Thomas Singleton is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 15 years of industry experience. Prior to joining OSAIC in 2025, he spent 10 years at Lincoln Financial Advisors Corporation. He is also involved in insurance-related activities, offering disability, health, life, accident, and property and casualty insurance. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management across multiple investment types.

David Siebel is a financial advisor with Osaic, holding a Series 66 credential and 14 years of industry experience. He has worked at SagePoint Financial and Capacity Benefits & Financial Services Group LLC, and currently serves as Managing Principal at EPIC Insurance Brokers & Consultants, where he manages employer group-sponsored employee benefit plans. He also owns Siebel Consulting, Inc., focusing on group employee benefits for small clients. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers a range of brokerage, investment advisory, and financial planning services, utilizing various asset-allocation tools and third-party solutions to construct and manage portfolios.

Stacey Schaumberger is a Series 66 licensed financial advisor with Morgan Stanley, based in Paramus, NJ, and has 35 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

John Sung is a Financial Advisor at Merrill Lynch Wealth Management. He works with C-suite and entertainment executives, physicians, engineers, and entrepreneurs to develop strategies that pursue their short-, mid-, and long-term financial goals. John provides guidance in areas such as general investing, retirement planning, saving for unexpected events, college education planning, corporate executive services, executive compensation, family wealth management strategies, services for defined benefit plans, legacy planning, managing new wealth, sports and entertainment, and tax minimization. He also connects clients with Bank of America specialists for banking, credit, home financing, and small business solutions. John has over two decades of experience helping professionals, families, and business owners navigate their financial futures. He combines technology with human connection to deliver tailored strategies and build lasting relationships. He is a graduate of Rutgers University with a degree in Finance and completed a Bootcamp Certificate in FinTech from Columbia University. John holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional work, John is celebrating 20 years of marriage and is a father to his son and pet dog. He is active in his community, coaches youth sports, and supports his son's athletic pursuits. John is a fan of the Yankees, Knicks, and Giants and enjoys baseball, basketball, music, photography, pickleball, traveling, and woodworking in his spare time.

Virginia Capicchioni is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and six years of industry experience. She has a background that includes roles at Cetera, First Allied Advisory Services, and Lifelong Investments LLC. Outside of her advisory work, she is involved in lacrosse coaching and administration, serving as head coach for USA Lacrosse and president of the American Women’s Box Lacrosse Association, in addition to managing Gladiator Lacrosse LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures and custodial relationships.

Matthew Conway is a financial advisor at Thrivent Investment Management with nine years of industry experience. He holds the CFA® designation and Series 66 license. His prior roles include positions at Oppenheimer & Co. Inc., Ultimus Fund Distributors, LLC, Lyrical Partners, LP, and New York Life-affiliated firms. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed accounts under a consolidated billing option called WealthPlan.

Michael Erskine is a financial advisor with Merrill, holding a Series 66 credential and 14 years of industry experience. His prior work includes positions at Bank of America, Wells Fargo Clearing, and Wells Fargo Advisors. He serves as a trustee and executor for family trusts and estates. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Damien Di Taranto is a Series 66-licensed financial advisor at LPL Financial with two years of industry experience. His prior roles include positions at Northern Advisory Group, UBS, and involvement with the University of Miami. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Steven Bellog is a Vice President and Financial Consultant at Fidelity Investments. In his role, he collaborates with clients to understand their financial goals and develop customized financial plans tailored to their unique needs. He emphasizes forming strong relationships with clients and their families, focusing on trust, reliability, and competency. Steven has been with Fidelity Investments since 2019. Prior to this, he worked as a Financial Advisor at Morgan Stanley from 2013 to 2019. His professional experience spans several years in financial consulting and advisory services. Outside of his professional work, Steven engages in activities such as family activities, fitness, golf, outdoor adventures, snowboarding, and traveling.

Susan Silberman is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 credentials and having 25 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves as a co-successor in estate administration activities. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment models and offers a wide range of retail and institutional investment solutions.

Michael Blevis is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 66 designation and previously worked at Lazard Asset Management and Goldman Sachs, among other firms. He is also a financial advisor at Ela Financial Group, Inc. outside of his role at Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and nonprofit entities, and institutional accounts. The firm offers multiple portfolio management options, financial planning, and access to third-party money managers, operating through a large network of independent advisors.

Wade Wolfe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He leads a disciplined, goal-based approach to wealth management, assisting clients in identifying and prioritizing their financial objectives and concerns. Wade focuses on providing clear insights into retirement assets and the likelihood of achieving long-term goals under various risk scenarios, helping clients understand what they can afford throughout their lifetimes. Wade began his career in 1991 with a bond firm and joined Merrill Lynch in 2014 as part of The Pressman, Berntsen, and Wolfe Group. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Wade earned a Bachelor's degree in Business from St. Peter's College. A longtime resident of New Jersey, Wade lives with his family in Morris Plains. Outside of work, he enjoys golfing, reading, and spending time with his family.

Robert Sundermann Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He previously worked for Cadaret, Grant & Co., Inc. for 25 years and spent 37 years at IBM Corporation. Sundermann also operates Sundermann Financial Services, where he acts in a fiduciary capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment options through its network of representatives, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Angelo Zappala is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on structuring wealth accumulation, lifetime retirement income, and wealth transfer for individuals, families, executives, and business owners. Angelo has developed a comprehensive process that addresses all financial aspects of his clients’ lives, identifying unique real-life challenges and intangible risks, and explaining practical choices for their consideration. His approach is grounded in diligent wealth management and advanced strategies, positioning him as a trusted financial advisor. Angelo’s areas of expertise include divorce transition planning, family wealth management strategies, and services for endowments, foundations, and non-profits. He has been a Financial Advisor since 2008, beginning with Banc of America Investment Services. Angelo holds an M.B.A. in Accounting from Fordham University, a Master of Arts in History, and a Bachelor of Science in Psychology, both from Northeastern University. He has earned several professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional work, Angelo is actively involved in community service and volunteers for organizations such as CancerCare, Tomorrows Children's Fund, and Fulfill – the Foodbank of Monmouth County. His personal interests include cooking, hiking, music, and reading. Angelo’s professional philosophy centers on protecting clients financially and helping them make the best possible financial decisions.

Kevin Reiner is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Morgan Stanley in 2025, he worked at UBS Financial Services from 2016 to 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process.

Irene Stolarz is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she serves as a director for the Polish People's Home of Passaic, NJ, a social and cultural organization for the local Polish community. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques, supported by a broad range of retail and institutional investment services.

Marie Errico is a financial advisor with UBS Financial Services in Ridgewood, NJ, holding a Series 63 designation and bringing 41 years of industry experience. She has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Nicholas Photiadis is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 28 years of industry experience. He has worked at LPL Financial since 2011 and previously spent seven years at Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Rachel Parrish is a financial advisor at Charles Schwab with 18 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Morgan Stanley and E*TRADE Capital Management. Charles Schwab & Co., Inc. serves a large client base mostly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with access to alternative investments and cash-sweep services.

Douglas Ward is a financial advisor with Wells Fargo Advisors based in Hackensack, NJ, holding Series 63 and Series 65 credentials with 30 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC for a combined 14 years before joining Wells Fargo Advisors in 2019. Ward is the sole owner of Ward Wealth Management Ltd., a financial planning practice based in New City, NY. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory offerings with various financial products and referral channels.