Brett Williams is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. His prior positions include roles at Sealy Investment Securities, LLC, PTX Securities, LLC, Cole Capital Corporation, and Equity Fund Advisors. Outside of his advisory work, Williams serves as an officer and director of a regional men’s softball league and is a member of a local board of education finance committee. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a range of investment strategies that combine strategic asset allocation, multi-manager portfolios, and both passive and active exposures, supporting tailored client solutions through multiple platforms and third-party managers.

William O Rielly III is a financial advisor at Janney Montgomery Scott with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with Truist Investment Services, BB&T Securities, and SunTrust Advisory Services. He serves as an independent investment advisory board member for the Salvation Army’s Southern Territory, reviewing its global multi-asset class portfolios. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion across a diverse client base, including individuals, families, trusts, estates, corporations, retirement plans, and municipal entities. The firm offers financial planning, brokerage services, and multiple advisory programs, combining in-house portfolio management with third-party managers.

Jeremiah Riethmiller is a financial advisor with Hightower Advisors, holding a Series 66 designation and 15 years of industry experience. He has been with Hightower Securities since 2015. Outside of his advisory role, he serves on the Business Economics Advisory Board for Penn State Erie, providing curriculum input and supporting the business program through occasional consultations. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individuals, institutions, and pension plans. The firm’s approach focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles and strategies.

Rebecca Thompson is a CFP® with six years of industry experience. She currently works at Beacon Pointe Advisors, LLC and has previously held positions at Wescott Financial Advisory Group, LLC and RKT Solutions. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individual investors, corporations, and institutional clients. The firm uses a combination of asset-allocation modeling and third-party independent managers, employing both active and passive strategies across public and private asset classes.

Scott Kaminsky is a CFP® with 29 years of industry experience, currently advising clients at Janney Montgomery Scott since 2022. Prior to joining Janney, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2014 to 2022. Outside of his advisory role, Kaminsky is the owner of Senkai Strength LLC, a fitness gym in Gainesville, FL, which is managed by his son and a gym consultant. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and multiple wrap/advisory programs.

Zach Cohen is a financial advisor at PNC Wealth Management with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Securities Corporation and Lincoln Financial Network. Cohen is based in Philadelphia, PA. PNC Wealth Management offers retail brokerage and advisory services, including a model-based Portfolio Solutions Strategist Digital Offering available as an invitation-only pilot for employees with PNC Bank online credentials. The firm utilizes algorithm-driven risk assessments and approved model strategies managed by PNC or third-party strategists, employing mutual funds and ETFs with annual rebalancing.

Isaiah Cooper is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 licenses. He has six years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company. Cooper’s background also includes four years of experience related to Bloomsburg University. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm provides tailored advice across multiple program types and works extensively with defined contribution and defined benefit plans, charitable and corporate clients, emphasizing non-discretionary asset management.

Christian Cappello is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes 10 years at The Vanguard Group and over 7 years with Janney Montgomery Scott. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Jessica Morrow is a financial advisor at Citizens Securities, Inc. in Conshohocken, PA, with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has worked with Citizens Securities and Citizens Bank since 2013. Outside of her advisory role, she is involved in skincare consulting for Rodan & Fields and manages a pet sitting business for her daughter. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a Managed Account program, operating as both a broker-dealer and insurance agency.

Matthew Shafer is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has worked at Key Investment Services and KeyBank since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, SMA, and UMA offerings. The firm emphasizes client-directed investment decisions supported by non-binding recommendations and ongoing monitoring, while providing access to third-party discretionary managers and supervisory oversight.

John Oneill is a financial advisor with Principal Financial Services based in Wayne, PA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His work history includes roles at LPL Financial and leadership of ONeill Consulting Corporation, where he provided consulting and third-party administration services for union benefit plans. Outside of advising, he owns and manages LLCs involved in real estate investment activities. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm provides financial planning, retirement consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Aaron Byrd Leitner is a financial advisor at Janney Montgomery Scott with 12 years of industry experience. He holds a Series 66 designation and has worked exclusively at Janney Montgomery Scott and its affiliated entities since 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, providing a range of brokerage, financial planning, consulting, and advisory services.

Charles Guittari is a financial advisor at TIAA-CREF with nine years of industry experience. He holds a Series 66 designation and has held positions at several firms including LPL Financial LLC, Bank of America, Merrill, and First Republic Securities Company. His career includes roles focusing on investment management and financial advisory services. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often with existing ties to TIAA-administered employer retirement plans and provides both model portfolio and customized portfolio management under a fiduciary standard.

Benjamin Zajac is a financial advisor with Commonwealth Financial Network based in Exton, PA. He holds the CFP® designation and has 17 years of industry experience. Prior to joining Commonwealth in 2021, he worked at Lincoln Investment, Capital Analysts, and Simone Financial Services. Outside of his advisory work, he co-owns bobr, LLC, a business involved in athletic gear sales. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including investment management, compliance, and technology services, allowing advisors discretion in portfolio construction alongside managed model portfolios.

Benjamin Ludwig is a financial advisor at RBC Rochdale, LLC with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Rim Securities LLC since 2014. RBC Rochdale serves a diverse client base including high net worth individuals, corporations, charitable organizations, and governmental entities. The firm employs a multi-strategy investment approach that integrates quantitative screening, fundamental analysis, and proprietary tools to tailor portfolios across various asset classes, often collaborating with third-party sub-advisors and independent financial advisors.

Robert Link is a financial advisor at Oppenheimer with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2010, and Merrill in 2010. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs and advisory services across equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management, and maintains custody of client assets while operating its broker-dealer and advisory businesses.

Keith Keller is a CFP® professional with 15 years of experience in financial advisory services. He is currently with Private Advisor Group, LLC and has prior experience at LPL Financial, McAdam LLC, Purshe Kaplan Sterling Investments, and VOYA Financial Advisors. His credentials include Series 63 and Series 65 licenses. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model, utilizing both proprietary and third-party platforms and investment strategies to assist clients in portfolio management.

Kimberly Crowley is a CFP® professional with eight years of industry experience, currently serving at Cerity Partners LLC since 2022. Prior to this, she worked for Permit Capital Advisors for eleven years. She is a trustee for a charitable remainder unit trust and holds managing member or authorized principal roles in multiple unregistered funds, maintaining profit interests in these entities. Cerity Partners is an SEC-registered investment adviser managing approximately $126.9 billion in client assets, serving individuals, families, corporations, charitable institutions, and other investors. The firm offers a range of services including investment management, financial planning, tax and insurance support, and retirement plan services, with a focus on diversified asset allocation and access to alternative and private-market investments.

Marc Menickella is a Series 66-credentialed financial advisor with one year of industry experience. He currently works at Kestra Advisory and previously held roles at LPL Financial and Beacon Financial Services. His background also includes marketing and advisor assistant responsibilities in the financial services sector. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving large institutional investors including sovereign wealth funds.

Gianna Kennedy is a financial advisor at Hornor, Townsend & Kent, LLC with 26 years of industry experience. She holds a Series 66 designation and has been with Hornor, Townsend & Kent since 2004. Outside of her advisory role, she is involved in collecting, selling, and consigning vintage designer bags. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing clients with custody, execution, and brokerage capabilities alongside investment advice.