Kelly Klotsche is a financial advisor at Morgan Stanley with a Series 66 designation and seven years of industry experience. She has been with Morgan Stanley and its Private Bank since 2017 and also worked at Molloy College from 2014 to 2019. Outside of her advisory role, Klotsche is a coach and trainer at CrossFit Strong Island in Merrick, New York. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in assets. The firm’s planning process uses structured discovery and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Brandy Seyfried is a Series 66-credentialed financial advisor with two years of industry experience. She currently works at Cambridge Investment Research Advisors and has prior experience with Commonwealth Financial Network and FGS Financial, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory through a network of independent professionals, offering a range of portfolio management and model-based solutions tailored to client objectives.

Steven Goldis is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at LPL Financial and H. Beck, Inc. He is also the president and owner of G & G Agency Ltd, an insurance agency he has operated since 1982. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs various asset-allocation tools and supports multiple advisory platforms and third-party solutions to manage portfolios across asset classes.

Giuseppe Gigliotti is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Ameriprise Financial Services and Capital One Financial Advisors. Outside of his advisory role, he is involved in FLAG Consulting Group LLC, a business focusing on expense management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory, financial planning, retirement plan consulting, and brokerage solutions. The firm manages substantial assets and employs a research-driven approach to portfolio diversification and manager evaluation while offering a broad range of financial products through affiliated entities.

Jonathan Bonnet is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2014 and Bank of America since 2015. Outside of his advisory role, he is a member of two LLCs focused on real estate investment in New York and Tennessee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jay Meyer is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. He has been with Cetera and its affiliated entities since 1999 and also owns an accounting and tax practice, which he has operated since 1989. Additionally, he works as a fixed insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager investment platform with a variety of portfolio management and financial planning services.

Sarah Di Sotto is a financial advisor with Merrill in Darien, CT, holding a Series 66 designation and having 11 years of industry experience. She has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Emhardt is a Financial Advisor with Merrill Lynch Wealth Management who specializes in delivering personalized wealth management strategies to high-net-worth families. He focuses on key areas including education planning, legacy planning, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. With over 15 years of experience, Michael works to understand his clients’ priorities and develop disciplined, customized financial plans. Michael holds a Bachelor's Degree from the University of Delaware and maintains the CERTIFIED FINANCIAL PLANNER® (CFP) certification, as well as the Personal Investment Advisor (PIA) designation. His mission centers on building long-lasting professional relationships founded on integrity, trust, and personalized service, offering comprehensive advisory solutions tailored to help clients achieve their life goals. Outside of his professional work, Michael enjoys baseball, basketball, football, golfing, spending time with his family, and traveling.

Matthew Barbis is a financial advisor with OSAIC, holding a Series 63 credential and bringing 31 years of industry experience. His prior work includes tenures at LPL Financial, Select Benefits Inc., and Creative Wealth Management. He serves as a trustee for St. Joseph's College and holds leadership roles with nonprofit organizations including the Sachem Education Foundation and the Rose Brucia Educational Foundation. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services employing asset-allocation tools and multiple third-party platforms to manage portfolios across various investment types.

Scott Zambelli is a financial advisor at OSAIC with 39 years of industry experience and holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior work includes roles at Securities America Advisors, AXA Advisors, and managing Heritage Harbor Financial Associates. Outside of his advisory duties, he is involved in community service as First Vice President of the Suffolk County Police Athletic League and serves on the advisory board of the Kortright Kares Foundation, a charitable organization. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, and charitable organizations, offering integrated brokerage and advisory services through a broad network of affiliated advisors and multiple investment platforms.

Caitlin Murray is a financial advisor at Raymond James Financial with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James and Wells Fargo Clearing in various advisory roles. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through advisory programs or other providers.

Elliot Altman is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked for 21 years. He previously worked with Axa Advisors, LLC for 15 years, overlapping with his tenure at Equitable Advisors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client risk tolerance and matching them to advisory models or discretionary managers, utilizing both proprietary and third-party solutions.

Stavros Spucces is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his advisory role, he serves as a committee member of the ESPOA Open Space & Park Fund Review Advisory Committee and mentors high school students in finance at the North Port High School Academy of Finance. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering areas such as retirement, education, risk, and wealth-transfer planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Gary Backer is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated advisors and estate planning specialists. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market outlook models.

Daniel Hohenberg is a financial advisor with Ameriprise in Commack, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm provides advisory, brokerage, and insurance solutions through affiliated companies and uses a combination of research, modeling, and tax-efficiency analysis to generate tailored retirement income recommendations.

Yaniv Hakim is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Morgan Wilshire Securities, and involvement with Ayr Management 26 LLC as a silent partner. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

George Visintin is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including roles at JPMorgan Chase Bank, NA and HSBC Bank USA, N.A. He is based in Farmingville, NY. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Louis Alfano is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at American Portfolios Financial Services, Inc. Outside of his advisory role, he is employed part-time at Prime Performance Sports. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Sylvester Mallardi is a CFP® with 37 years of industry experience. He is currently with OSAIC and has previously worked at American Portfolios Financial Services, Inc. and Rossiter Financial Group Inc. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various tools and strategies to construct portfolios and supports transitions from prior mergers while providing access to third-party services and managed-account solutions.

John Villella is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and has worked at Woodbury Financial Services Inc and SilverOak Financial prior to his current role. He is also a partner at Villella Professional Services, LLC, which provides tax and bookkeeping consultation. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools and portfolio management strategies across a diverse set of investment products and supports clients with multiple advisory platforms and programs.