Sarah Marchand is a financial advisor with Merrill in Providence, RI, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2023, she worked at Mission Loans, Guaranteed Rate, Guaranty Mortgage Service, and SolutionReach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Rivera is a Series 66-licensed advisor at Merrill with one year of industry experience. Prior to joining Merrill, he worked at Polaris MEP Nonprofit Organization and has held various roles at Target, Walmart, and educational institutions including Rhode Island College and La Salle Academy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Richards is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and previously worked at First Acura for five years. Richards is based in Riverside, Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party management teams, serving individuals, high-net-worth clients, and various institutional investors.

Michael Finn is a CFP® and ChFC® with 12 years of industry experience. He is currently affiliated with XYPN Sapphire and has previously worked at One Charles Private Wealth, Journey Wealth Partners, Royal Alliance, LPL Financial, LLC, and Columbia Management Investment Distributors Inc. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans, employing a long-term, risk-based investment approach grounded in Modern Portfolio Theory. The firm supports nearly 50 affiliated advisors through a centralized corporate RIA model and offers specialized services including digital-asset management and model portfolios to other independent RIAs.