Justin Skidmore is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cetera Advisor Networks, RNR Securities, LLC, and American College. Skidmore is also involved with Summit Financial Services, a business he has operated since 2019. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technology-driven investment strategies.

Andrew Affa is a financial advisor with LPL Enterprise, holding Series 63, 65, and 66 designations and 16 years of industry experience. His background includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and prior experience in real estate with Daniel Gale Sotheby's International Realty, as well as a lengthy tenure at Brewer Attorneys & Counselors. LPL Enterprise serves a diverse client base ranging from individuals and retirement plans to institutional clients, providing financial planning, advisory, and brokerage services through a platform that integrates adviser programs with a variety of financial products and third-party management arrangements.

Racquel English is a financial advisor with Primerica Advisors in Uniondale, NY, holding a Series 63 designation and 13 years of industry experience. She has worked at PFS Investment Inc. since 2012 and Primerica Financial Services since 2011. Outside of her advisory role, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Adam Ehrlich is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 66 licenses with 13 years of industry experience. He previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2012 to 2020 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and operates a range of investment offerings including relationships with investment companies, private funds, and principal trading activities.

John Wellington Sr. is a financial advisor at Ameriprise with 36 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked at Ameriprise since 2019, including roles at Ameriprise Financial Services, Quovo, Inc., and Broadridge Business Process Outsourcing. Outside of his advisory work, he serves on the board of the Westchester Aviation Association and is involved in managing Wellington Lodge LLC. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written recommendations on income, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a centralized consulting team, and emphasizes the use of Ameriprise-managed accounts alongside a broad range of advisory, brokerage, and insurance solutions.

Jeremy Silberg is a Series 66-licensed financial advisor with Equitable Advisors, based in Melville, NY. He has one year of industry experience and previously worked at Aegis Capital and MIOYM Equities. Outside of finance, he has been involved with 3MEN Power Washing since 2022. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and third-party managers, providing a mix of discretionary and non-discretionary advisory solutions.

Christopher Connell is a financial advisor with LPL Financial in Bay Shore, NY, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. Prior to joining LPL Financial in 2018, he worked at INVEST Financial Corp from 2011 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Troye Hammond currently serves as a Financial Solutions Advisor at Merrill Lynch Wealth Management. In this role, he works directly with clients to define their financial goals and develop portfolio strategies tailored to achieve those objectives. He provides ongoing advice and adapts portfolios to align with clients' changing situations. His expertise covers various financial priorities, including home buying, saving for college, elder care, and healthcare preparation. Troye’s approach is focused on helping clients manage these competing demands effectively through personalized financial planning. Troye holds a Bachelor's Degree from Briarcliffe College and is a Personal Investment Advisor (PIA). He is also involved with professional organizations such as the American Legion and the Veterans of Foreign Wars (VFW).

Ted Boutis is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He was previously with Ameriprise Financial Services, Inc. for 15 years. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions, delivering retirement recommendations through a centralized consulting team that uses research, modeling, and tax-efficiency analysis.

Jeffrey Tupper is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2009. Outside of his advisory role, he serves as President of Town and Country Tenant Corp and is Vice President of the Board of Managers for West Neck Village Condominium Association. He is also a corporate advisory board member of Cold Spring Harbor Laboratory's Dolan DNA Learning Center. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individual, high-net-worth, and institutional investors.

Melissa Amato is a financial advisor at Wells Fargo Advisors with Series 66 registration and three years of industry experience. Prior to joining Wells Fargo Advisors in 2023, she worked at Roundpoint Mortgage and Sterling National Bank. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop tailored recommendations.

John Hill is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with families and individuals to maximize their long-term financial well-being through tailored guidance on investments, retirement planning, credit solutions, and regular savings. His investment advice is based on a thorough understanding of clients' goals, risk tolerance, time horizon, and liquidity needs. John began his professional career as part owner-franchisee of a restaurant and joined Merrill Lynch Wealth Management in 2012. He holds a bachelor's degree in Economics from the University of Georgia and holds the Personal Investment Advisor (PIA) designation. Committed to community involvement, John follows Merrill’s tradition of volunteering with local organizations. Outside of work, he enjoys cooking, golfing, reading, running, tennis, woodworking, and spending time with his family.

Scott Garera is a financial advisor at Cetera with 30 years of industry experience. He holds a Series 63 designation and has worked at various firms including Avantax Advisory Services and Avantax Insurance Agency. Outside of his advisory role, he is involved in multiple business ventures, including Garera Financial Consulting, which provides accounting and bookkeeping services, and MNR Designs Inc, a residential repair and remodeling company. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. It offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a network of more than 10,000 advisors.

Kenneth Gatto is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has developed long-lasting client relationships over nearly 30 years, many of which span multiple generations. Kenneth's experience includes college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, personal retirement planning, socially responsible and ESG investing, sports and entertainment, tax minimization, and retirement income. Kenneth holds a Bachelor's Degree from the State University of New York at Albany. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His approach emphasizes a conservative investment strategy aimed at consistent long-term performance and coordinating various elements of clients' financial lives. Outside of his professional work, Kenneth's personal interests include gardening, golfing, spending time with his family, and playing tennis.

Patrick O'Leary is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and advisory programs supported by structured planning tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Kevin Vivas Caamano is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, and Citibank. He is also associated with K&S Elite Enterprise LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Luke Baranek is a financial advisor with Equitable Advisors holding a Series 66 designation. He has less than one year of experience in the industry, joining Equitable Advisors in 2026. Prior to his current role, his work history includes various positions outside the financial services sector. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer.

Edward Levine is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining OSAIC in 2024, he worked for American Portfolios for 16 years and has been a partner at Pinnacle Tax Advisors, LLC since 2002. Outside of his advisory work, Levine is involved in music production through Preemo Productions LLC and serves on the boards of organizations supporting individuals with intellectual or developmental disabilities. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools and risk assessments to construct portfolios across various asset classes and provides both discretionary and non-discretionary account management.

Christie Thomas is a financial advisor with Primerica Advisors in Farmingdale, NY, holding a Series 63 designation and bringing eight years of industry experience. She has worked with PFS Investments Inc. since 2017 and Primerica Financial Services since 2015, alongside a long tenure with New York City Transit. In addition to her advisory role, she owns and operates Thomasville Tax Advisors LLC, providing tax preparation services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Frank Rizzo is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior roles include positions at Royal Alliance Associates, Inc. and Signator Investors Inc. He also acts as an independent agent in outside fixed insurance sales and receives trail commissions from existing disability and life and fixed annuity insurance business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and provides both advisory and brokerage/insurance channels to implement client recommendations.