Julia Gurzenda is a Planning Consultant at Fidelity Investments, where she partners with clients and their primary advisors to understand their financial goals and priorities. She develops personalized financial plans leveraging Fidelity's resources to support clients' unique financial journeys over time. Julia emphasizes clear and thoughtful communication to simplify financial decisions and build client confidence. Julia has been with Fidelity Investments since 2022, progressing through roles including Customer Relationship Advocate, Investment Solutions Representative, Relationship Manager, and currently Planning Consultant. Her experience within Fidelity has provided her with a comprehensive understanding of client relationship management and investment solutions. Outside of her professional responsibilities, Julia enjoys golf, hiking, horseback riding, reading, running, and skiing.

Nancy Marchand is a financial advisor with J.P. Morgan Securities in Boston, MA, holding Series 66 and Series 63 licenses and six years of industry experience. She previously worked at Goldman Sachs and Goodwin Procter, with additional employment at Babson College. Marchand is employed by both JPMorgan Securities and JPMorgan Bank, which allows her to offer a range of banking products alongside her advisory services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates ESG criteria, with implementation supported by affiliated investment-management entities.

Akash Samad is a financial advisor with Charles Schwab in Boston, MA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. He serves as a board member at large for the Eastern Massachusetts Chapter of the Penn State Alumni, where he assists with organizing charity and social events. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by a centralized operational structure and multi-asset investment approaches.

Gerard Lorden is a financial advisor with Morgan Stanley in Boston, MA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Lorden serves on the National Defense Industrial Association board and participates on strategic advisory councils related to national security and technology, including roles with OnPoint Technologies and Dynetics, as well as involvement with the MA Anti-Terrorism Advisory Council. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and modeling techniques but does not include individual security recommendations as part of standalone planning.

Kavitha Ledwig is a financial advisor with Thrivent Investment Management in Arlington, MA. She holds a Series 66 credential and has one year of industry experience. Prior to joining Thrivent, she worked at LPL Enterprise LLC and spent ten years in real estate with various firms. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without portfolio management or institutional advisory services. The firm offers integrated planning and managed-account solutions under its WealthPlan program.

Patrick Kiritsy is currently a Branch Leader at Fidelity Investments, where he leads a team of financial professionals focused on partnering with families to develop sound and sustainable financial plans. His role includes supporting his team to create client experiences that meet a high standard of care and professionalism. Patrick has held several positions at Fidelity Investments, including Team Leader roles in Executive Services and Workplace Planning & Advice, as well as positions such as Help Desk representative in Workplace Planning & Advice and Workplace Planning Consultant. These roles have contributed to his expertise in financial planning and leadership within the company. Outside of work, Patrick has interests in fitness, golf, music, pets, running, and traveling.

Matthew Turowetz is a financial advisor at J.P. Morgan Securities in Boston, MA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at WS Development, LEK Consulting LLC, Santander Bank, and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program.

Thomas Clay is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior roles include positions at Questar Asset Management and Questar Capital Corporation. Clay also owns New Perspective Financial, where he develops and presents financial plans and investment recommendations. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, providing advisors with a range of program options including discretionary strategies, third-party manager selections, and proprietary models.

Chloe Griffiths is a financial advisor at Morgan Stanley in Boston, MA, holding Series 63 and Series 66 licenses with seven years of industry experience. Her career includes positions at Northwestern Mutual and several smaller firms before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients by offering comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.

Daniella Iannuzzi is a Vice President and Financial Consultant at Fidelity Investments. She has been with Fidelity Investments since 2018, progressing through various roles including Fixed Income Operations Analyst, Financial Representative, Relationship Manager, Planning Consultant, Financial Consultant, and currently Vice President Financial Consultant. In her current role, Daniella partners with individuals and families to develop personalized wealth plans tailored to their unique financial needs. Her approach focuses on helping clients make sound financial decisions through all of life's ups and downs, with an emphasis on establishing trust and building long-term relationships. Daniella's extensive experience within Fidelity Investments spans operations, client relationship management, and financial consultation, providing her with a comprehensive understanding of financial planning and investment strategies.

