Bing Ma is a financial advisor at LPL Enterprise with 23 years of industry experience. He holds a Series 66 designation and has worked at Prudential Insurance Company of America since 2003. Outside of his advisory role, he is involved in caregiving for an elderly parent. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management through an integrated platform that combines advisory services with brokerage and insurance products.

Vincent Notarianni is a financial advisor with Ameriprise in Hamilton, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service tailored for clients nearing or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm combines research, modeling, and algorithmic tools to provide personalized, non-discretionary recommendations primarily for clients with substantial investable assets.

Ronald Lloyd is a financial advisor with LPL Enterprise holding Series 63 and Series 66 registrations and has two years of industry experience. He has previously worked at firms including Pruco Securities LLC, Mass Mutual, and Western and Southern Life. Outside of his financial services roles, he volunteers as a precinct judge for elections with the Jefferson County Board of Elections. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform.

Joseph Bottino Jr. is a financial advisor with Wells Fargo Clearing in Doylestown, PA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dean Hasen is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with Wells Fargo Clearing since 2018, following prior roles at Citizens Securities, Inc. and PNC Investments. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute alongside third-party data to guide investment decisions.

Jeffrey Pascoe is a financial advisor at LPL Financial with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Cambridge Investment Research Advisors and Edward Jones. Outside of his advisory work, he serves as a referee for school sporting events. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Nicholas Maciolek is a Financial Advisor with Merrill Lynch Wealth Management, where he is a member of the SM Group. He began his career with Merrill in 2014 in the Merrill Edge Advisory Center, obtaining the necessary securities licenses and assisting clients in achieving their financial goals for four years before transitioning to Merrill Lynch Wealth Management in 2018. Nicholas holds the Chartered Financial Analyst (CFA®) designation, the Chartered SRI Counselor™ (CSRIC®) designation, and the Personal Investment Advisor (PIA) credential. He earned bachelor's degrees in Mathematics and Economics from Rutgers University. His expertise encompasses areas such as personal retirement planning, portfolio management services, socially responsible and ESG investing, college education planning, legacy planning, and managing new wealth. Outside of his professional responsibilities, Nicholas resides in Hamilton, New Jersey with his bernedoodle, The Dude. He values spending time with family and friends and is an enthusiast of sports, supporting the Philadelphia Eagles and other Philadelphia-area teams.

Thomas Mackuse is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2023, following a prior tenure at Wells Fargo Clearing and Wells Fargo NA from 2015 to 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making recommendations, delivering services on a non-discretionary basis with clients retaining final decision-making authority.

Peter Bednarek is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 28 years of experience in the financial services industry. He specializes in retirement planning, education funding strategies, estate planning strategies, health care expense planning, insurance, and annuities. Leveraging the resources of Merrill Lynch and Bank of America, Peter offers comprehensive financial strategies tailored to individual client needs, including college education planning, special needs planning, and retirement income. Peter holds a bachelor's degree from King's College and an MBA from Saint Joseph's University. He is a Personal Investment Advisor (PIA) and serves on multiple boards, including Integrate for Good where he is President, Lansdale Catholic High School, the Chamber of Commerce for Greater Montgomery County, and the Chalfont New Britain Business Alliance. He is also a member of the Eastern Montgomery County Chamber of Commerce. Peter is actively involved in his community, coaching youth basketball for Deep Run Valley Sports Association and teaching 2nd grade PREP at Mary, Mother of the Redeemer Catholic Church in North Wales, Pennsylvania. His personal interests include baseball, basketball, boating, fishing, football, golfing, running, softball, surfing, and spending time with his family.

Keith Wagner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and four years of industry experience. He has worked at Raymond James & Associates since 2019 and has prior experience with Insight Global and Ursinus College. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

James Freed is a financial advisor with Sitman, Freed & Co. LLP and holds a Series 63 designation. He has 20 years of industry experience and has been associated with Sitman, Freed & Co. LLP since 1999 and Legg Mason Wood Walker, Incorporated since 2001. Sitman, Freed & Co. LLP is a Certified Public Accounting firm that provides accounting, tax, and related professional services to individual and entity clients. The firm is registered as an investment adviser but does not provide direct investment management, instead referring clients to a broker-dealer for securities and advisory services under a solicitor arrangement.

Theodore Zimmerman is the sole advisor at T.E. Zimmerman, Investment Services in Langhorne, PA. He holds a Series 63 designation and has experience in real estate, insurance, and personal and business management services dating back to 2006. Outside of investment management, he is active as a real estate agent and provides accounting and bookkeeping services. T.E. Zimmerman, Investment Services offers discretionary investment management primarily for pooled vehicles and institutional mandates. The firm serves a diverse client base, including sovereign wealth funds, pension plans, and both high-net-worth and non-HNW individuals, and combines traditional investment services with licensed real estate and insurance brokerage activities.