Marc Roberts is a financial advisor with TD Private Client Wealth LLC in Moorestown, NJ. He holds Series 65 and Series 63 licenses and has three years of industry experience. Prior to joining TD Private Client Wealth LLC, he worked at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm uses a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers, offering portfolio management, financial planning support, and custody services.

John Rinaldi is a financial advisor at Janney Montgomery Scott with three years of industry experience. He holds the Series 66 designation and has previously worked at Black Rock, Pacer Financial, and Janney Montgomery Scott in various roles. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate retirement plans, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs.

Matthew Mccloskey is a financial advisor with Guardian Life and holds the CFA® designation and Series 63 license. He has one year of industry experience, including roles at Park Avenue Securities and Prosperian Wealth Management. Prior to his advisory career, he spent eight years at Valuation Research Corporation. Guardian Life’s affiliate, Park Avenue® Wealth Management, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, and investment advisory services. The firm offers both discretionary and non-discretionary advisory relationships and features a hybrid digital advisory solution in addition to traditional portfolio management.

Michael Welsh is a financial advisor at Citizens Securities, Inc. with four years of industry experience and holds a Series 66 designation. Prior to joining Citizens Securities, he worked at Bank of America, Merrill, and P.J. Schneiders & Company. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms for ETF-based portfolios, as well as a managed account program, and is wholly owned by Citizens Bank, N.A.

Elizabeth Hines is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with Janney Montgomery Scott since 1993. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and advisory services with a combination of in-house and third-party portfolio management.

Laura Williams is a financial advisor at Janney Montgomery Scott in Philadelphia, PA, holding a Series 66 designation with 13 years of industry experience. She has worked continuously with Janney Montgomery Scott since 2011. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Ernest Martinelli is a financial advisor at Centaurus Financial, Inc. with 40 years of industry experience. He holds a Series 63 designation and has worked at Centaurus since 2017, following prior roles at Mass Mutual Investors Services and AXA Advisors. Outside of his advisory work, he is involved in the sale and service of group benefit plans and advises clients on property and casualty insurance. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, businesses, and institutions. The firm offers a range of financial planning and portfolio management services, employing both discretionary and non-discretionary strategies supported by a variety of analytical approaches.

Kevin Kulak is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses with 11 years of industry experience. His prior experience includes roles at Brinker Capital, Sanford C. Bernstein & Co., and The Vanguard Group. Outside of his advisory work, he is involved in the sale of insurance products not offered through Guardian. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and retirement consulting. The firm offers a range of proprietary and third-party investment advisory programs, including discretionary and non-discretionary management, and a hybrid digital advisory solution.

Shawn Grant is a financial advisor with PNC Wealth Management in Philadelphia, PA, holding a Series 66 designation and six years of industry experience. Prior to joining PNC in 2026, he worked at Capital Analysts and Lincoln Investment. Outside of his advisory role, he manages a rental property in Philadelphia. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees. The program uses algorithm-driven risk assessment and implements approved model strategies via mutual funds and ETFs with annual rebalancing.

Timothy Regan is a financial advisor at Janney Montgomery Scott with seven years of industry experience. He holds the Series 66 designation and has worked at Janney in various capacities since 2017. Prior to his advisory career, he was affiliated with the University of Delaware for four years. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Laura Shannon is a financial advisor with Janney Montgomery Scott in Philadelphia, PA, holding Series 63 and Series 66 credentials and 25 years of industry experience. She has been with Janney Montgomery Scott since 2008. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations, providing brokerage services, financial planning, consulting, and various advisory programs.

Michael Calafati is a financial advisor with Eagle Strategies (New York Life) in Harleysville, PA, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked with Eagle Strategies since 2008 and operates Calafati Financial Group, which sells New York Life products and brokers non-registered insurance products. He is also a passive investor in BLOCS Scholarship LLC. Eagle Strategies serves a diverse client base, including individuals and institutional investors, offering financial planning, investment management, and retirement-plan advisory services through a network of affiliated representatives. The firm emphasizes tailored advice and primarily manages assets on a non-discretionary basis, working within an integrated New York Life affiliate structure.

Steven Lane is a CFP® with 23 years of industry experience, currently affiliated with Janney Montgomery Scott where he has worked since 2009. He serves on the endowment committee board of Westminster Presbyterian Church. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets, serving a diverse range of clients through a combination of in-house portfolio management and third-party managers across multiple advisory programs.

Barry Ford is a financial advisor with TD Private Client Wealth LLC in Philadelphia, PA, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has worked at TD Private Client Wealth and TD Bank N.A. since 2016 and previously spent five years at PNC Investments. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail investors, offering portfolio management, financial planning support, and custody services through third-party platforms. The firm combines strategic and tactical asset allocation utilizing both affiliated and third-party managers.

Meghan Kelly is a financial advisor at Citizens Securities, Inc. with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Wells Fargo and Northwestern Mutual. Outside of her advisory role, Meghan serves on the boards of directors for two nonprofits, Friends of Delaware County Women and Pennsylvania Resources Council, focusing on community support and organizational development. Citizens Securities serves a diverse retail client base with a combination of investment advisory programs, brokerage, and insurance services. The firm offers both digital and managed account advisory options and operates as a broker-dealer and insurance agency, supporting individual and high-net-worth investors as well as retirement plans.

Joshua Eskin is a CFP® and holds a Series 66 designation with three years of industry experience. He is currently with Janney Montgomery Scott and previously worked at The Vanguard Group, Inc. from 2022 to 2025. His background also includes roles at Levy Wealth Management Group and Eisenberg, Rothweiler, Winkler, Eisenberg & Jeck, P.C. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Regina Colburn is a financial advisor at Janney Montgomery Scott with seven years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining Janney, Regina worked at The Vanguard Group and has experience with a children’s museum and other diverse roles outside the financial sector. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and advisory programs.

Melissa Howard is a financial advisor at Citizens Securities, Inc. with 11 years of industry experience. She holds a Series 66 designation and previously worked at Santander Securities, LLC and Santander Bank, NA. Outside of her advisory role, she is a member of an LLC that owns an unimproved lot in Lake Harmony, Pennsylvania. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Charles Hoffmann is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes long tenures at Commonwealth Financial Network and Portin Hoffmann Financial Group Inc, as well as roles at Marcum Wealth LLC and FourFront Advisors, LLC. Outside of his advisory work, he serves as Vice President and Co-Trustee for ILIT AG/SG in Philadelphia, overseeing trust and insurance policy maintenance. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and research incorporating quantitative and fundamental analysis.

Daniel Levin is a financial advisor with Janney Montgomery Scott in Blue Bell, PA, holding Series 63 and Series 65 licenses and having 34 years of industry experience. He has been with Janney Montgomery Scott since 2009. Levin serves on the Board of Governors and Admissions Committee of the Philadelphia Cricket Club and is a board member of the Bucks County Chapter of the Fox Chase Cancer Center. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and various advisory programs.