Crystal Jackson is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and TD Ameritrade. Outside of finance, she has been involved with Peace de Resistance Fashions for over a decade. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research with forward-looking capital market assumptions and may include an ESG eligibility framework.

John O'Malley is a Series 66–licensed financial advisor at Wells Fargo Advisors with 12 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2016. Outside of his advisory role, he serves as the power of attorney for his mother. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and integrating advisory services with other financial products and referral channels.

Walter Scott is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 29 years of industry experience, including 14 years at Signator Investors, Inc., and has operated a law office since 2003. In addition to his advisory role, he provides legal services as an attorney. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Vincent Siracusa is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo since 2016, following prior work at Wachovia Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party providers.

Knetia Herrera is a financial advisor at Morgan Stanley in Short Hills, NJ, holding Series 66 and Series 63 licenses with eight years of industry experience. Her background includes multiple roles within Morgan Stanley and its Private Bank, as well as positions at JP Morgan Chase Bank and Capital One Bank. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a broad range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and modeling tools to guide clients, who are responsible for implementing and updating their plans.

Nicole Rosa is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and six years of industry experience. Her work history includes roles at Morgan Stanley Private Bank, N.A. since 2020 and prior experience at HSBC and Fairleigh Dickinson University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of standalone planning.

Lori Gagliano is a financial advisor with Merrill in Summit, New Jersey, holding a Series 66 designation and over 43 years of industry experience. She has been with Merrill since 1983. Outside of her advisory role, she serves as a co-trustee of The McCue Family Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and organizations.

Li Pan is a financial advisor at Merrill with eight years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Bank of America, Merrill, NYLIFE Securities, and New York Life Insurance Company. Outside of her advisory roles, she was involved with Livingston HuaXia Chinese School and operated Sweet Basil Technology LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Armando Michelangelo is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds the Series 63 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances.

Mostafa Aamer is a financial advisor with Merrill, holding a Series 66 license and 16 years of industry experience. He has worked at Merrill since 2010 and concurrently at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Whelan is a financial advisor with Cetera who holds a Series 66 designation and has eight years of industry experience. His career includes roles at Cetera Wealth Services, Allied Wealth Partners, and Securian Financial Services. He also worked at Corporate Jet Support and attended Franklin and Marshall College. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Edward Shevac is a financial advisor with LPL Financial in Hackettstown, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) for 27 years since 1999. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Alae Jaber is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at PNC Investments. Outside of finance, he is involved with LNY Ice Cream LLC. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Cassandra Mascera is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 13 years of industry experience. She has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2017, and previously was with PNC Investments and PNC Bank. She receives residual payments from prior insurance sales, although she is no longer contracted with that company. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and access to alternative investments through a centralized and integrated operational structure.

Joshua Beekman is a financial advisor with Ameriprise who holds a Series 66 designation and has 20 years of industry experience. He has been with Ameriprise Financial Services since 2007 and currently manages his Ameriprise business through JDB Associates LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning advice and written Recommendation Reports, focusing on dependable income sources and tax-aware withdrawal strategies.

Sean Conley is a financial advisor at Morgan Stanley with over 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a broad array of advisory programs. The firm manages approximately $2.74 trillion in client assets and offers planning services that utilize structured discovery processes and firm-approved tools.

Katie Killeen is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, she worked at Wells Fargo's Watchung Wealth Management. Outside of finance, she has experience working at Driftwood Coffee Shop and in educational roles at Ridge High School and William Annin Middle School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides a range of retail and institutional investment services.

Patrick Brutzman is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at Northfield Country Club and Popolari. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes a range of third-party advisory models and discretionary management services, covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

John Kelly is a financial advisor with UBS Financial Services in Florham Park, NJ, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. His career includes prior roles at Morgan Stanley and Citigroup Global Markets. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining model-based asset allocations and proprietary research to tailor strategies to client goals. The firm integrates institutional trading capabilities with wealth management services, offering unique market-making and underwriting activities alongside comprehensive financial planning.

Mary Garcia is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2017. Prior to that, she was with Morgan Stanley Smith Barney and Morgan Stanley & Co. Incorporated from 2008 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.