Joseph Kuriger III is a financial advisor with Merrill in Jenkintown, PA, holding a Series 66 credential and 12 years of industry experience. He has been with Merrill since 2015. Outside of his advisory role, he is involved in managing a residential rental property with his wife and may occasionally work for a family-owned brewery in Whitehall, Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Michael Ebert is a CFP®-designated financial advisor with Cambridge Investment Research Advisors, bringing 16 years of industry experience. Prior to joining Cambridge in 2020, he worked at Northwestern Mutual in various roles from 2009 to 2020. He serves as treasurer for both the Crossing Cooperative Nursery School and the Boy Scouts of America Troop 99. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, utilizing a range of portfolio management strategies and platform options tailored to client needs.

Louis Spinelli is a Wealth Management Advisor based in suburban Philadelphia with Merrill Lynch Wealth Management. He leads The Spinelli Policare Group, which advises affluent families on various financial matters including asset allocation, education funding, retirement income planning, tax minimization strategies, and estate planning services. Louis began his financial services career in 2002 after earning a bachelor's degree in finance from Villanova University. He advises high net worth investors and corporate retirement plans, and holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include college education planning, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and values-based investing. Louis resides in Whitemarsh Township with his wife, Maria, and their young son, Vincent. His personal interests include basketball, reading, and spending time with his family.

Elizabeth Burlinson is a financial advisor at Merrill with 18 years of experience in the industry. She holds the Series 66 designation and has been with Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model-based and discretionary strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, corporate retirement plans, and charitable organizations.

Christopher Hopkins is an advisor with Equitable Advisors and holds a Series 66 designation. He joined the firm in 2025 and has prior work experience in industries including yacht services and production. Hopkins attended Bucknell University and has none reported years of financial industry experience. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating through a dual-registered investment adviser and broker-dealer model.

Anthony Russo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families define their financial priorities and build tailored investment strategies to support those goals. With more than 35 years of experience in financial services, Anthony focuses on providing clarity and perspective during times of uncertainty. His approach is collaborative, emphasizing thoughtful decision-making aligned with clients' goals, timelines, and overall financial pictures. Anthony's expertise extends beyond investments to retirement planning, Social Security decisions, major purchases, and legacy and estate considerations. He holds professional designations including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's degree from the University at Binghamton and a Master's degree from Fordham University. Residing in Garden City, NY, Anthony and his wife have five children. He is active in his community, coaching soccer and volunteering at his parish church. Outside of work, Anthony enjoys running, biking, hiking, skiing, and following sports such as baseball, ice hockey, and college basketball.

Matthew Margolis is a financial advisor at Raymond James & Associates with five years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2017, with additional experience at Temple University and Ursinus College. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets, serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and advisory services that are typically non-discretionary, utilizing various portfolio management styles and in-house research.

Scott Janusz is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Lifetouch NSS for 14 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth individuals, and institutions.

Anthony Roman is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tyler Aportela is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2021. His prior work history includes roles at Monmouth University and Jenkinson's Boardwalk. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional clients such as pension plans and charitable organizations.

Gregory Hayes is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been advising clients for over 35 years. He leads an advice-focused financial and investment advisory practice tailored to individual clients' needs, focusing on helping them manage their wealth to lead fulfilling lives, free from financial worry. His client base includes families, retirees, business owners, corporate executives, and institutions. Throughout his career, Gregory has been consistently recognized by major financial publications for his professional expertise, including Barron's Top 1000 and Top 1200 Financial Advisors lists spanning from 2010 to 2024, the Financial Times Top 400 Financial Advisors in 2014, and Forbes Best-in-State Wealth Advisors from 2021 through 2024. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Fairfield University. Gregory resides in Bucks County, Pennsylvania, with his wife of over 30 years and their three children, two of whom are involved in the family practice. Outside of his professional commitments, he engages in adventure sports, music, pickleball, surfing, swimming, and traveling, and has been active in his community through involvement in nonprofit boards and sports programs.

Manoj Muraleedharan is a financial advisor at Merrill with Series 63 and Series 65 credentials and three years of industry experience. He previously worked at J.P. Morgan Chase and Primerica Advisors and has a background in technology from his time at Cognizant Technology Solutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Brooks is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has held positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, Merrill, and UBS Financial Services. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Gregory Wilson is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has 24 years of industry experience and has worked with Equitable Advisors since 2001. In addition to his advisory role, he is involved in managing portfolio strategy operations and oversees related business entities, including services linked to student loan forgiveness. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating extensively through program sponsors and endorsed turnkey asset management platforms.

David Maharam is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2007. He is based in Blue Bell, PA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market-based modeling techniques.

Nikolai Gasiorowski is a financial advisor at Edward Jones with 19 years of industry experience. He has held his current position since 2014 and holds Series 63 and Series 66 designations. Outside of his advisory role, he is involved in a real estate rental business in New Hope, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and affiliated financial services, supported by a large network of advisors and branch offices.

Robert Krzyzkowski is a financial advisor at Fidelity with 19 years of industry experience and holds a Series 66 designation. He has worked with various Fidelity entities since 2006. Outside of his advisory role, he owns Cheesing It Up, a venture focused on video production and article writing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios.

George Walloff is a financial advisor with Wells Fargo Clearing in Doylestown, PA, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has experience with Wells Fargo Bank and Wells Fargo Advisors dating back to 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Lee Zeplowitz is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors and Karr Barth Financial Planning. Outside of his advisory work, he serves on the Planned Giving Advisory Committee for the Boy Scouts of America Cradle of Liberty Council and operates a coaching and consultation business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and asset management access through various third-party programs. The firm uses a hybrid referral and implementation model that incorporates both advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Leslie Crilley is a financial advisor at LPL Financial with 39 years of industry experience. She holds a Series 66 license and previously worked at UBS Financial Services for 12 years. Leslie is based in Washington Crossing, PA. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a range of model portfolios and research resources.