Tony Bradica is a financial advisor at Merrill with Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2000. Outside of his advisory role, he serves as a board member and age coordinator for the Bolton Youth Soccer Association. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Drew Lorenz is a Wealth Management Advisor at Merrill Lynch Wealth Management and a third-generation Merrill advisor. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., and is also a Personal Investment Advisor (PIA). Drew earned his Bachelor's degree from the University of Miami, with a focus on Finance and a minor in Entrepreneurship. Drew specializes in a range of client focus areas including retirement planning, portfolio management, estate planning, college education planning, divorce transition planning, family wealth management strategies, managing new wealth, philanthropic planning, socially responsible and values-based investing, as well as tax minimization. He adopts a client-focused approach by listening carefully to understand his clients' priorities and goals, leveraging Merrill's resources to meet their diverse financial needs. Outside of his professional duties, Drew is involved with various community organizations including Achilles International, Juvenile Diabetes Research Foundation, Purple Stride - Pancreatic Cancer Walk, Urban Promise Camden, and Urban Promise Trenton. His personal interests include boating, fishing, photography, scuba diving, skiing, tennis, and spending time with his family.

David Scafa is a financial advisor with Cetera, holding the PFS™ and Series 63 designations and bringing 27 years of industry experience. He has worked with several firms including Avantax and operates Scafa Professional Center, LLC. In addition to advisory roles, he provides tax preparation and accounting services through his own CPA practice. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with diversified investment programs, combining model portfolios, third-party managers, and customized strategies.

Michael Warin is a financial advisor with Cetera, holding a Series 63 license and bringing 27 years of industry experience. He previously worked at Avantax Investment Services and Avantax Insurance Services for over two decades and has operated Michael Warin - Financial Services, LLC since 1996. Outside of his advisory role, he serves on the audit team at Faith Lutheran Church, participates as an usher, co-chairs the soup kitchen committee, and chairs the annual walk for hunger. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with access to various portfolio management options and investment strategies tailored to client needs.

Jared Klancic is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2022, with prior experience at Bank of America, N.A. Jared’s work history also includes roles at Widener University and Primo Hoagies. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates investment management with Bank of America’s broader financial platform, including access to lending, custody, and other services.

Christopher Mottershead is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. He has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a wide range of products and services beyond typical investment management.

Stephan Giffin is a financial advisor at Ameriprise with four years of industry experience and holds a Series 66 designation. Prior to joining Ameriprise in 2021, he worked in the automotive collision repair industry with several companies between 2016 and 2021. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Doyal is a financial advisor with LPL Financial, holding Series 65 and Series 66 credentials and 11 years of industry experience. His prior work includes roles at Cuna Brokerage Services Inc., Pentagon Federal Credit Union, Lifecycle Financial Advisors, LLC, and McGraw Fill Federal Credit Union. He currently serves as a manager at Pentagon Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Keith Latimer is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2019, previously spending a decade with IC Advisory Services, Inc. He serves on the Board of Directors for the Longwood University Foundation. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm integrates these services with a broad range of advisory, brokerage, and insurance solutions.

Jennifer Brady is a financial advisor at Ameriprise with five years of industry experience. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2015. Brady holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria. The firm provides comprehensive advisory, brokerage, and insurance solutions, using a mix of research, modeling, and tax-efficiency analysis to generate tailored retirement recommendations.

Colin Markison is a Financial Advisor with Merrill Lynch Wealth Management and a member of The Hill Group since 2023. He transitioned into financial advising after a professional ice hockey career spanning six years, bringing discipline and attention to detail from his athletic background to his current role. Colin specializes in areas including Corporate Executive Services, Divorce Transition Planning, Family Wealth Management Strategies, Legacy Planning, Liquidity Management, Personal Retirement Planning, Philanthropic Planning, Small Business Strategies, Sports & Entertainment, and Retirement Income. Colin graduated from the University of Vermont in 2015 with a Bachelor of Science degree in Community Development and Applied Economics. His interest in investments was sparked during his university studies, particularly through a class on investment analysis. He is a Certified Financial Planner (CFP) and holds the Personal Investment Advisor (PIA) designation. Colin is committed to providing unbiased advice and guidance, emphasizing accuracy and timely execution to earn client trust. Outside of his professional work, Colin enjoys golfing, ice hockey, pickleball, and table tennis. He lives in Bucks County, Pennsylvania with his wife Shannon and their three daughters.

