George Haffenreffer is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His background includes roles outside finance, such as positions at Stone Painting Co. and teaching at Cape Elizabeth High School and Middle School. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs, including third-party asset managers and LPL-sponsored platforms, focusing on aligning client risk tolerance with appropriate investment models.

Stephen Raymond is a financial advisor with Cetera in Woburn, MA, holding Series 63, 65, and 66 credentials and possessing 27 years of industry experience. He has previously worked at PlanMember Securities Corporation and currently serves as president of Raymond Wealth Management, LLC. His outside activities include acting as an insurance agent selling annuities and long-term care products. Cetera Investment Advisers LLC distributes its services through a large nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures.

Michelle Reid is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 31 years of industry experience. Her career includes positions at Banc of America Investment Services and Quick & Reilly, alongside long-term involvement with Legacy Wealth Management since 2006. Outside of her advisory work, she serves as a vice president on the board of The Chris Thomas Memorial Fund and participates in community committees, including a planned giving committee for North Reading Union Congregational Church and a veterans events committee for the town of North Reading. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, providing access to both affiliated and third-party investment strategies across discretionary and non-discretionary programs.

Alec Duncan is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His prior work includes roles at Northwestern Mutual and MCR Labs. He is also involved in non-variable insurance activities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and institutional entities. The firm typically employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Brian Callahan is a CFP® professional with 14 years of experience in the financial services industry. He is currently with Edelman Financial Engines and has previously worked at firms including Camarda Wealth Advisory Group, Fisher Investments, and Charles Schwab. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and offers a range of advisory programs supported by a firm Investment Committee.

Dennis Seeley Jr. is a financial advisor with Charles Schwab in Framingham, MA, holding a Series 66 credential and over 20 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2022 and previously held positions at TD Ameritrade Investment Management and Scottrade. Outside of his advisory role, he is a part owner of Salon Moxie, LLC, where he assists occasionally. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory programs, offering both non-discretionary and discretionary investment options with integrated brokerage, custody, and advisory services.

Heide Lee is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 36 years of industry experience, including prior roles at Woodbury Financial Services. Outside of her advisory work, she is involved in property and casualty insurance through several agencies. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers account implementation across multiple platforms and custodians.

Gianni Valentini is a Financial Consultant at Fidelity Investments. In this role, he collaborates with clients to develop comprehensive financial plans that align with their specific goals, priorities, and preferences. He utilizes his knowledge and Fidelity's resources to support and educate clients over time. Gianni has been with Fidelity Investments since 2021, holding various positions including Investment Consultant, High Net Worth Service Associate, Financial Representative, and Customer Relationship Advocate. His experience encompasses client relationship management and financial consulting within the firm. He holds an Arkansas Insurance License.

Michael Tow is a financial advisor with Cambridge Investment Research Advisors in Brookline, MA, holding the CFP® designation and securities licenses Series 63 and Series 65. He has 32 years of industry experience, including roles at Cambridge Investment Research Advisors and New Boston Financial Group. Outside of advisory work, he is involved in acting, serving on the board of a nonprofit organization, and coaching pickleball. Cambridge Investment Research Advisors serves a diverse client base including individuals and institutional clients such as pension and charitable organizations. The firm provides financial planning, investment management, and retirement-plan advisory services, offering access to multiple platforms and proprietary model strategies through thousands of financial professionals.

Paul Kapur is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Raymond James since 2016 and has additional experience with KTS Financial Group, LLC. Outside of his advisory work, Kapur holds ownership roles in several rental real estate properties and serves as a licensed real estate broker for his personal transactions. Raymond James Financial Services Advisors, Inc. provides a range of financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and investment consulting tailored to client goals, supported by analytical tools and specialized programs including municipal advisory and SIMPLE IRA employer consulting services.

David Shepard is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He previously worked at Royal Alliance for 12 years and Asset Strategy Advisors, LLC for 4 years. Shepard is also involved with Kendall Financial Consultants as a DBA for his LPL business and maintains a non-variable insurance activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with investment strategies supported by both internal research and third-party subadvisors.

Adam Sachs is a CFP® professional with 32 years of experience in the financial industry. He has worked at OSAIC since 2018 and previously held roles at Global Laminates, John Hancock Life Insurance Co., and Signator Investors, Inc. Sachs serves on the board of directors and as Vice President of Government Relations for the Massachusetts chapter of the National Association of Insurance and Financial Advisors (NAIFA) and is involved in local community organizations including the Ashland Business Association and a nonprofit focused on financial wellness. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, providing advisors with tools for discretionary and advisor-managed strategies as well as access to third-party managers and proprietary models.

Ann Decaprio is a CFP® professional at LPL Financial with 18 years of industry experience. She has been with LPL Financial since 2008 and holds a Series 66 license. Outside of her advisory role, she is also a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of investment adviser representatives, using model portfolios, third-party subadvisors, and customized strategies.

Kyle Davidson is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has been with Fidelity Investments since 2006, progressing through roles including Financial Consultant, Investment Consultant, and several service-oriented positions. Kyle's professional experience focuses on developing personalized financial plans and identifying investment strategies to improve those plans. He emphasizes building strong client relationships through regular, ongoing communication. Outside of his professional work, Kyle's personal interests include golf, parenthood, scuba diving, skiing, soccer, and traveling.

Robert Weedon is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation. Prior to joining Equitable Advisors, his background includes roles at Applied Radar and Balsamo Associates, as well as work in several service and hospitality positions. Equitable Advisors serves individual clients across a wide range of net worth, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Brian Amper is a CFP® professional with 24 years of industry experience, currently serving at Edelman Financial Engines in Burlington, MA. His prior roles include positions at Financial Engines Advisors L.L.C. and Edelman Financial Services LLC, spanning over a decade. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven, proprietary modeling process combined with planner delivery and online tools, providing both discretionary management and non-discretionary online advice with a focus on diversified portfolios, periodic rebalancing, and long-term strategies.

Jennifer Harney Read is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at Cetera and Coolidge Wealth Management since 2024 and previously spent 14 years with Infinex Investments, Inc. and Brookline Bank. Outside of her advisory role, she serves as a notary and manages a small residential property through a family trust. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, combining affiliated and third-party model portfolios with various program structures.

Drew Kaski is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant, Planning Consultant, Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate. Prior to joining Fidelity, he worked as a Registered Representative at New York Life from 2017 to 2018. Drew focuses on understanding clients' priorities and helping them develop plans to achieve their long-term goals. He values open and collaborative relationships and aims to build trust through professional service. Outside of his professional work, Drew enjoys spending time at the beach, fishing, playing golf, and engaging in activities related to lake environments. He is also involved in parenthood.

Dabney Baum is a CFP® professional with eight years of experience in the financial industry. She currently works at Wells Fargo Clearing and has previously been affiliated with Ameriprise Financial Services and Janney Montgomery Scott. Outside of her advisory role, she serves on several nonprofit boards, including Boston Single Mothers By Choice and All Newton Music School, and operates a small Etsy business selling t-shirts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Timothy Waas is a financial advisor with RBC Capital Markets in Wellesley, MA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Prior to joining RBC in 2026, he worked at various Wells Fargo affiliates from 2015 to 2026. Outside of his advisory role, he also works as a rideshare driver with Uber. RBC Wealth Management serves a diverse client base, including individual investors, institutions, and charitable organizations, offering multiple advisory programs with tailored portfolio strategies implemented through a combination of in-house and third-party managers.