Ottavio Mannarino is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 66 designation and has been with Fidelity Investments since 2015, including roles at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages various fund advisory services and model portfolios, utilizing systematic methodologies and long-term asset allocation benchmarks.

Robert Morrissey is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2026 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients through a network of financial advisors. The firm offers a broad planning menu and integrates advisory services with other financial product sales and referral channels.

Stephen Cocco is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 20 years of industry experience. His career includes roles at Hanson Faso Sales & Marketing, Innovate Food Inc, and Good Groceries Company Inc, as well as his own consulting firm, Cocco Consulting. He is also involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

Steven Tenenzapf is a financial advisor at Equitable Advisors with 14 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2012, previously associated with Axa Advisors, LLC. Outside of his advisory role, he is involved with the Edward R DeFeo Insurance Agency specializing in property and casualty insurance. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Michael Geltrude is a financial advisor with Equitable Advisors holding a Series 66 designation and has five years of industry experience. His prior work includes roles at Deloitte and Pennsylvania State University. He is also affiliated with Geltrude & Company, LLC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a combination of advisory and brokerage solutions.

Claudia Baggot is a financial advisor at LPL Enterprise with 33 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for 11 years. Outside of her advisory role, she is employed part-time in retail pharmacy. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management through an integrated platform combining advisory and brokerage services.

Harry Schall is a financial advisor with OSAIC in Manalapan, NJ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with OSAIC since 1994 and has also operated a sole proprietorship providing accounting and tax return preparation services since 1982. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms, including access to third-party money managers and wrap programs.

Charles Millas is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2009. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

James Lauber is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at JPMorgan Chase Bank, Bank of America, and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice and customized performance reporting through a mix of quantitative modeling and centralized due diligence, with a focus on ESG eligibility in its recommended strategies.

Thomas Laughlin is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 31 years of industry experience. He worked at JPMorgan Securities LLC for seven years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Frank Colavolpe is a financial advisor at Ameriprise with two years of industry experience and holds a Series 66 designation. His prior work includes positions at PNC Bank, Equitable Advisors, and Total Financial Concepts. Outside of finance, he has worked in the hospitality sector at Skylark Fine Diner and Lounge. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach combines investment research, third-party data, and algorithmic tools within a structured product ecosystem.

Lauren Vitale is a financial advisor at Morgan Stanley with 29 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling in its financial planning process.

Christopher Olson is a financial advisor with RBC Capital Markets, holding a Series 66 designation and bringing 25 years of industry experience. He has worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank before joining RBC Capital Markets and City National Bank in 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring investment strategies to each client’s risk profile.

Angelantonio Ciaglia is a financial advisor with Mass Mutual Investors Services, holding Series 66 and Series 63 licenses and bringing 26 years of industry experience. His prior roles include nearly two decades at Oppenheimerfunds, Inc., as well as positions at Equitable Advisors and AXA Advisors. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Daniel Nigro is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads the TWN Wealth Management Group, which focuses on fulfilling the financial needs and goals of clients through a personalized approach. The group works collaboratively with clients and their other trusted advisors to develop consistent and practical advice, utilizing a goals-based wealth management process and customized strategies. Dan's expertise includes asset management, portfolio analysis, options strategies, and cash management. He is a qualified Portfolio Manager who builds and manages personalized or defined strategies for clients, which may involve individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Dan earned his bachelor's degree from Johnson & Wales University. He has received recognition as one of On Wall Street's "Top 40 Advisors Under 40" in 2018 and has been named to Forbes' "Best-in-State Wealth Advisors" list in 2018, 2019, and 2020.

Melanie Kramer is a financial advisor at Stifel with five years of industry experience. She holds a Series 66 designation and has worked at Stifel since 2023. Prior to her career in finance, Melanie spent six years with Pure Barre and was self-employed for 15 years. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Krzysztof Przywara is a financial advisor at Raymond James Financial with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JP Morgan Securities, Citizens Securities, and Uber. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary strategies supported by analytical modeling and offers specialized advisory programs such as municipal and SIMPLE IRA Employer Advisory services.

Lou Demartino is a financial advisor with Ameriprise in Red Bank, NJ, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and George Realty Group. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing tax-aware retirement income planning. The firm’s approach integrates internal research, third-party data, and algorithmic tools to help clients manage income sources and withdrawal strategies.

Anne Markey is a financial advisor at Morgan Stanley with 16 years of industry experience. She has been with Morgan Stanley and its affiliate, Morgan Stanley Smith Barney LLC, since 2014. Her credentials include the Series 63 and Series 66 licenses. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Gaurang Pandya is a CFP® certificant with seven years of industry experience, currently affiliated with Cetera. His prior experience includes a 25-year tenure at Prudential Financial Inc. and roles at Allied Wealth Partners and Securian Financial Services. Outside of advising, he serves on the board of his condominium association, volunteers as a driver safety instructor and speakers bureau member for AARP, and participates on the CFP Board of Standards’ Disciplinary Enforcement Committee hearing panel. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm provides portfolio management, financial planning, and access to various third-party money managers through a multi-manager platform with both discretionary and non-discretionary options.