Charmaine Talvy is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. Her prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank, N.A. Outside of finance, she has experience in the retail sector through her involvement with Table Top Toys Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and offers model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Christopher Mc Donald is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. His prior roles include work at Waddell & Reed, Inc and various insurance carriers through W&R insurance agencies. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by proprietary and third-party research and employs both discretionary and non-discretionary management strategies.

Parmveer Singh is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2020 and 2021 respectively, and previously held positions at state correctional facilities. Outside of his advisory role, he owns a limited liability company in New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other entities. The firm leverages its integration with Bank of America’s broader platform to provide access to a wide set of financial products and services.

Jay Barry is a Financial Advisor at Merrill Lynch Wealth Management, having joined the Barry team in 2022. Prior to this role, he spent three and a half years as a Financial Data Associate at Moody's Investors Service. Jay focuses on a range of client needs including college education planning, corporate benefits, executive services, divorce transition planning, equity compensation, legacy planning, managing new wealth, personal retirement planning, portfolio management, and tax minimization. He holds a Bachelor's Degree in Public Policy from Hamilton College, earned in 2018, and holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Jay enjoys playing pickup basketball, golfing, skiing, and traveling. He also follows sports closely, supporting teams such as the Yankees, Giants, Nets, and Devils.

Andrew Schnitzler is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of products and services beyond traditional investment management.

Jeffrey Hill is a Wealth Management Advisor with Merrill Lynch Wealth Management, a role he has held since joining the firm in 1983. He serves affluent clients in Mercer County, Bucks County, and across the nation, including corporate executives, business owners, high net worth families, entrepreneurs, active and retired farmers, and non-profit organizations. Jeff is a qualified Portfolio Manager and provides services such as portfolio management, retirement income and personal retirement planning, tax minimization, legacy planning, investment consulting for defined contribution plans, and corporate executive and divorce transition planning. Jeff holds a Bachelor of Science degree in Accounting from Clemson University and has earned multiple professional certifications including CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), and Certified Plan Fiduciary Advisor® (CPFA®). He has been recognized in the Forbes "Best-in-State Wealth Advisors" list for nine consecutive years through 2026. Beyond his professional commitments, Jeff is active in his community and faith. He has served as President of the Washington Crossing/Yardley Kiwanis Club and is involved with Advocates for the Homeless and Those in Need as well as Habitat for Humanity. He has participated in mission trips and served as a Deacon and Elder at his church. Jeff enjoys spending time with his family, offshore fishing, golfing, exercise, traveling, and following Clemson University and Philadelphia sports teams.

Gregory Stelnick is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 42 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 1989 and has been associated with Master Tax since 1981. Outside of his advisory role, he is involved in a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary portfolio management and access to model portfolios and research from multiple sources.

Thomas Walters is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads Broughton Ward, a boutique-like wealth management team serving a select group of clients with personalized investment strategies and the resources of Merrill, combined with the banking convenience of Bank of America. The team oversees $2.1 billion in client assets as of October 2025, employing a disciplined, quantitatively driven investment process focused on risk-adjusted returns, tax efficiency, and cash flow management. Their services also include private banking access, custom lending, liquidity planning, and guidance on wealth transitions and family values across generations. Walters holds multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Portfolio Manager (CPM), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from Oberlin College and is based in Saint Paul, Minnesota. Outside of his professional work, Walters is involved with community organizations such as the MacPhail Center for Music and Claire Housing. His personal interests include music, golf, cycling, snowboarding, biking, camping, and cooking.

Jason Snyder is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and nine years at Merrill. He previously worked for SolarCity/Tesla from 2015 to 2017. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.