Joseph Alibrandi is a financial advisor with UBS Financial Services in Boston, MA, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. His work history includes roles at First Republic Investment Management, First Republic Securities Company, and MFS Fund Distributors. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a range of mutual fund and alternative product distributions. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Meredith Lopez is Vice President and Financial Consultant at Fidelity Investments. She has held this position since 2005 and has been with Fidelity in various financial roles since 1998. With over 25 years of experience, Meredith has collaborated with families and businesses to develop financial strategies tailored to their long-term goals. She holds a California Insurance License, reflecting her qualifications in insurance-related financial services. Outside of her professional work, Meredith enjoys beach activities, family time, social events with friends, horseback riding, outdoor adventures, and volunteering.

John Spooner is a financial advisor with Morgan Stanley in Boston, holding Series 63 and Series 65 credentials and bringing 65 years of industry experience. He has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association, since 2015. Outside of advising, he contributes as an editor to Boston Magazine and writes books and articles related to investing. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, incorporating various modeling techniques, and offers both direct and employer-based financial planning services.

Brian Rossano is Senior Resident Director at Merrill Lynch Wealth Management. He brings over 30 years of experience serving affluent individuals and corporations, with a focus on wealth preservation and growth through tailored financial advisory relationships. Brian’s expertise includes retirement planning, legacy planning, executive compensation, equity compensation services, and corporate retirement benefits consulting. He previously served as Branch Manager of the Beverly, MA office and spent 22 years working with Merrill clients from Boston, specializing in managing stock option and 401(k) plans. Brian holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from Hartwick College. Brian is involved in community organizations such as the Elks and St. Peters Club. His approach centers on creating customized wealth management strategies based on a comprehensive understanding of clients’ financial situations, priorities, and risk tolerance. Outside of work, he enjoys boating, running, and traveling.

Devin Ralph is an Investment Consultant at Fidelity Investments, a position he has held since 2024. He has worked in various roles at Fidelity, including Financial Representative, Investment Solutions Representative I & II, and Customer Relationship Advocate since 2022. In his role, Devin partners with clients to help them make educated decisions aligned with their financial goals. He focuses on helping clients pursue growth, preservation, and distribution of wealth, aiming to provide financial flexibility in retirement.

Nicholas Zaccardi is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 13 years of industry experience. His professional background includes roles at Bank of America, N.A., and Merrill from 2013 to 2024. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Norbert Unger III is a financial advisor with Merrill in Boston, MA, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Merrill and Bank of America since 2013. Unger serves on the Board of Overseers for Mount Auburn Hospital as a donor and occasional participant in fundraising events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Iverson Qiu is a financial advisor at LPL Financial with one year of industry experience. He previously worked at Wellington Management and has an educational background that includes time at Northeastern University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

John Shea is a Vice President, Financial Consultant at Fidelity Investments. In this role, he helps individuals and families build and maintain financial plans to support life's most meaningful goals, focusing on retirement income planning, investment guidance, and tax-efficient investing. John has been with Fidelity Investments since 2011, progressing through various roles including Financial Representative, Investment Solutions Representative, Regional Investment Consultant, and Investment Consultant before becoming Vice President, Financial Consultant in 2024. His experience spans multiple facets of financial consulting and investment solutions within the firm. Outside of his professional career, John enjoys boating, camping, family activities, hiking, skiing, and volunteering.

Berklee Vaillancourt is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Berklee partners with clients and their Wealth Management Advisors to address unique service and planning needs. Berklee has held multiple positions at Fidelity Investments since 2018, including Planning Consultant, Relationship Manager, Financial Representative, and Customer Relationship Advocate. This progression reflects experience across various facets of client relationship management and financial planning within the firm.