Frank Lawrence IV is a Series 66-credentialed financial advisor with 10 years of industry experience. He has worked at Wells Fargo Advisors since 2021 and was previously with Bank of America and Merrill from 2015 to 2021. Outside of his financial practice, he serves as head coach of a 7th grade boys youth lacrosse team in Riverside, CT and is co-owner of a retail store specializing in olive oils and vinegars. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of financial planning options including specialized services such as business-owner transition and special-needs planning. Advisors develop tailored recommendations using firm research and planning tools, with implementation through brokerage or advisory programs as optional.

Heather Foley is a financial advisor at Morgan Stanley with 27 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2010. She holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tools-based financial planning process.

Sarrail Morales Jr. is a financial advisor at Merrill with nine years of industry experience and a Series 66 designation. He has worked at Bank of America, N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Tina Bakalas is a Series 63-licensed financial advisor with LPL Financial, based in Whitestone, NY, and has 16 years of industry experience. She has worked at LPL Financial since 2009 and previously at Astoria Federal Savings. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors.

Ariel Rotenberg is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 11 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Joseph Leone is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including J.P. Morgan Securities LLC, The Vanguard Group, and Charles Schwab Bank. Prior to his advisory career, he was employed at Empire Nutrition and Life Time. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a comprehensive alternative investment selection process.

John Overton Izlar is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Accenture in multiple roles starting in 2022 and was affiliated with the University of Virginia and The Westminster Schools earlier in his career. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets through various investment and planning services.

Viren Mahtani is a financial advisor with UBS Financial Services holding a Series 66 designation, currently based in Paramus, NJ. He has been with UBS since 2025, following previous roles at Planning Alliance and Morgan Stanley. Mahtani’s background includes education experience at Fordham University and area high schools. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans to client goals and risk tolerances.

Andrew Caputo is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at North East Financial Network and several marketing firms. Outside of his advisory role, he is involved with Capdim Enterprises. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within a broad financial services organization that includes broker-dealer and banking entities.

Elayna Mitrakos is a Financial Consultant at Fidelity Investments, a role she has held since 2024. She began her career at Fidelity Investments in 2019, progressing through several positions including Financial Representative, Relationship Manager, and Planning Consultant before her current role. Prior to joining Fidelity, she worked as a Business Development Specialist at TD Ameritrade and completed an internship with Foresters Financial Services. Elayna specializes in designing comprehensive financial strategies that align with clients' personal values and objectives. She emphasizes ongoing education and disciplined guidance to foster relationships based on trust, professionalism, and consistency. Outside of her professional work, Elayna has interests in cooking and baking, outdoor adventures, snowboarding, tennis, traveling, and volunteering.

Kenneth Weinstein is a financial advisor with LPL Financial, holding a Series 66 designation and over 33 years of industry experience. His work history includes roles at Flagstar Bank N.A., Key Investment Services LLC, Cetera, CUNA Brokerage Services, M&T Securities, Chase Investment Services Corp., and Edward Jones. Outside of advisory work, he is involved in events and entertainment at MetLife Stadium. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a broad suite of financial products.

Mark Alberti is a Senior Financial Advisor with Merrill Lynch Wealth Management. With over 25 years of experience in the financial services industry, he focuses on delivering personalized wealth management strategies tailored to clients’ goals. His areas of expertise include college education planning, personal retirement planning, women and wealth, and retirement income. Mark emphasizes understanding each client’s individual objectives and concerns to develop comprehensive financial strategies. He holds a Bachelor's Degree from Saint Bonaventure University and the Personal Investment Advisor (PIA) designation. Mark is committed to maintaining high standards of competence, integrity, and dedication, aiming to provide the highest level of financial advice. He is affiliated with several professional organizations and supports community causes such as Autism Speaks, the Crohn’s and Colitis Foundation, and the Lustgarten Foundation. Outside of his professional work, Mark enjoys sports including baseball, football, and ice hockey, as well as music, reading, writing, and spending time with his family. He also travels frequently, including visits to Europe and Palm Beach.

Camille David is a Series 66-licensed financial advisor at Morgan Stanley with six years of industry experience. Prior to joining Morgan Stanley in 2020, Camille held roles at New York Life, Northwestern Mutual, and worked in educational institutions including Baruch College and Farmingdale State College. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process and a range of investment offerings.

Anthony Sciuto is a financial advisor with Ameriprise, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has been with Ameriprise since 2014. Outside of his advisory role, he is involved with CMA92 LLC, where he assists with administrative duties, client appointments, portfolio reviews, and financial planning research. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Andrew Sepulveda is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.

Sabrina Zavarelli is a financial advisor at Morgan Stanley with three years of industry experience. She holds the Series 63 and Series 65 designations. Her prior work includes roles at Fordham University, Prince's Trust USA, and the Pratt Nature Center. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools without providing individual security recommendations as part of standalone plans.

Andrew Rigazio is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab Bank, Charles Schwab, and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Hansel Almanzar is a financial advisor with Morgan Stanley in Purchase, NY. He holds Series 63 and Series 66 licenses and has experience working at Morgan Stanley since 2025, with prior roles at PNC Bank and DriveWealth. Outside of financial services, he operated Almanzar Collectibles, a sole proprietorship, from 2020 to 2023. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, offering services primarily in an advisory capacity without individual security recommendations in standalone planning.

Stacie Weber is a Financial Consultant currently working at Fidelity Investments since 2019. She has previously held positions as a Private Client Advisor at J.P. Morgan Securities from 2013 to 2015 and again from 2016 to 2019, as well as a Financial Consultant at E*TRADE Securities from 2015 to 2016. Throughout her career, Stacie has focused on partnering with clients and their families to understand their financial goals and develop customized financial plans tailored to their unique needs. She emphasizes building strong relationships based on trust, reliability, and competence. Outside of her professional work, Stacie enjoys golf, hiking, running, and traveling.

Jeremy Guerrido is a financial advisor with Morgan Stanley, holding a Series 66 designation and six years of industry experience. He has worked at Morgan Stanley Smith Barney LLC, Morgan Stanley & Co. LLC, Raymond James & Associates, and Capital One Financial Corporation. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and advanced modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly and through corporate financial planning agreements.