treasurer of the Association of Fundraising Professionals Brandywine Chapter and as a board member for the Epilepsy Foundation of Delaware. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, featuring a specialized Premier Retirement Income service which provides retirement-income planning advice through a written Recommendation Report and ongoing guidance focused on income sources and tax-aware withdrawal strategies.

Keith Joffe is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers a variety of advisory programs including tailored financial planning, utilizing structured planning tools and modeling techniques.

Robert Young is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at The Vanguard Group, Randstad, Infosys, and Guardian Life Insurance Company of America. Outside of finance, he co-owns and operates a judo studio where he teaches and coaches. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Danny Chan is a financial advisor with Ameriprise in Cherry Hill, NJ, holding Series 63 and Series 66 licenses and having 28 years of industry experience. He has been with Ameriprise and its affiliates since 2015. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to generate personalized retirement income plans and provides a broad range of advisory, brokerage, and insurance solutions.

Jameson Donahue is a financial advisor with Equitable Advisors, holding a Series 66 designation and five years of industry experience. He has worked with Equitable Advisors since 2020 and previously spent time at Axa Advisors, LLC and Overbrook Golf Club. Outside of advising, he is involved in sales of ancillary products and tax account programs through Realty Benefit Services and Dergalis Associates LLC. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset-management programs. The firm utilizes a variety of advisory models and third-party asset managers to tailor investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Benjamin Geiger is a financial advisor with J.P. Morgan Securities in West Chester, PA. He holds Series 63 and Series 66 designations and has five years of industry experience. His prior work includes roles at Shopify and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Robert Wadleigh is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. He holds the Series 66 designation and has worked within various Wells Fargo entities since 2009. Based in Wilmington, DE, his background includes extensive experience at Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a wide range of planning services and integrates advisory offerings with other financial products and referral channels.