Tommy Lam is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. His prior roles include positions at Woodbury Financial Services, Inc., Sharebuilder 401 K, Capital One Sharebuilder, Inc., and Capital One Financial Advisors. He is also involved with GoldenCare Solution Services LLC, providing Medicare supplement plan selection to clients. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers brokerage and advisory services alongside financial planning and retirement consulting, utilizing various portfolio construction tools and third-party managers.

Gabriel Grossman is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the CFP® and Series 66 designations. His prior work includes roles at Bank of America and Merrill Lynch. Outside of his advisory role, he is connected to a retail and online store business operated by his spouse. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Robert Desanto is a financial advisor with OSAIC, holding a Series 63 designation and over 50 years of industry experience. He worked at Signator Investors, Inc. for 34 years before joining Royal Alliance Associates, Inc. in 2018. In addition to his advisory role, he operates a sole proprietorship as an insurance broker for fixed insurance products and serves as an Investment Advisor Representative with Lighthouse Financial Network, LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services supported by various asset-allocation tools and third-party platforms to construct portfolios across multiple asset classes.

Teodor Tanjala is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Woodbury Financial Services, Santander Securities, and Santander Bank. Outside of his work at OSAIC, he provides fixed life and fixed annuity products through his sole proprietorship, Prosperity / SBLI. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Isabella Palagonia is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has previously worked at Equitable Advisors and Group M-Mindshare. Outside of her advisory role, she has been involved with the Igloo Lacrosse Club and the Xtraordinary JOY Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a variety of advisory programs, managing approximately $2.74 trillion in client assets.

Frank Columbia is a financial advisor at Morgan Stanley with 28 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved as an independent contractor conducting product demonstrations for AMain Hobbies, a retail and online store. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning uses structured discovery and modeling tools but generally does not offer individual security recommendations within standalone plans.

Qasim Ellis is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at Cetera and Cetera Investment Services LLC since 2025 and previously spent nine years at Equitable Advisors and four years at Axa Advisors, LLC. Ellis is co-owner of Five Stride Skate Shop BK LLC, a retail business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services and manages over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Christopher Bentley is a Series 66-licensed financial advisor with Morgan Stanley in Melville, NY, with eight years of industry experience. He has been with Morgan Stanley and its Private Bank since 2018, previously working briefly at Valmark Securities and AXA Advisors. Outside of his financial advisory role, Bentley is involved in music as a writer and creator. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, while also offering various retail and institutional investment options.

Matthew Kroin is a financial advisor at UBS Financial Services with 30 years of industry experience. He has been with UBS since 2008 and holds a Series 63 designation. Outside of his advisory role, he serves as co-trustee overseeing investments and operations for multiple family trusts. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative investments. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Jordan Foster is a financial advisor with Fidelity Investments, holding a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked at Bethpage Federal Credit Union, LPL Financial, and the City of New York. Outside of finance, he is involved in a small business selling and delivering cake items for catering. Strategic Advisers LLC, a Fidelity company, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Marina Matthews is a financial advisor with UBS Financial Services, holding a Series 66 designation and 18 years of industry experience. She was previously with Morgan Stanley Smith Barney for 17 years before joining UBS in 2026. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory services. The firm employs proprietary research and model-based asset allocations to tailor investment plans and combines institutional trading capabilities with wealth management offerings.

Jesse Yoskowitz is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at AXA Advisors, Henry Schein, and Limitless Group. Outside of his advisory work, he is involved in health insurance sales through TMRW Benefits and BenAdvance. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management via LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to tailor services based on client goals, risk tolerance, and time horizon.

Aanal Shah is a financial advisor with J.P. Morgan Securities in Flushing, NY, holding Series 63 and Series 65 credentials and having 26 years of industry experience. Prior to joining J.P. Morgan in 2026, Shah worked at Wells Fargo Bank and Bank of America Corporation. Outside of advising, Shah owns a real estate investment business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Andrew Morse is a financial advisor at J.P. Morgan Securities LLC with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has been with J.P. Morgan in various capacities since 2012, including roles at JPMorgan Chase Bank, NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Nicholas Vafeas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2009 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Gregory Giantsos is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and two years of industry experience. He previously worked at Bank of America, NA for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Pat Mallozzi is a financial advisor with Cetera Wealth Services, LLC, holding a Series 63 designation and possessing 27 years of industry experience. He has a long career including roles at Avantax and Shelterpoint Life Insurance Company, and he is also president of Mallozzi & Dwyer CPAs P.C., an accounting firm established in 1984. Outside of advising, he serves as a trustee for family trusts and is involved in real estate ventures and tax preparation. Cetera Investment Advisers LLC is a nationwide multi-manager platform serving individual, corporate, charitable, and institutional clients. The firm offers a broad range of portfolio management and financial planning services, with access to both affiliated and third-party managers and various program structures.

Douglas Abbate is a financial advisor with Cetera who holds a Series 63 designation and has 22 years of industry experience. He previously worked for Cambridge Investment Research, Inc. for 10 years before joining Cetera in 2025. Abbate is also the owner of Investwithdoug.com, a marketing website. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing access to affiliated and third-party money managers across various program structures.

Gurpreet Kaur Singh is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 32 years of industry experience. She has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of her advisory role, she is president of Singh & Associates Inc., an investment-related entity affiliated with Primerica. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-driven investment strategies supported by third-party managers and custodial services.

Chukwuemeka Orakwue is a Financial Advisor with Merrill Lynch Wealth Management, specializing in working with individuals and families to bring structure and purpose to their wealth. He focuses on organizing various elements of clients' financial lives and developing personalized strategies tailored to their retirement planning, investment management, liquidity needs, risk considerations, and evolving life goals. Chukwuemeka's client approach centers on understanding the client's family, career, assets, financial obligations, and future aspirations through attentive listening. His expertise includes family wealth management strategies, personal retirement planning, portfolio management services, liquidity management, and tax minimization. He also holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He holds a Bachelor's Degree from the University of Minnesota System. Outside of his professional work, Chukwuemeka enjoys fishing, traveling, and watching movies.