William Lavanne is a CFP® certificant affiliated with Cetera who has 40 years of industry experience. He currently serves at Cetera and its related entities, including James Hamlin Financial Services, LLC and JHFS Management Corporation, where he holds ownership and management roles. Outside of his advisory work, Lavanne is a licensed insurance agent authorized to offer fixed, life, disability, annuities, and long-term care insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 advisors serving individual, corporate, and institutional clients. The firm offers a broad range of portfolio management, financial planning, and retirement services with multiple program structures and access to both affiliated and unaffiliated third-party managers.

Stephanie Barnett is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Thrivent Financial and Thrivent Investment Management Inc. since 2015. Barnett is based in Libertyville, IL. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing firm-approved software to support goal analysis and recommendations.

Thomas Noto Jr. is a financial advisor with Equitable Advisors in Deerfield, IL, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked with Axa Advisors, LLC. Outside of his advisory work, he serves as an ice hockey official for USA Hockey, the governing body for amateur ice hockey players, coaches, and officials. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a network of Investment Adviser Representatives and offers a variety of advisory programs, including third-party asset management and fiduciary services for qualified plans.

Eleni Ftikas is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has worked previously at Cambridge Investment Research Advisors, Inc. and Planning Dynamics, Inc. There are no additional outside activities noted. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting a broad set of investment strategies and operational tools.

Zachary Cashmore is a financial advisor at Edward Jones with Series 65 and Series 66 credentials and four years of industry experience. Prior to joining Edward Jones, he worked at Advisor Share Wealth Management and operated several self-employed wealth management ventures. Outside of finance, he has experience with Revolution Brewing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a broad range of advisory programs and maintains a large network of financial advisors and branch offices nationwide.

James Gregga is a CFP® professional with 18 years of industry experience, currently advising clients at Morgan Stanley in Barrington, Illinois. He previously worked at J.P. Morgan Securities from 2012 to 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of investment advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analyses but generally acts in an advisory capacity without providing individual security recommendations in its standalone planning services.

Brian Tait is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 licenses. He has 13 years of industry experience and has been affiliated with J.P. Morgan Securities since 2012 and Kress & Mackay LLC since 2013. Outside of advisory work, he is involved as an owner and partner in Liberty Lake LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Nicholas Demarco is a financial advisor with OSAIC in Chicago, IL. He holds a Series 66 designation and has recently entered the industry, beginning his advisory career in 2024 following a period in full-time education. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services. The firm employs various portfolio construction tools and supports multiple advisory platforms, including third-party model and managed-account solutions.

Patricia O’Connor is a financial advisor at OSAIC with 22 years of industry experience. She holds the ChFC® and Series 63 credentials. Her prior experience includes roles at Lincoln Financial Advisors Corporation, Mass Mutual Investors Services, MetLife Securities Inc., New England Securities, and Nelico/Rabjohns Financial Group. In addition to advisory work, she is an independent insurance agent specializing in dental and group disability income, fixed annuities, life and health products, and Medicare-related products. OSAIC serves a diverse client base, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm utilizes various tools and platforms to construct portfolios with a wide range of investment options and provides access to third-party money managers and managed-account solutions.

Jeremy Eaton is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes roles at Calton & Associates, JD Mellberg, Fortune Financial Services, and Merrill, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, leveraging systematic methodologies and long-term asset allocation benchmarks.

William Feeney is a financial advisor at UBS Financial Services in Northbrook, IL, with 43 years of industry experience. He has been with UBS since 1989 and previously worked at Drexel Burnham Lambert. Feeney holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Brett Jenne is a Certified Financial Planner (CFP®) with 17 years of industry experience. He is currently an advisor at Stifel, where he has worked since 2022, following eight years at Bank of America. Brett is based in Lake Forest, Illinois. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning decisions.

Nicholas Hamilton is a financial advisor with LPL Financial in Chicago, IL, holding Series 63 and Series 66 credentials and 24 years of industry experience. His prior roles include positions at Old National Bank, Alliant Credit Union, Raymond James Financial, and U.S. Bancorp Investments, Inc. He is also associated with Alliant Retirement and Investment Services as a DBA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad suite of financial products.

Michael Tursi is a CFP®-certified financial advisor with 10 years of industry experience, currently associated with Wells Fargo Advisors in Arlington Heights, IL. His prior roles include positions at PNC Investments and Charles Schwab. Outside of his advisory work, he owns J.M. Equity Advisors LLC and serves as a notary public. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a broad range of investment and financial planning services to individuals, trusts, and institutions. The firm offers specialized planning services and integrates advisory offerings with other financial products and referral channels.

Jeffrey Garbaciak is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 licenses. He has nine years of industry experience, including prior roles at NYLIFE Securities LLC, New York Life Insurance Co, and Valic Financial Advisors. Outside of his advisory work, he has operated a consulting business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent Financial Professionals, providing tailored investment strategies across multiple platform arrangements.

Adam Stock is a financial advisor at OSAIC with 27 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 23 years. Outside of his advisory role, he serves as president of Rising Stock, Inc., a leadership and coaching company, and holds board positions at Beth Emet Synagogue and Chiaravalle Montessori School. OSAIC serves a diverse client base including individual and institutional investors, offering brokerage and advisory services supported by various investment platforms and tools. The firm employs asset-allocation strategies and risk management methods to construct portfolios across multiple asset classes.

Jared Korn is a Financial Advisor at Merrill Lynch Wealth Management, with over eight years of experience in the financial services industry. He specializes in comprehensive wealth management tailored to the needs of small business owners, corporate executives, and high-net-worth families. Jared provides personalized guidance in areas such as retirement planning, tax-efficient wealth preservation, estate planning, executive compensation optimization, and small business retirement plans. Jared employs a client-centric approach, focusing on building lasting relationships grounded in trust and a thorough understanding of his clients' financial goals. His expertise spans portfolio management, tax planning, estate planning, and retirement solutions, and he stays informed of market trends and regulatory changes to ensure relevant and up-to-date advice. His services aim to support clients in achieving their financial aspirations, whether through wealth building, retirement planning, or legacy preservation. He holds a Bachelor's Degree from the University of Illinois Urbana-Champaign and carries the Personal Investment Advisor (PIA) designation. Jared is also involved in professional organizations, including the Merrill Lynch Bank of America Disability Action Network and the Inter-Generational Employee Network. Outside of work, his interests include adventure sports, boating, football, golfing, music, rock climbing, skiing, surfing, and spending time with his family.

Shawn Marks is a financial advisor with J.P. Morgan Securities in Park Ridge, IL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2003. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services through a non-discretionary program supported by a centralized due diligence framework.

Yonglin Ren is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 licenses. He has 20 years of industry experience, including prior roles at LPL Financial and Edward Jones. Ren is also an IRS Enrolled Agent and operates his own tax services business. Cambridge Investment Research Advisors serves a broad range of clients—including individuals, retirement plans, and charitable organizations—offering financial planning, investment management, and retirement advisory services through independent Financial Professionals. The firm provides access to proprietary and third-party model strategies with both discretionary and non-discretionary implementation options.

Jon Meek is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney LLC since 2015. Outside of his advisory role, he is involved with the Center for Enriched Living, a recreation-focused organization in Riverwoods, Illinois. Morgan Stanley Wealth Management offers a wide range of advisory programs serving both individual and institutional clients, with a focus on tailored financial planning and a structured discovery process using firm-approved tools.